FHA VS Conventional loan in Sumiton, Walker County, Alabama

In 2025, Convetional loan limit in Sumiton, county of Walker, AL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AL is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Sumiton, county of Walker, AL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 35062, 35148

Conventional and FHA loan options in Sumiton, AL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Alliance Mortgage Funding Inc
  • 111 Warren Road, Suite 10A, Cockeysville, MD, 21030
  • Alliance Mortgage Funding, Inc. has been a 100% Referral Based business. We are locally owned and operated, so you are working with local professionals, not a call center in another state. Licensed in Maryland and Pennsylvania, we help all of our clients make all of the right mortgage financing decisions, for all the right decisions.
  • Freedmont Mortgage Group
  • 50 Scott Adam Rd, Cockeysville, MD, 21030
  • Freedmont Mortgage®, a division of NFM Lending, has set the standard for trust, honesty, and integrity in the industry for nearly two decades. As one of the oldest licensed mortgage firms in the Mid-Atlantic area, we have the experience and reputation to assist homeowners and homebuyers in a variety of situations.
  • Point Breeze Credit Union
  • 11104 McCormick Road, Hunt Valley, MD, 21031
  • Point Breeze Credit Union offers easy, reliable banking by helping you save time and money. We put our members first and endeavor to make your life easier through friendly, convenient service that makes banking feel less like a chore. As a Point Breeze member, you can expect a warm welcome and a hassle-free experience.
  • Eastern Savings Bank
  • 11350 McCormick Rd, Suite 405, Hunt Valley, MD, 21031
  • Our Mission at Eastern Savings Bank, an FDIC insured community bank, is committed to building relationships by providing personalized banking solutions and services, delivered with integrity and passion. Our Vision is We are proud of the rewarding connections we maintain with our customers and associates.
  • Atlantic Financial
  • 40 Schilling Road, Hunt Valley, MD, 21031
  • Atlantic Financial Federal Credit Union (AFFCU) is a full-service financial institution serving the financial needs of consumers throughout the greater Baltimore communities. AFFCU is open to anyone who lives, works, worships, volunteers, attends school, or has family in Baltimore County, Baltimore City, Carroll County, Harford County, Maryland.
  • Old Forge Funding LLC
  • 11350 McCormick Rd, Suite 101 Bldg 2, Hunt Valley, MD, 21031
  • Old Forge Funding Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Direct Mortgage Loans, LLC
  • 11011 McCormick Road, Suite 400, Hunt Valley, MD, 21031
  • Direct Mortgage Loans is committed to outstanding mortgage solutions and building life-long relationships. Giving our employees the resources, knowledge, and training to grow, and then help them to succeed, is our passion. Our values are centered on effective, proactive and respectful communication.
  • Countryside Bank
  • 379 Main St., Unadilla, NE, 68454
  • Our community is important, and we take pride in where we live and work. Countryside Bank employees and families have deep roots in the community, as do many of our loyal customers. As new people discover the advantages of small communities and independent banks, we continue to grow and build new customer relationships.
  • Central Credit Union of Maryland
  • 8501 LaSalle Rd, Baltimore, MD, 21286
  • We're small enough to know you but big enough to put 24/7 banking in the palm of your hand. From better rates to lower fees, we give you greater control over your future. Whatever an amazing life looks like for you, we’re here to help you get there! It’s easy to add us as a partner in your financial future!
  • Adams State Bank
  • 649 Main St, Adams, NE, 68301
  • Although it doesn’t claim the prominence of age that many of its neighbors in southeastern Nebraska do, Adams State Bank does have the distinction of being one of the state’s five-generation banks, as well as the honor of having a past president of the Nebraska Bankers Association as its President.