FHA VS Conventional loan programs in Odenville, St. Clair County, Alabama

For Odenville in the county of St. Clair, AL, during 2026, the conventional loan limit is $726,200 and for FHA, it's $472,030 for single-family homes.

With Lendersa®'s Conventional loan calculator, evaluate the finest rates for Conventional vs. FHA vs. USDA, determining the income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans to help identify the best program for your financial status in AL.

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2026 Loan Limits and Down Payment Requirements in Odenville, County of St. Clair, AL

Loan Type Loan Limit Down Payment
Conforming Conventional $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to zip codes: 35146, 35120

Conventional and FHA Loan Options Available in Odenville, AL

At Lendersa®, our aim is to promptly secure the best Conventional, USDA, or FHA loans for you. Choose from three starting points that connect you to matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Advanced Mortgage Solutions LLC
  • 11854 Bradburn Blvd, Westminster, CO, 80031
  • "We are a Colorado locally owned & operated Company.

    We have several banks and investors that we work with to give you the most comprehensive portfolio of products. We are committed to providing clients with the highest level of service combined with some of the lowest rates. With our highly experienced team of mortgage professionals"

  • Team Lassen
  • 13606 Xavier Lane, Suite E, Broomfield, CO, 80023
  • Team Lassen was started by Sarah Lassen, Charles Souza, and Tim Moore and has been in the business of offering professional real estate services since 1999. Since the company’s inception, Sarah, Charlie, Tim, and the rest of the growing Team have worked together from the common values of integrity, reliability, honesty, and commitment.

  • U.S. Eagle Federal Credit Union
  • 559 W. Cordova Rd, Santa Fe, NM, 87505
  • US Eagle Federal Credit Union serves our members by providing financial products and services to help them attain personal financial success. Founded in 1935, U.S. Eagle is the State's oldest credit union. With nine branch offices (six in Albuquerque, one in Bernalillo, one in Santa Fe, and one in Farmington).

  • Loan Fox Inc.
  • 1228 Osage Ave, Santa Fe, NM, 87505
  • At Loan Fox Inc, we are dedicated to providing clients with the knowledge needed to make the right decision when financing their home. Although we are located in Santa Fe, we specialize in mortgage loans in Albuquerque, Las Cruces, and throughout the entire state of New Mexico. Whether you are a first-time homebuyer, looking to buy a second home,

  • Partner Colorado Credit Union | Central Park Branch
  • PO Box 1346, Arvada, CO, 80001
  • Partner Colorado Credit Union, founded in 1931, is a member-owned, not-for profit cooperative. Simply put, we are owned and operated by members, unlike publicly-held banks who are owned by shareholders. All income after operating expenses and reserve allocations is returned to you in the form of higher dividends on savings and lower rates on loans.

  • 1STBANK
  • 12345 W. Colfax Ave, Lakewood, CO, 80215
  • FirstBank began its journey in Lakewood, Colorado, in 1963, with a commitment to superior customer service, convenience and loyalty to its employees. FirstBank has grown through consumer and commercial lending, superior banking services and a remarkable standard for community investment.

  • Premier 100 Mortgage
  • 710 Kipling St, Lakewood, CO, 80215
  • At Premier 100 Mortgage, LLC all of our underwriting and closing is done in-house, allowing us the greatest measure of control and communication throughout the process, from pre-qualifying to closing. We also have access to the most competitive rates and program offerings on conventional, FHA, and VA mortgages.

  • Macro Financial Group Inc
  • 9450 West 11th Avenue, Denver, CO, 80215
  • "Since 1995, with our over 100 years of combined mortgage lending & real estate experience,

    Macro Financial Group has originated thousands of home loans for the residents of Colorado.

    In an ever-changing industry we pride ourselves on having the experience, education and relationships

    to walk you comfortably through the entire proce

  • Wilson Mortgage Group
  • PO Box 150578, Lakewood, CO, 80215
  • Built on a foundation of trust and integrity, we are a one-stop-shop for all your mortgage needs. Whether you're new to mortgages or have experience, we are confident we can provide competitive loan options tailored to your meet your goals! We will achieve this by providing a wide variety of home loan products to you that are structured to fit

  • Select Mortgage
  • 8100 Ralston Rd, Suite 230, Arvada, CO, 80002
  • Select Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.