FHA VS Conventional loan in Odenville, St. Clair County, Alabama
For Odenville in the county of St. Clair, AL, during 2026, the conventional loan limit is $726,200 and for FHA, it's $472,030 for single-family homes.
With Lendersa®'s Conventional loan calculator, evaluate the finest rates for Conventional vs. FHA vs. USDA, determining the income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans to help identify the best program for your financial status in AL.
2026 Loan Limits and Down Payment Requirements in Odenville, County of St. Clair, AL
Loan Type
Loan Limit
Down Payment
Conforming Conventional
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable to zip codes: 35146
Conventional and FHA Loan Options Available in Odenville, AL
At Lendersa®, our aim is to promptly secure the best Conventional, USDA, or FHA loans for you. Choose from three starting points that connect you to matching lenders and loan programs.
Established in 2003, HomeTown Bank is a community bank that has four locations in small towns across Alabama. Locally owned & operated. we are committed to a personal banking experience & being actively involved in the communities that we serve.
Our customers get the opportunity to work with experienced professionals who understand their commu
Faith Mortgage LLC offers a variety of loan programs to meet your needs. Available to you are FHA, VA, Conventional and USDA loan types. Ready to purchase a home, refinancing your existing home or needing cash out to do improvements or payoff debt, contact Faith Mortgage LLC 205-655-7250
In 1903 a group of far-sighted businessmen, led by J. Fall Roberson, Sr., joined forces to form a bank to serve the future businesses and citizens of Pell City and St. Clair County. One hundred and sixteen years and four generations of independent banking experience later, UnionState continues to grow and serve a broad community with twelve banking
Coosa Valley Mortgage, Inc. is a family owned business established in 1996 to serve St Clair County and the surrounding areas. Our mission is to offer competitive rates while providing top-notch customer service and finding the best loan product for your financial situation. We offer a variety of mortgage loan programs
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our success at Primemax Mortgage is a result of our client commitment, professional integrity, industry knowledge and unique approach in managing every aspect of the loan process to ensure the transaction proceeds smoothly and loan funding is on time. We at Primemax Mortgage pride ourselves on “Trust... Integrity... Service”.
The Hutson Company is a mortgage loan company that serves the entire state of Alabama. We specialize in brokering purchase mortgage loans for new and existing homes and also in refinancing existing mortgages. The Hutson Company has been in business for over 30 years. The Hutson Company does all types of mortgage loans including FHA, VA, USDA
"Since 1938, AlabamaCentral Credit Union has been helping people improve their lives — making them easier and more secure, all while allowing hard-working folks to keep more of their money.
Today, we serve over 17,000 members in 28 counties — with 9 branches from the Gulf Coast to north Alabama."
2 Office Park Cir, Suite 103, Birmingham, AL, 35223
Lends in Alabama
Jim King & Travis McGowin together have more than 80 years in the mortgage business here. When founded McGowin-King Mortgage in 1998, they did so with a simple goal in mind: to build a business on relationships & to foster those relationships with integrity, trust, & community involvement.Every loan brokered since that founding has been anchored.
