Explore the differences! FHA VS Conventional loan programs in Scottsboro, Jackson County, Alabama

In 2025, Convetional loan limit in Scottsboro, county of Jackson, AL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Scottsboro, county of Jackson, AL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 35768, 35769

Conventional and FHA loan options in Scottsboro, AL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Mortgages by Mazzocco Group
  • 8100 E Camelback Rd Lot, Suite 9, Scottsdale, AZ, 85251
  • The Mazzocco Group guides you through every step of the home financing process, working with all parties including the real estate agents, settlement agents, and loan processors to ensure success in closing a smooth transaction for your new home! Exceptional Service: Communication is the key that unlocks success
  • Best Damn Loans, LLC
  • 7137 E Rancho Vista Dr, Suite B05, Scottsdale, AZ, 85251
  • Established with one purpose! To serve our clients as a full service, one stop shop for all of your mortgage needs. We specialize in helping our clients identify and secure the Best Damn Loan For each unique situation. Our founder Nicholas Rausch was frustrated with how fragmented the Industry has become.
  • Arizona Lending Group
  • 7137 E Rancho Vista Dr, Suite B05, Scottsdale, AZ, 85251
  • Arizona Lending Group specializes in Conventional home loans, VA loans, FHA loans, USDA loans, Jumbo loans, and Reverse Mortgages. We are based in Scottsdale, Arizona and have a passion for customer service. Get pre-approved in minutes and take advantage of our low rates, low fees, and around the clock service.
  • Mizar Commercial LLC
  • 4021 N 75th St, Suite 101, Scottsdale, AZ, 85251
  • When you work with Mizar, you’re working with experienced professionals that know how to properly manage and execute the best and most efficient lending solutions for all types of real estate projects.Real Estate financing isn’t just a one-size-fits-all solution. It takes experience, knowledge, trust, personal attention to detail, and speed.
  • Arnaiz Mortgage LLC
  • 7137 East Rancho Vista Drive, Suite B05, Scottsdale, AZ, 85251
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Simplify Mortgage
  • 8637 East Osborn Road, Scottsdale, AZ, 85251
  • Our main goal is to make the home loan process easier for consumers. Getting a home loan can be difficult. We're changing that. Mortgages could be a much easier process, but some companies won't give up their archaic systems and processes.While we aren't in control of every aspect of the process the goal is to simplify the things we can.
  • Achievers Mortgage, LLC
  • 3500 North Hayden Road, Suite 1302, Scottsdale, AZ, 85251
  • Achievers Mortgage, LLC, we are located in the Heart of South Scottsdale. At Achievers Mortgage, LLC we are licensed professionals in the Mortgage industry with an extensive array of product knowledge which, of course, is at your disposal. Please think of us as a resource; we are always happy to talk with anyone.
  • Lime Mortgage, LLC
  • 7272 East Indian School Road, Suite 540, Scottsdale, AZ, 85251
  • "Lime Mortgage, LLC. We are a full-service mortgage broker headquartered in Old Town Scottsdale, Arizona. We specialize in every form of Real Estate financing. Whether you are buying a home, relocating to a new area or refinancing, we can help you get into your new home fast and save you money when getting your new lower monthly payment.