FHA VS Conventional loan in Benton, Saline County, Arkansas

In the year 2026, the Conventional loan limit in Benton, which lies in Saline county, AR, is set at $726,200. At the same time, the limit for an FHA loan on a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documents are needed for qualification. Our advanced mortgage calculator provides a side-by-side look at Conforming Conventional loans, USDA, FHA, and VA offerings. This setup allows you to choose the program that best fits your unique financial situation in AR.

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2026 Loan Limits and Downpayment Requirements in Benton, Saline, AR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison chart applies to zip codes: 72019

Discover Conventional and FHA Loan Options in Benton, AR

The purpose of Lendersa® is to deliver you the best Conventional, USDA, or FHA loan quickly and without difficulty. Choose from three initial steps designed to match you perfectly with lenders and loan programs that fit your needs.

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  • Tricoast Lending
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  • Pyramid Capital Investments Corp.
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  • We have been in Newport Beach across from John Wayne Airport since 1994. We offer hard money loans for commercial and residential properties, purchases, and refi cash-outs to the self-employed. We also provide Traditional, Non-Traditional, and Jumbo Loans. 1-4 Units & No Ratio Loans for Investment Properties. Please call 949-833-8747.

  • Residential First Capital
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  • Residential First Capital is classified as a “one-stop” shop for residential financing. We are a direct lender, offering an extensive pool of private funds to accommodate and finance a wide array of loan requests. Our 38+ years of experience allow us to minimize loan transaction time and maximize the opportunity to obtain financing. We specialize i

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  • Residential First Capital
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  • ROJAS LENDING
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  • Our focus is to create high trust relationships with our Clients and Referral Partners by providing the highest quality of service built upon education, strong communication, transparency, integrity and due diligence. In doing so, we can all move forward confidently in ensuring the best client experience possible.

  • Royal Pacific Funding
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  • Mortgage Direct Financial
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  • Mortgage Direct Financial is a customer centric company that loves what we do. We want to make sure we provide you with the lowest rate loan that accomplishes your goals in the shortest amount of time.

    Our goal at Mortgage Direct Financial is to get to know what you and your family's needs are to serve you the best way that we can.

  • GREAT AMERICAN LENDING
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  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.