FHA VS Conventional loan programs in Lonoke, Lonoke County, Arkansas

In 2025, the loan limit for a Conventional loan in Lonoke, situated in Lonoke county of AR, is $726,200. Meanwhile, the FHA limit for a single-family residence is $472,030.

Explore the Lendersa® Conventional loan calculator to assess the leading rates today among Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and required documents for qualification. This advanced tool allows you to see Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you to decide on the ideal program in AR for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Lonoke, Lonoke, AR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 72086

Conventional and FHA Loan Options in Lonoke, AR

Lendersa® aims to provide you with the best Conventional, USDA, or FHA loans quickly and with ease. Start by selecting one of three methods to connect with matching lenders and loan programs.

Results for USDA loan requests and matching by Lendersa


  • Legacy Community Federal Credit Union
  • 1400 South 20th Street, Birmingham, AL, 35255
  • Our mission is simple: To help members like you enjoy the best possible financial life. We do this with low fees for our services, competitive loan rates, and helpful advice whenever it’s needed. Every day, in every way, you can count on us as a partner in making the most of your money.
  • Patriots Bank
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  • Patriots Bank is owned and operated by the Cooper family. Our charter has over 120 years of tradition in community banking. As a local community bank, Patriots Bank is a proud part of the communities we serve. Here are some of the benefits of being part of a community bank and why Patriots Bank is the right choice for you
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  • Benchmark Bank
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  • Established in 1964 in a small East Texas town, Quinlan State Bank was the long-time dream of retired oil man Bruce Clardy. Clardy served as Chairman of the Board of Quinlan State Bank, located near his ranch about 45 miles east of Dallas, until his grandson and current Chairman Michael A. Barnett took over in 1983.
  • The Mortgage Nerd
  • 5550 Granite Parkway, Suite 200, Plano, TX, 75024
  • Denise Donoghue, known as "The Mortgage Nerd, " is one of Dallas’ top 3% producing mortgage professionals voted by D-Magazine. Her unique financial approach has to do in part of her upbringing and her finance background. As an early teen, Denise began working to help put food on the table and keep the mortgage paid for her family.
  • Mortgage Solutions Financial Plano
  • 5212 Tennyson Pkwy, Suite 100, Plano, TX, 75024
  • Mortgage Solutions Financial offers a comprehensive range of services to help individuals and families procure new homes, refinance their existing mortgages and reduce their monthly payments. We are in your neighborhood, with professional staff that live where you do and who are committed to understanding your needs. With options for direct lending
  • The Loan Designer
  • 5601 Granite Parkway, Suite 550, Plano, TX, 75024
  • Whether you’re interested in ReFinancing a mortgage, doing some remodel work, or you just got back from overseas and want a VA loan to start building your home, we’ll help you do it.Patty Newby and her team want to help you get the home you’ve always wanted, just like they’ve been doing since 2004.
  • 11 Mortgage
  • 5160 Tennyson Parkway, Suite 1000, Plano, TX, 75024
  • Eleven Mortgage is setting a new standard in the wholesale mortgage market. Our business is built on relationships, precision, and unparalleled service to make mortgage transactions easy for brokers and customers alike. Unprecedented speed and service beyond your expectations are at the heart of every loan. On a scale of one to ten, we are eleven…
  • Cedent Mortgage LLC
  • 6847 Communications Parkway, Suite 710, Plano, TX, 75024
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home and commercial loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.