FHA VS Conventional loan programs in Sylacauga, Talladega County, Alabama

In 2024, Convetional loan limit in Sylacauga, county of Talladega, AL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AL is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Sylacauga, county of Talladega, AL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 35151, 35150

Conventional and FHA loan options in Sylacauga, AL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Mortgage Direct Financial
  • 5000 Birch St, Suite 3000, Newport Beach, CA, 92660
  • Mortgage Direct Financial is a customer centric company that loves what we do. We want to make sure we provide you with the lowest rate loan that accomplishes your goals in the shortest amount of time. Our goal at Mortgage Direct Financial is to get to know what you and your family's needs are to serve you the best way that we can.
  • GREAT AMERICAN LENDING
  • 3400 Irvine Blvd, Suite 107, Newport Beach, CA, 92660
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Monarch Coast Financial
  • 20151 SW Birch St, Suite 230, Newport Beach, CA, 92660
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Loanry
  • 23 Corporate Plaza, Newport Beach, CA, 92660
  • Loanry® is an Interactive Platform & the consumer facing brand. The backend of Loanry is powered by the company’s lead generation platform that connects lenders with consumers looking for personal loans, business loans, & mortgages among other types of loans. Consumers can even shop Loanry's money tools to compare real-time rates
  • Prime Pacific Financial
  • 1001 Dove Street, Suite 100, Newport Beach, CA, 92660
  • Prime Pacific Financial is a successful mortgage brokerage firm. Our offices located in Newport Beach support our staff and are designed to fulfill the needs of our customers with convenience, ambiance and professionalism. Prime Pacific Financial was created around a processing, packaging and customer relationship concept.
  • Pacific Residential Lending Inc
  • 4590 MacArthur Blvd, 5th Floor, Newport Beach, CA, 92660
  • We believe that what’s good for our customer is good for us, too. We are allies for our customers advocating for sensible laws and stronger accountability. Integrity filters all of our decisions. When we act in integrity, we build trust by always making the right choice, regardless of circumstance.
  • Lenderline
  • 23 Corporate Plaza, Suite 150, Newport Beach, CA, 92660
  • "LENDERLINE® is staffed by seasoned veterans of the mortgage industry, many with over 25 years of experience financing a broad range of residential and commercial properties. We excel in providing niche loan products, including full amortization and interest only loans, for residential, multifamily and commercial properties."
  • Perra Mortgage Loans
  • 20151 SW Birch Street, Suite 200, Newport Beach, CA, 92660
  • We specialize in purchase transactions. Unlike a refinance, a purchase transaction has time frames & contractual commitments that unless honored can cause stress, financial penalties, the loss of your dream home & even the loss of your earnest money deposit. You want to make sure to entrust your purchase loan & transaction to an expert in this fiel
  • Newport Center Mortgage
  • 801 Bellis Street, Newport Beach, CA, 92660
  • WE OFFER REAL ESTATE FINANCING FOR HOME LOAN PURCHASE TRANSACTIONS, LOAN REFINANCE AND CASH OUT TRANSACTIONS. CALIFORNIA MORTGAGE LOANS BOTH JUMBO AND CONFORMING LOANS. OUR PROCESS IS FAST, SIMPLE AND EASY. WE ALSO OFFER COMMERICAL FINANCING, INCLUDES- CONSTRUCTION LOANS, APARTMENT LOANS, INCOME PROPERTY LOANS, AND SBA FINANCING.