FHA VS Conventional loan programs in 2025 for Sylacauga, Talladega County, Alabama

In 2025, the loan limit for Conventional loans in Sylacauga, situated in Talladega county, AL, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare the best rates across Conventional, FHA, and USDA loans today. It helps you determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator shows the Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to decide on the ideal program in AL for your financial needs.

Compare loan offers from over 100 lenders

Loan Limits and Downpayment Requirements in Sylacauga, Talladega, AL for 2025

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These comparisons are specific to the zip codes: 35151, 35150

Options for Conventional and FHA Loans in Sylacauga, AL

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan for you efficiently and without hassle. Choose one of the three starting points to connect with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Viewpoint Financial
  • 127 East State Street, Redlands, CA, 92373
  • "Viewpoint Financial is a boutique mortgage brokerage that includes a Real Estate Listing and Sales Division. We are located in the historic city of Redlands, California. With mortgage experience dating back to 1984, being an approved broker with many different lenders, and having business and social relationships all over the Inland Empire,"
  • Citrus Heights Mortgage
  • 300 East State Street, Suite 480, Redlands, CA, 92373
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • About Redlands Realty
  • 14 North Fifth Street, Redlands, CA, 92373
  • About Redlands Realty is a full-service real estate agency in the heart of Redlands - serving the San Bernardino and Riverside Counties. From financing to closing deals on properties, our small (but mighty) team can help you through the entire home-buying, selling, and owning experience.
  • Jayco Home Loans
  • 490 Alabama Street, Suite 101, Redlands, CA, 92373
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Eagle Bank - MT
  • 80 Heritage Lane, Polson, MT, 59860
  • Our mission is to provide superior financial services while fostering lifetime relationships based on our philosophy that people matter most. Eagle Bank is truly a “Community Bank” with the Confederated Salish and Kootenai Tribes owning the bank on behalf of their approximately 8, 000 members.
  • Escondido Federal Credit Union
  • 201 North Broadway, Escondido, CA, 92025
  • Escondido Federal Credit Union provides savings & loan products to help achieve your goals throughout life. When you become a shareholder-member at EFCU, you instantly become eligible for all the benefits the Credit Union has to offer. Unlike banks, our profits are returned to members in the form of lower fees, higher dividends and lower loan rates
  • Riteway Mortgages
  • 600 La Terraza Blvd , 3rd Floor, Escondido, CA, 92025
  • RiteWayMortgages.com is a Lender/Broker company selling mortgage loans to borrowers. We are licensed under the California Finance Lenders Law. Our mission is to provide borrowers with the lowest rates possible for mortgage loans. Our objective is to educate the borrower about all the aspects that effect mortgage loans
  • Latin Financial Group
  • 170 West Mission Avenue, Suite 2, Escondido, CA, 92025
  • Mario Cisneros, a personal finance expert with Latin Financial Group. Our sole purpose of educating homeowners on how to better create wealth through mortgage planning. Mortgage planning is the process of utilizing and leveraging borrowers’ home mortgages to help them better and more quickly achieve their short- and long-term financial goals.
  • San Diego Military Lending
  • 1835A-S. Centre City Parkway, Suite 182, Escondido, CA, 92025
  • AIS Enterprise, Inc We offer a variety of loan programs for home buyers with competitive rates and terms. Our expert team of mortgage professionals has extensive experience in a vast variety of mortgage products - ranging from first-time homebuyer programs to financing for the self-employed to financing for those with bad or low credit.