Explore the differences! FHA VS Conventional loan programs in Farmington, Washington County, Arkansas

As of 2026, in Farmington, located in Washington county, AR, the loan limits are set at $726,200 for Conventional loans and $472,030 for FHA loans pertaining to single-family residences.

Utilize the Lendersa® Conventional loan calculator for a detailed comparison of the best rates for Conventional, FHA, and USDA loans, and assess the income, credit score, reserves, and documents you need to qualify. By using our comprehensive mortgage calculator, you can see side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to determine the most suitable program for your financial needs in AR.

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Loan limits and down payment requirements for 2026 in Farmington, within Washington, AR

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant for zip codes: 72730

Exploring Conventional and FHA loan options in Farmington, AR

Lendersa® is committed to helping you quickly and easily secure the ideal Conventional, USDA, or FHA loan. Choose one of the three approaches to connect with lenders and discover loan programs.

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  • Northwest Commercial Mortgage
  • 1500 Fourth Ave, Suite 600, Seattle, WA, 98101
  • Gary W. Beem founded Northwest Commercial Mortgage Company in 1989 with Dave Pontius after working at George Elkins Company. Gary’s major production responsibilities at each of these institutions included commercial loan placement with correspondent life insurance companies and construction lending through the banks.

  • Jay Crowell Loan Officer - Cornerstone Home Lending
  • 600 University Street, Suite 2828, Seattle, WA, 98101
  • At Cornerstone Home Lending, Inc., you will find a cohesive team of caring, seasoned professionals who are passionately dedicated to making your home-financing transaction a remarkable experience.

    Established in 1988, Cornerstone is a refreshingly unique national home lender with thousands of highly-satisfied clients.

  • Lendinco LLC
  • 600 University Street, Suite 2401, Seattle, WA, 98101
  • At LENDINCO, we offer many different loan programs for first-time buyers, investors, and every type of buyer in between. Listed below are just some of the loan programs that we offer. If you would like to speak to an experienced loan originator, fill out our Contact Form or give us a call.

  • Arboretum Mortgage
  • 601 Union St, Suite 2727, Seattle, WA, 98101
  • Arboretum Mortgage has grown its business through hard work, careful planning, and by cultivating lasting relationships with our clients built on honest and ethical lending practices. During that time we have funded residential home loans for thousands of individuals and families throughout the Pacific Northwest in excess of 4 billion dollars.

  • Penrith Home Loans LLC
  • 601 Union Street, Suite 2217, Seattle, WA, 98101
  • Penrith Home Loans is a full-service mortgage bank providing homebuyers with complete home-financing solutions.Our team offers extensive expertise and a proven history of outstanding customer service. We have a reputation of consistent, reliable performance and look forward to building relationships with our customers upon that foundation.

  • eLink Mortgage LLC
  • 3207 NE 125th St, Seattle, WA, 98125
  • eLink Realty LLC, doing business as eLink Realty is a licensed real estate broker. Our associates may have acted as a real estate broker representing the buyer/seller in the sale of properties.eLink Mortgage would like to provide mortgage brokerage services to you in connection with your loan to purchase properties.

  • Avatar Financial
  • 1200 Westlake Ave N #1006, Seattle, WA, 98109
  • Avatar Financial Group is the leader in commercial bridge loans, offering solutions for non-conforming, income-producing real estate projects. A nationwide lender, we provide quick turnaround for deals that need it. AFG is a unique type of bridge lending company. While the current market has created a lack of credit availability

  • West Seattle Mortgage, Inc.
  • 5400 California Ave SW, Suite B, Seattle, WA, 98136
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with competitive interest rates and closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • SALMON BAY COMMUNITY LENDING
  • 7919 Greenwood Ave N Entrance on N 80th St", Seattle, WA, 98103
  • The mortgage business has certainly changed over the years but one thing hasn’t changed: the way we do business here at Salmon Bay Community Lending We have always valued service and relationship over volume and profit and we always will. Our clients come from referrals, not purchased lists, and our expertise comes from problem solving and working

  • Wadot Capital
  • 5413 Meridian Ave N, Suite C, Seattle, WA, 98103
  • Founded by Erik Egger in 2001, WADOT Capital Inc. is considered one of the Northwest's premier hard money lenders. Here at WADOT, we are committed to offering solutions that fit the individual needs of each and every client. Our client centered approach to providing loan services

  • BALLARD MORTGAGE COMPANY
  • 1711 W Nickerson St, Suite A, Seattle, WA, 98119
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.