FHA VS Conventional loan in Sumiton, Walker County, Alabama
The conventional loan cap in Sumiton, which is within the county of Walker, AL, stands at $726,200 for 2025. Meanwhile, the FHA loan ceiling for a single-family home in the same area is $472,030.
Utilize the Lendersa® Conventional loan calculator to analyze the best rates today between Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and required documents needed to qualify. This sophisticated mortgage calculator lets you compare side-by-side Conforming Conventional loans, USDA, FHA, and VA, assisting in selecting the right program for your financial needs in AL.
Loan limits and down payment requirements for 2025 in Sumiton, county of Walker, AL
Type of Loan
Maximum Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is valid for zip codes: 35062, 35148
Options for Conventional and FHA loans in Sumiton, AL
At Lendersa®, our aim is to secure the best Conventional, USDA, or FHA loan swiftly and without difficulty. Start with one of these three routes to acquire matching lenders and loan programs.
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