FHA VS Conventional loan programs in 2025 for Siloam-Springs, Benton County, Arkansas

In 2025, the Conventional loan limit for Siloam-Springs, in the county of Benton, AR, stands at $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

Use the Lendersa® Conventional loan calculator to assess today's optimal rates among Conventional, FHA, and USDA loans. This tool helps you determine the essential income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator lets you view Conforming Conventional loans alongside USDA, FHA, and VA choices, helping you decide on the best program for your financial needs in AR.

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2025 Loan Limits and Down Payment Requirements in Siloam-Springs, Benton, AR

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table is applicable to zip codes: 72761

Discover Conventional and FHA Loan Options in Siloam-Springs, AR

The goal of Lendersa® is to rapidly secure the most advantageous Conventional, USDA, or FHA loan for you with minimal hassle. You have three starting options to choose from, each leading to lenders and loan programs that align with your needs.

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