FHA VS Conventional loan programs in Springville, St. Clair County, Alabama

In the year 2025, the loan limit for Conventional financing in Springville, located in the county of St. Clair, AL stands at $726,200. Meanwhile, the FHA limit is $472,030 for single-family homes.

Use the Lendersa® Conventional loan calculator to compare the best current rates among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA options side by side to decide which program is best for your financial situation in AL.

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Loan limits and down payment requirements for 2025 in Springville, St. Clair, AL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to zip codes: 35146

Explore Conventional and FHA loan opportunities in Springville, AL

The goal of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loan swiftly and without complications. Choose one of three starting options to match with lenders and loan programs effectively.

Results for Lendersa USDA loan request


  • EMPERIQ FINANCIAL LLC
  • 7613 Jordan Blvd, Suite 100, West Jordan, UT, 84084
  • Emperiq believe the ability to have access to the best lenders & products across the country are the key to being able to lead in this industry.Not just for today,but more importantly,for tomorrow.Our ability to analyze each individual client & their unique situations & then match with the broad range of products that serve their needs the best.
  • CCS Loans
  • 893 West Baxter Drive, South Jordan, UT, 84095
  • CCS Loans is a specialty lender with a long history in Construction and Solar financing in the Intermountain West markets. CCS lends on new home construction projects, owner/builder, residential and commercial solar projects, purchase and refinance mortgages and other commercial development.
  • CBC Mortgage Agency
  • 912 W. Baxter Drive, Suite 150, South Jordan, UT, 84095
  • CBC Mortgage Agency was formed in 2013 by the Cedar Band Corporation, a tribally owned enterprise wholly owned by the Cedar Band of Paiutes, with a goal to diversify the tribe’s business interest. Cedar Band Corporation operates 9 subsidiaries both on and off the reservation to promote economic self-sufficiency.
  • Buy Utah Homes
  • 859 West South Jordan Parkway, Suite 101, South Jordan, UT, 84095
  • We take pride in enabling individuals and families to take the major life step of purchasing a home. If you are unable to purchase a home because of insufficient funds for a down payment and closing costs, we are here to help you explore all your State and Federal funding options. We’ve got your back!
  • Aspen Hills Mortgage
  • 2651 W South Jordan Parkway, South Jordan, UT, 84095
  • We specialize in residential mortgages. At Aspen Hills Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Gleneagle Mortgage LLC
  • 10808 S River Front Parkway, Suite 3084, South Jordan, UT, 84095
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Homie Loans, LLC
  • 10355 South Jordan Gateway, Suite 525, South Jordan, UT, 84095
  • Homie Loans™ was born out of the need for a simplified mortgage loan process. With Homie Loans™ you get an amazing rate, simplicity and friendly support. It’s so much better than before Homie Loans is the fastest way to get the lowest interest rate and closing costs possible No hidden fees. No catch. No crazy commissions
  • Patriot Home Loans Inc
  • 2596 West 11275 South, South Jordan, UT, 84095
  • Lauren's passion is helping you finance real estate by designing personalized solutions that meet your needs. With some of the most cutting edge programs available to provide you with the "best fit" options, when combined with transparency, you are in control of your mortgage and empowered to make the best possible decisions for your finances.