Explore the differences! FHA VS Conventional loan programs in Childersburg, Talladega County, Alabama
For 2025, the Conventional loan limit in Childersburg, in the county of Talladega, AL, is $726,200. In contrast, the FHA limit for a single-family home is $472,030.
Lendersa®'s Conventional loan calculator lets you compare the best rates for Conventional, FHA, and USDA loans available today, helping you identify the income, credit score, reserves, and documentation required for eligibility. See Conforming Conventional, USDA, FHA, and VA loans side by side with our sophisticated mortgage calculator to decide the best program in AL for your financial situation.
Loan Limits and Downpayment Requirements for 2025 in Childersburg, Talladega County, AL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The data applies to these zip codes: 35044, 35014
Options for Conventional and FHA Loans in Childersburg, AL
Lendersa® aims to deliver the ideal Conventional, USDA, or FHA loan swiftly and effortlessly. Initiate the process by selecting any of three starting points that align you with matching lenders and loan programs.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Since 1946 Hercules First Federal Credit Union has endeavored to improve the lives of our members and neighbors in our community by offering high quality financial services. Our Credit Union was started and directed by hard working individuals who worked at the Hercules Bacchus Works in western Salt Lake County.
At Wasatch Capital Mortgage we strive to make you a “client for life” and a part of our mortgage family. We want to be your first choice each and every time you need a home loan. We have a reputation of going above and beyond for every single client. Our goal is to earn the level of trust that will make you to feel confident.
Ashby Financial Group and Lewis Weaver with LW Real Estate have partnered up to provide our clients with an exceptional home buying experience! We provide all types of mortgage financing. We have Conventional, VA, FHA, USDA, Reverse Mortgage, 100% Purchase, non-conventional. We also provide retirement savings plans.
610 N. Kays Drive, Suite 106, Kaysville, UT, 84037
Coventry Mortgage is the right choice for Mortgages. We have built our business by satisfying our customers mortgage needs one loan at a time.We rarely advertise, our business is made up of referrals from happy customers and from creating relationships with borrowers that last a life time.
Summit Home Loans is a residential mortgage brokerage that strives to provide the very best home financing experience in the industry. Our two main priorities are service and price, which we believe go hand in hand rather than trading one for the other. By providing a competitive and fun working environment.
Education First Credit Union has been dedicated to serving the Ogden Community for over 76 years and we are not about to stop now. Our customer service is our most prided asset shows in the happiness of our members. You could be one of these member too! Come join our Credit Union FAMILY
We are in the business of helping members achieve financial success. We take seriously our role as consultants & educators & work hard to provide the best services and rates. We offer a variety of online & mobile technologies that provide tremendous benefits for members. We operate four branches: Ogden, Roy, North Ogden & Weber State University.
5926 S. Fashion Pointe Dr, Suite 110, South Ogden, UT, 84403
Look no further! You have found Northern Utah’s one-stop resource for all your mortgage financing needs. My philosophy is simple: client-focused. You are top priority throughout the loan process. You are the reason why I am in business. My goal is to give you the right loan at the right rate to meet your financial and equity objectives for life.
