FHA VS Conventional loan in Ward, Lonoke County, Arkansas

In the year 2026, the limit for Conventional loans in the city of Ward, within the county of Lonoke, AR, stands at $726,200. Meanwhile, the FHA loan ceiling for a single-family home is $472,030.

Explore the Lendersa® Conventional loan calculator to evaluate and compare today's top rates for Conventional, FHA, and USDA loans. Identify the necessary income, credit standings, reserves, and requisite documents needed for qualification. Our advanced calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the most favorable program in AR for your distinct financial situation.

Check loan offers available from 100 lenders

Loan Limits and Down Payment Needs for 2026 in Ward, Lonoke, AR

Type of Loan Loan Cap Minimum Down Payment
Conforming Conventional $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable for the following zip codes: 72007

Options for Conventional and FHA Loans in Ward, AR

At Lendersa®, our aim is to ensure you swiftly and easily obtain the best Conventional, USDA, or FHA loans. Initiate by selecting one of the three paths designed to match you with appropriate lenders and loan offerings.

Lendersa's USDA loan request and matching results


Ward Lenders

  • FAB&T
  • 600 W Main St, Jacksonville, AR, 72076
  • Lends in Arkansas
  • FAB&T can help you and your family by offering a range of financial solutions to fit your financial needs. Beyond that, however, we want the our brand to showcase that we are advocates for the communities we serve, and the causes and events in those communities that are important to the residents. We want to go the extra mile for our customers.

  • Arkansas Federal Credit Union
  • 2424 Marshall Rd, Jacksonville, AR, 72076
  • Lends in Arkansas
  • "Arkansas Federal Credit Union is a member-owned financial cooperative that invests back into the Arkansas communities where our members live, work and play - all while providing a great value for our 120,000+ members. Membership open to all Arkansans.

    Arkansas Federal is an equal opportunity employer."

  • UP Federal Credit Union
  • 1501 Pike Avenue North, North Little Rock, AR, 72114
  • Lends in Arkansas
  • UP Arkansas Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.

  • Dillard's Federal Credit Union
  • 1600 Cantrell Rd, Little Rock, AR, 72201
  • Lends in Arkansas
  • In early 1964, William Dillard moved the headquarters for Dillard’s Department Stores to Little Rock, Arkansas. The offices were located in the newly acquired Joseph Pfeifer Department Store and Gus Blass Company on Main Street. In 1966, the employees of Dillard’s Department Stores, Inc.

  • Bank of Little Rock
  • 200 North State Street, Little Rock, AR, 72201
  • Lends in Arkansas
  • Since Bank of Little Rock was founded in 1927, we have been committed to meeting the financial needs of families and businesses in and around our community. In 1989, we expanded our services to become a full-service bank and have continued to grow as our customer base has. We’re proud to be a local bank that supports the people in our community.

  • Telcoe Federal Credit Union
  • 820 Louisiana Street, Little Rock, AR, 72201
  • Lends in Arkansas
  • Since we opened in 1950, Telcoe Federal has steadily grown into one of the most respected full-service financial institutions in Arkansas. But we’ll never outgrow our valued customers. We’ll never be bought out by one of the big conglomerates because our members "own the store." We believe our lifelong commitment to our financial partners

  • BANK OF ENGLAND MORTGAGE
  • 5 Statehouse Plaza, Suite 500, Little Rock, AR, 72201
  • Lends in Arkansas
  • "Bank of England Mortgage has taken pride in the being there when our borrowers need us. Our mission is to deliver total value to our customers. This means competitive rates, STRESS-FREE closings, extensive product knowledge, and a friendly, helpful attitude.

    Bank of England Mortgage offers the strengths of a strong capital base"

  • FixedLending
  • 600 E Capitol Ave. #3197, Little Rock, AR, 72203
  • Lends in Arkansas
  • We provide real estate investors with straightforward lending solutions and expert guidance, paving the way for profitable commercial and residential deals. FixedLending isn’t just a middleman looking to earn a quick commission by sending your loan needs to a large lender. Instead, we use our own funds and secure private money to make smart and fas

  • Benchmark Mortgage
  • 2121 Watt St, Suite B, Little Rock, AR, 72227
  • Lends in Arkansas
  • Benchmark is a full-service mortgage banker and seller-servicer We are a community of mortgage professionals that are united by the Benchmark core values - success, relationship, dynamic, excellence, positive attitude. Everything we do comes back to these five defined beliefs. Adhering to these values dictates the way we think, manage our business.