FHA VS Conventional loan in Scottsboro, Jackson County, Alabama

In 2025, the Conventional loan limit in Scottsboro, located in the county of Jackson, AL, is $726,200. In contrast, the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate current rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and required documents to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side to assist you in selecting the best program in AL based on your unique financial situation.

Compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Scottsboro, Jackson, AL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to the following zip codes: 35768, 35769

Available Conventional and FHA Loan Options in Scottsboro, AL

The goal of Lendersa® is to obtain the best possible Conventional, USDA, or FHA loan for you quickly and without hassle. Select one of the three starting points to match with suitable lenders and loan programs.

Details of Lendersa USDA loan request and matching results


  • Blue Federal Credit Union - 7th Avenue
  • 2401 E Pershing Blvd, Cheyenne, WY, 82001
  • In April 2016, Warren Federal Credit Union and Community Financial Credit Union merged to become Blue Federal Credit Union. Blue Federal Credit Union represents our shared history in the region and more than 100 years of service to those who serve the public good in Colorado and Wyoming, including members of the Air Force
  • Central Bank and Trust
  • 3060 East Lincolnway, Cheyenne, WY, 82001
  • We started in Lander in 1890, the same year Wyoming became a state. We like to think our founders came across what was then the territories of Wyoming, and found the people and the scenery too hard to abandon. Our Wyoming values and passion for developing Wyoming communities drives everything we do.
  • Opportunity Business Loans
  • 2304 E Lincolnway, Suite 154, Cheyenne, WY, 82001
  • We have a network of thousands of lenders who are all ready to lend the money you need. This network allows us to find the best deal for you based on you and your business's individual needs. Our personal financial advisors will work with you through each step of our online business loan process.
  • My-Mortgage 101
  • 1712 Pioneer Ave, Suite 333, Cheyenne, WY, 82001
  • Home Refinance Options for your mortgage are designed to offer you a better interest rate or loan term than you have on your current mortgage loan. The benefit of lower interest rates is pretty obvious, but the change in your loan term can mean either a shorter or longer repayment period.
  • FinLend, LLC
  • 1603 Capitol Avenue, Suite 310 A660, Cheyenne, WY, 82001
  • FINLEND Capital® is a nationwide, private direct lender. Established in 2019, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Our loans can be used for the purchase or refinance of non-owner occupied residential & commercial properties, financing of renovation project, and bridge funding. FINLEND
  • Western Vista Credit Union
  • 3207 Sparks Road, Cheyenne, WY, 82001
  • Western Vista has been a trusted source for financial services since 1940. Despite our humble beginnings, we currently serve more than 12, 000 members. We offer a full line of consumer, business and mortgage services designed to help you improve your financial standing, invest in your future and protect your financial well-being
  • Wallick & Volk, Inc.
  • 222 East 18th Street, Cheyenne, WY, 82001
  • Wallick & Volk has numerous loan programs to help ensure that you are placed in the right loan program, based specifically upon your individual needs. Wallick & Volk mortgage professionals are here to guide you every step of the way! Click on any of the loan programs below to learn more about what we have to offer you.
  • Bank of Colorado
  • 1609 E Harmony Rd, Fort Collins, CO, 80525
  • Bank of Colorado is a family-owned, locally managed, Colorado community bank with a 38-year history in Colorado guided by a strong community-banking model of local management and local control. Bank of Colorado is known for its strength and stability, superior customer service and active involvement in the communities it serves.