Explore the differences! FHA VS Conventional loan programs in Sumiton, Walker County, Alabama
The conventional loan cap in Sumiton, which is within the county of Walker, AL, stands at $726,200 for 2025. Meanwhile, the FHA loan ceiling for a single-family home in the same area is $472,030.
Utilize the Lendersa® Conventional loan calculator to analyze the best rates today between Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and required documents needed to qualify. This sophisticated mortgage calculator lets you compare side-by-side Conforming Conventional loans, USDA, FHA, and VA, assisting in selecting the right program for your financial needs in AL.
Loan limits and down payment requirements for 2025 in Sumiton, county of Walker, AL
Type of Loan
Maximum Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is valid for zip codes: 35062, 35148
Options for Conventional and FHA loans in Sumiton, AL
At Lendersa®, our aim is to secure the best Conventional, USDA, or FHA loan swiftly and without difficulty. Start with one of these three routes to acquire matching lenders and loan programs.
SNAP! Home Loans is the industries Lowest Cost, Most Tech Lending Solution. Because we are a broker we provide Buyers with what we call “Fair Market Pricing” by shopping their loan with as many as 20 different banks. This provides our borrowers with the best financing available, with the most flexibility, at the lowest out of pocket price.
336 West Bedford Avenue, Suite 103, Fresno, CA, 93711
Aspire Realty Solutions is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
"C. Watson Financial is a locally owned Mortgage Broker in business to help customers find the home financing to fit their needs. We help buyers with a staff of highly trained loan professionals, so you can be sure that you are fitted with the best loan package available.
Whether you are buying your first home or an investment property,"
Valley Wide Homes is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,
"Western Pioneer Financial is a full spectrum lender with complete real estate services. We bring over 35 years of combined experience in both real estate and loans. Our commitment and focus is to provide genuine one-stop shopping services to our clients and customers.
We are committed to providing our clients with superior personal service."
Caleb Parmenter is your premier mortgage professional located in Fresno, California. Caleb and Caleb Parmenter - Big Valley Mortgage offer some of the most competitive rates nationwide, making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Fresno area.
Since 1989, Oro Financial of CA, Inc has originated residential and commercial loans for borrowers who have tried to obtain conventional financing but were unable to. Credit is not a problem and we can loan against any property within the State of California. We will move fast and have been able to fund in 24 hours.
Mid Valley Financial is the Central Valley’s premier residential and commercial mortgage lender. We pride ourselves on offering some of the lowest rates & making the loan process fast, simple and straight forward for borrowers seeking an inexpensive mortgage in California, loan officers can help you take the first step toward a financial solution.
Mid Valley Financial is the Central Valley’s premier residential and commercial mortgage lender. We pride ourselves on offering some of the lowest rates and making the loan process fast, simple and straight forward for borrowers seeking an inexpensive mortgage in California. Whether you are a first time buyer, purchasing your dream property.
Great Basin Federal Credit Union has been a member of the community since our charter on January 11, 1951. What began as a 50 member credit union for Reno-Bell Phone Company employees has grown to a community chartered credit union serving over 20, 000 people. Our philosophy of building personable relationships.
