Explore the differences! FHA VS Conventional loan programs in Elkins, Washington County, Arkansas

For 2025, the Conventional loan limit in Elkins, located in Washington, AR, is $726,200. In contrast, the FHA limit for a single-family home stands at $472,030.

Make use of the Lendersa® Conventional loan calculator to explore and compare today’s top Conventional, FHA, and USDA rates. Determine the necessary income, credit status, reserves, and required documents for qualification. Our advanced tool allows you to view Conforming Conventional, USDA, FHA, and VA loans side-by-side. This helps you choose the most suitable program for your unique financial situation in AR.

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Loan Limits and Down Payment Requirements for 2025 in Elkins, Washington, AR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 72701, 72727

Options for Conventional and FHA Loans in Elkins, AR

At Lendersa®, our goal is to assist you in finding the best possible Conventional, USDA, or FHA loan quickly and with ease. Choose one of three initial paths that lead you to matched lenders and loan programs.

Lendersa USDA loan request and matching results


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  • 1st Legacy Capital LLC,
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  • First National Bank of Nokomis has been awarded five-star rating (the highest award given) by Bauer Financial Reports, Inc., since they started their bank-rating service in 1989. We've also received "A" ratings from Sheshunoff Information Service, Inc., a national bank rating service
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  • Neighborhood Housing Services of Waco, Inc
  • 922 Franklin, Waco, TX, 76701
  • NeighborWorks® Waco is a non-profit organization whose mission is to build stronger neighborhoods through homeownership, quality rental housing and community-building initiatives. Our team will continue work both on site and remotely, and will be available by mail and phone. We have decided to temporarily.
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