FHA VS Conventional loan programs in Adamsville, Jefferson County, Alabama

For 2025, the limit for a Conventional loan in Adamsville, within the county of Jefferson, AL, stands at $726,200. Meanwhile, the FHA cap for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare current Conventional rates against FHA and USDA's best options. Determine the necessary income levels, credit score requirements, financial reserves, and essential documents to qualify. Featuring a sophisticated mortgage calculator, Lendersa® allows for side-by-side viewing of Conforming Conventional loans alongside USDA, FHA, and VA programs. This enables you to choose the most suitable program for your specific financial circumstances in AL.

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2025 Loan Ceilings and Down Payment Requirements in Adamsville, County of Jefferson, AL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant for the following zip codes: 35214, 35005, 35060, 35073

Discover Your Conventional and FHA Loan Options in Adamsville, AL

Lendersa® is committed to swiftly securing you the optimal Conventional, USDA, or FHA loan with ease and no hassle. Begin by choosing from three pathways to connect with appropriate lenders and loan offerings that match your needs.

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  • MORTGAGE MASTER SERVICE CORPORATION
  • 20425 - 72nd Avenue South, Suite 210, Kent, WA, 98032
  • Mortgage Master is a nationally trademarked company, established in 1976 by members of the Porter family, veterans of the real estate industry since 1950. What began as a small family endeavor has flourished over the years into one of the leading lenders in the Pacific Northwest.
  • MountainCrest Credit Union
  • 3710 168th Street NE, Suite A108, Arlington, WA, 98223
  • Our mission statement is our reason for being. It represents the tenet by which we operate the credit union every day for our members. We excel in personal, professional & friendly service that helps us stand out among all financial institutions in the area. The purpose of the MountainCrest CU is to provide sound, quality financial services.
  • Mortgage Express, Inc.
  • 17411 Waller Road East, Tacoma, WA, 98446
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans that meet the needs of our friends and neighbors. We have been in business since 1991 and our staff has over 50 years in combined experience. We put that experience to work for you.
  • Access G T Mortgage Inc
  • 3975 River Rd N #1, Keizer, OR, 97303
  • We are a full service mortgage broker started in 2004 that follows the Golden Rule and offers five star service and the best rates in the business. We offer conventional, subprime, construction, renovation, jumbo, FHA, VA and USDA loans as well as private mortgages. We look forward to the opportunity to provide you with five star service.
  • Ibew/Sj Cascade Federal Credit Union
  • 1825 12th Street SE, Suite 130, Salem, OR, 97302
  • IBEW/SJ Cascade Federal Credit Union is a member owned, not for profit financial cooperative that is committed to its members. We are committed to the financial well-being of our membership. We offer a full line of savings & loan products. We offer most services that an individual could get at any other financial institute delivered at a fair cost.
  • Valley Credit Union
  • 2096 Mission St, Salem, OR, 97302
  • Valley Credit Union is a not-for-profit financial institution dedicated to exceptional service, competitive rates and products and a commitment to the local community. The Valley team lives in the same community as our members and we want you to feel as welcome here as you do in your own home.
  • Landmark Professional Mortgage Company
  • 1255 Lee St SE, Suite 200, Salem, OR, 97302
  • Landmark Professional Mortgage Company is a locally-owned boutique mortgage bank. Collectively, we have been serving the residential mortgage needs of Oregon and Washington for over 31 years and are committed to being your trusted source for home financing education and guidance. Our focus is on your experience.
  • Mortgage First Corporation
  • 1761 Liberty St SE, Salem, OR, 97302
  • Mortgage First is committed to providing our clients with the best of both worlds–excellent customer service and competitive rates. Our seasoned mortgage professionals will work with you one on one to ensure that you get the right home financing solution tailored specifically to meet your needs.
  • Lenders Wholesale
  • 929 108th Ave NE Ste. 1030, Bellevue, WA, 98004
  • How Private Lending Can Get Your Loan Pipeline Growing Again! The best part is we are far more than just lenders. We are strategic partners who will show you and teach you exactly how to tap into the fastest growing, most profitable lending segment in real estate today…and over the next 3-5 years or more.
  • Puget Sound Cooperative Credit Union
  • 11201 SE 8th Street, Suite 208, Bellevue, WA, 98004
  • Originally chartered in 1934 as Puget Sound Power & Light Employees Credit Union; today’s Puget Sound Cooperative Credit Union (PSCCU) is not only a not-for-profit, member-owned financial cooperative, but we have grown to become a proactive contributor to environmental sustainability, financial security for others, and job creation.
  • Military VA Loan
  • 200 112th Ave NE, Suite 310, Bellevue, WA, 98004
  • MilitaryVALoan.com is an independently owned, non-government site, operated by Full Beaker, Inc. NMLS #1019791. We make the VA home loan process easy. Call 888-977-5113 to get started.government site, operated by Full Beaker, Inc. NMLS #1019791. We make the VA home loan process easy.