FHA VS Conventional loan in Childersburg, Talladega County, Alabama

For 2025, the Conventional loan limit in Childersburg, in the county of Talladega, AL, is $726,200. In contrast, the FHA limit for a single-family home is $472,030.

Lendersa®'s Conventional loan calculator lets you compare the best rates for Conventional, FHA, and USDA loans available today, helping you identify the income, credit score, reserves, and documentation required for eligibility. See Conforming Conventional, USDA, FHA, and VA loans side by side with our sophisticated mortgage calculator to decide the best program in AL for your financial situation.

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Loan Limits and Downpayment Requirements for 2025 in Childersburg, Talladega County, AL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The data applies to these zip codes: 35044, 35014

Options for Conventional and FHA Loans in Childersburg, AL

Lendersa® aims to deliver the ideal Conventional, USDA, or FHA loan swiftly and effortlessly. Initiate the process by selecting any of three starting points that align you with matching lenders and loan programs.

Results for Lendersa USDA loan requests


  • Total Quality Lending
  • 7700 Irvine Center Drive, Lake Forest, CA, 92618
  • Total Quality Lending mission is to empower our clients to make smarter decisions in Real Estate through providing the combination of service and education through home financing. We work together as one company, putting clients first, focused on finding better ways to meet their needs, demonstrating ownership through initiative.
  • Sefati Service Inc.
  • 200 Spectrum Center Drive, 3rd Floor, Irvine, CA, 92618
  • Sefati Service Inc. We are a full-service mortgage company based in Irvine, California. We are currently licensed in the state of Colorado. Whether you are buying a home or refinancing we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
  • Joseph Martelli Real Estate Investments Inc.
  • 16391 Scientific, Irvine, CA, 92618
  • JMREI is a financial service and real estate advisory company that has helped investors and developers reach their real estate goals for over 40 years. We’ve built a unique business model by helping clients find the finest investments and developments setting them up for lasting success. Since our inception,
  • Lexington Home Loans
  • 300 Spectrum Center Drive, Suite 170, Irvine, CA, 92618
  • At Lexington Home Loans, our reputation for integrity, honesty and accountability is essential to achieve our goal of becoming the best performing financial services company. Our customers and shareholders expect Lexington Home Loans and all of its employees to conduct business activities
  • ClearPath Lending
  • 15615 Alton Parkway, Suite 300, Irvine, CA, 92618
  • ClearPath Lending has strived to put the customer first in all parts of its operation. Headquartered in Irvine, CA, ClearPath Lending partners our industry leading customer service, with competitive rates and innovative technology platform. We provide an abundance of free tools and information to help home buyers
  • Cal Tech Mortgage
  • 7545 Irvine Center Drive, Suite 200, Irvine, CA, 92618
  • Cal Tech Mortgage we are committed to helping you with all your mortgage needs. We are a full service mortgage brokerage that has access to almost every kind. Cal Tech Mortgage is a residential mortgage company located in Orange County, California, specializing in FHA, VA and coventional Mortgages.
  • Adaptive Mortgage Solutions Inc.
  • 32 Eaglecreek, Irvine, CA, 92618
  • "We believe that every customer deserves the best care & service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations."
  • Better Loans Corporation
  • 9070 Irvine Center Drive, Suite 270, Irvine, CA, 92618
  • Better Loans Corporation was established in 1982 from a corporate banking system when underwriting and processing were totally manual. Through the years we’ve seen many banks expand and implode through market contraction and globalization. We’ve learned that adapting to changes takes constant modification to the current market
  • True Path Loans Inc
  • 16520 Bake Parkway, Unit 125, Irvine, CA, 92618
  • True Path Loans is a mortgage brokerage that started with the intent to offer excellent service, low competitive rates and expertise to help guide those with limited knowledge of the mortgage industry. We offer over 30 years of experience in the mortgage industry to help you choose the best product for you and to simplify the process.