FHA VS Conventional loan programs in Benton, Saline County, Arkansas
In the year 2026, the Conventional loan limit in Benton, which lies in Saline county, AR, is set at $726,200. At the same time, the limit for an FHA loan on a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documents are needed for qualification. Our advanced mortgage calculator provides a side-by-side look at Conforming Conventional loans, USDA, FHA, and VA offerings. This setup allows you to choose the program that best fits your unique financial situation in AR.
2026 Loan Limits and Downpayment Requirements in Benton, Saline, AR
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison chart applies to zip codes: 72019
Discover Conventional and FHA Loan Options in Benton, AR
The purpose of Lendersa® is to deliver you the best Conventional, USDA, or FHA loan quickly and without difficulty. Choose from three initial steps designed to match you perfectly with lenders and loan programs that fit your needs.
The mission of Alcoa Community Federal Credit Union is to deliver the highest quality financial service to our members while promoting our difference as a credit union. We are a not-for-profit financial institution owned by the folks that save and borrow money at our CU! With ACFCU, you’re a member and part owner of the cooperative, not a customer.
Encore Bank is a private, boutique bank with a commercial focus that couples highly experienced and talented bankers with innovative technology to offer unprecedented levels of personal service and experiences to its clients through a hospitality-inspired concierge approach. Encore provides a full suite of financial products
17901 Chenal Pkwy, Suite 100, Little Rock, AR, 72223
Lends in Arkansas
Bank OZK, we strive to build on our community Bank heritage by combining high ethical standards with innovative technologies to deliver truly exceptional service to our clients and communities. We are committed to implementing new ideas and cultivating relationships that encourage our communities, large and small, to grow and thrive.
650 S Shackleford Rd, Suite 150, Little Rock, AR, 72211
Lends in Arkansas
Eagle Bank & Trust Company has been serving customers in central Arkansas and beyond since 1919. From our humble beginnings, we’ve grown to 13 full-service Bank locations and mortgage loan production offices located in six states (Arkansas, Florida, Idaho, Louisiana, Mississippi, and Tennessee
Southern Bancorp is more than a bank. It is an opportunity center, a place where anyone can receive help no matter where they may be on their financial journey. We provide affordable and responsible banking products and financial development services to rural and underserved communities in the Mid-South.
TruService Community Federal Credit Union is proud to be the first and oldest credit union in Arkansas, chartered in 1930 by U.S. Postal employees. We are federally insured by the National Credit Union Administration (NCUA). TruService owes its existence to the foresight and thrift of the Postal Workers in Arkansas.
650 S. Shackleford, Suite 400, Little Rock, AR, 72211
Lends in Arkansas
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
11825 Hinson Road, Suite 104, Little Rock, AR, 72212
Lends in Arkansas
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
Cooperative Extension Service Federal Credit Union (CESFCU) started in 1946 as the Agricultural Extension Workers Credit Association, a state-chartered credit union. CESFCU was started by 11 UADA Cooperative Extension Service employees.
CESFCU became a Federally Chartered Credit Union in 1992
