FHA VS Conventional loan programs in Roanoke, Randolph County, Alabama
For the year 2025, in Roanoke, within the vicinity of the county of Randolph, AL, the loan cap for a single-family home under a Conventional loan is set at $726,200, whereas the FHA limit is $472,030.
The Lendersa® Conventional loan calculator is a handy tool to compare the latest rates for Conventional, FHA, and USDA loans. It helps you assess the income, credit score, reserves, and documentation requirements to qualify. With our thorough mortgage calculator, you can inspect Conforming Conventional loans side by side with USDA, FHA, and VA options, enabling you to choose the most effective program in AL that suits your financial needs.
Understanding 2025 Loan Limits and Down Payment Needs in Roanoke, County of Randolph, AL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Note: This comparison table is relevant to these zip codes: 36274
Explore Conventional and FHA Loan Possibilities in Roanoke, AL
The primary aim of Lendersa® is to ensure that you obtain the best available loan, whether it is a Conventional, USDA, or FHA, with speed and ease. You have three strategic starting options to connect with fitting lenders and appropriate loan schemes.
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