FHA VS Conventional loan programs in Fayetteville, Washington County, Arkansas

For the year 2026, the limit for Conventional loans in Fayetteville, located in Washington county, AR, is $726,200. Meanwhile, the FHA loan limit for a single-family residence is set at $472,030.

With the Lendersa® Conventional loan calculator, you can easily compare today's best rates for Conventional, FHA, and USDA loans and determine what income, credit, reserves, and documentation are necessary for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans together, making it simpler to choose the program that best suits your financial scenario in AR.

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Details on 2026 loan limits and down payment requirements in Fayetteville, Washington county, AR

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to zip codes: 72704

Loan opportunities: Conventional and FHA in Fayetteville, AR

The aim of Lendersa® is to swiftly and conveniently provide you with the best possible Conventional, USDA, or FHA loan. You have three options to find suitable lenders and loan programs.

Results from Lendersa USDA loan request and match outcomes


  • GR Financial Services
  • 416 East Myrtle Street, Santa Ana, CA, 92701
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • RFG Mortgage Bankers
  • 1522 East Fourth Street, Santa Ana, CA, 92701
  • RFG Mortgage Bankers are mortgage brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan.

  • Ibar Financial
  • 1633 E 4th St, Santa Ana, CA, 92701
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

    Today’s technology is providing a more productive environment to work in.

  • Realty Options Plus, Inc
  • 820 North Parton Street, Suite 2, Santa Ana, CA, 92701
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • The O.C. Mortgage Specialist
  • 600 W. Santa Ana Blvd. STE 114A, Santa Ana, CA, 92701
  • Welcome To The O.C. Mortgage Specialist with broker access to 60+ mortgage lenders. Our proprietary loan placement software matches your mortgage application with lenders having the lowest interest rate and closing costs. Rest assured knowing you're getting the very best loan scenario and mortgage broker pricing.

  • Cross Mortgage Inc
  • 1633 E 4th Street, 224, Santa Ana, CA, 92701
  • At Cross Mortgage we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.

  • Robert Castro
  • 2651 E Chapman Ave, Suite 215C, Fullerton, CA, 92831
  • Our mission at Southern Cal Funding is to make applying for a home loan as painless and smooth a process as possible. We work with many wholesale banks that offer extremely competitive programs whether your a 1st Time Buyer, an Investor, or just selling and buying your next home!

  • Lock Rate Mortgage LLC
  • 1020 South Raymond Avenue, Suite A, Fullerton, CA, 92831
  • Lock Rate is a California based Mortgage company dedicated to servings Californian’s home financing needs. We believe that shopping for the best mortgage should be easy, transparent and flexible and also Lock Rate is a California based Mortgage company dedicated to servings Californian’s home financing needs.

  • Fullerton Community Lending
  • 1440 North Harbor Boulevard, Suite 900, Fullerton, CA, 92831
  • Fullerton Community Lending is a Mortgage Broker located in the City of Fullerton. We have 13 year experience and with home purchases,refinances, investments and commercial loans. We offer FHA, Conv, and Jumbo at competitive interest rate. Broker located in the City of Fullerton. We have 13 year experience and with home purchases,refinances,

  • Shaner Brokerage Corporation
  • 2495 East Orangethorpe Avenue, Suite 110, Fullerton, CA, 92831
  • Shaner Brokerage Corporation is a referral-based, boutique brokerage firm, providing top-notch service to residential buyers and sellers in Southern California. We take a friendly, professional approach to real estate that exceeds client expectations time after time. Our experienced team is well-versed in all aspects of real estate & lending.