FHA VS Conventional loan programs in 2025 for Austin, Lonoke County, Arkansas

In 2025, the loan limit for Conventional loans in Austin, situated in Lonoke county, AR, is valued at $726,200. Meanwhile, for a single-family home, the FHA loan reaches up to $472,030.

Employ the Lendersa® Conventional loan calculator to analyze today's optimal rates for Conventional, FHA, and USDA loans. Determine the necessary qualifications such as income, credit standards, reserves, and documentation required. This state-of-the-art mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, empowering you to choose the program fitting your financial scenario in AR.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Austin, Lonoke, AR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to the following zip codes: 72007, 72176

Options for Conventional and FHA Loans in Austin, AR

The aim of Lendersa® is to swiftly connect you with the best Conventional, USDA, or FHA loans available without hassle. Select one of the three starting paths to align with lenders and suitable loan programs tailored to your needs.

Lendersa's USDA loan request and matching results


  • Core Lending
  • 525 Woodland Square Blvd, Suite 200, Conroe, TX, 77384
  • CORE Lending specializes in residential mortgage loans. We provide many types of financing: conventional, FHA, VA, USDA, jumbo, construction loans (both one-time close & two-time close), and portfolio products. We firmly believe our service levels are what sets us apart on top of our competitive pricing.
  • The First National Bank of Hutchinson
  • 1 N. Main Street, Hutchinson, KS, 67501
  • First National Bank of Hutchinson is a community bank that offers personal banking, commercial banking and wealth management services. The bank was founded in 1876 and is based in Hutchinson, Kansas. First National Bank of Hutchinson operates as a subsidiary of First Kansas Bancshares, Inc.
  • Members Mortgage Services, LLC
  • 200 East 1st Avenue, Hutchinson, KS, 67501
  • Members Mortgage Services connects Credit Unions and their members with competitive mortgage loan products.MMS is owned by a cooperative group of Credit Unions.Together, we are committed to helping our partners & their members with all their home lending needs.Once a home loan is closed, Members Mortgage Services’ support team is easily accessible.
  • United Residential Mortgage
  • 209 N Mulberry St, Suite 100, Elizabethtown, KY, 42701
  • United Residential Mortgage is a residential mortgage company located in Elizabethtown, KY, allowing us to serve our regional market in the state of Kentucky with a centralized location. We offer virtually every mortgage product and option available in the marketplace today including but not limited to VA, USDA/Rural Housing,
  • Avid Mortgage Advisors
  • 300 W. Dixie Ave, Suite 5, Elizabethtown, KY, 42701
  • Avid Mortgage Advisors is the market leader in Hardin County and surrounding areas for personalized mortgage solutions, fast customized quotes, market leading rates and closing costs, and service with integrity. We are proud to serve the Heartland of Kentucky!Specializing in VA, USDA, FHA, Conventional, & Farm Loans.
  • A & K Mortgage
  • 25404 Highway 59, Suite 204, Porter, TX, 77365
  • "A & K Mortgage is a wholesale brokerage dedicated to educating our clients and providing superior service in the home buying process. As a wholesale broker, we are able to offer buyers options to loan products and unique financing. We have offer loans FHA, Conventional, USDA, VA, Non-QM, Commercial, Manufactured homes, Condos, etc"
  • Abound Credit Union
  • PO Box 900, Radcliff, KY, 40159
  • Abound Credit Union Headquartered in Radcliff, Kentucky, we are 17 branches strong and offer smart banking solutions to over 100, 000 members throughout Central Kentucky. We are the largest Kentucky based credit union and believe that together we can make more possible. If you are looking for more in life, and a bank, we’re here for you. Together w
  • The Dickinson County Bank
  • 101 South Factory Street, Enterprise, KS, 67441
  • Dickinson County Bank The Dickinson County Bank of Enterprise, Kansas was chartered on June 2, 1894 as a result of a financial panic in 1887 that closed several area banks in Abilene, Hope, and Enterprise. The demand for banking was high and the bank was established to meet this demand.
  • Mortgage Financial Services
  • 1110 Kingwood Drive, Suite 280, Kingwood, TX, 77339
  • Our goal is to help homebuyers achieve the American Dream of homeownership. Whether you are a first time home buyer or purchasing a second home, Mortgage Financial Services is dedicated to providing quality service and products that help customers achieve their objectives throughout the home buying process. We want you to DREAM BIG,
  • Lone Star Financing
  • 1525 Lakeville Drive, Suite 137, Kingwood, TX, 77339
  • Lone Star Financing is a direct lender offering a full line of home loan products with low rates, low fees, and really fast closings. We strive to close every loan in 28 days or less! As a local Texas mortgage company with in-house underwriters, we have the flexibility to underwrite loans using “common sense” underwriting giving us efficiency.