FHA VS Conventional loan programs in Siloam-Springs, Benton County, Arkansas
In 2026, the Conventional loan limit for Siloam-Springs, in the county of Benton, AR, stands at $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.
Use the Lendersa® Conventional loan calculator to assess today's optimal rates among Conventional, FHA, and USDA loans. This tool helps you determine the essential income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator lets you view Conforming Conventional loans alongside USDA, FHA, and VA choices, helping you decide on the best program for your financial needs in AR.
2026 Loan Limits and Down Payment Requirements in Siloam-Springs, Benton, AR
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
The comparison table is applicable to zip codes: 72761
Discover Conventional and FHA Loan Options in Siloam-Springs, AR
The goal of Lendersa® is to rapidly secure the most advantageous Conventional, USDA, or FHA loan for you with minimal hassle. You have three starting options to choose from, each leading to lenders and loan programs that align with your needs.
Legacy National Bank is a locally-owned Northwest Arkansas Bank with six locations in Washington and Benton Counties. Legacy focuses on building communities by serving the needs of families and businesses by providing advice-based financial solutions. We provide regionally and nationally competitive Banking products.
500 SE Walton Blvd, Suite 18, Bentonville, AR, 72712
Lends in Arkansas
Bank of Little Rock Mortgage is a leading mortgage lender founded and headquartered in Arkansas. We originate residential home loans such as FHA, VA, Conventional, Rural Development and bond loans. We have several branches located throughout Arkansas, Alabama, Missouri. Florida and Utah.
609 SW 8th Street, Suite 600, Bentonville, AR, 72712
Lends in Arkansas
Hero Mortgage, LLC you’re buying, selling, refinancing or building your dream home, you have a lot riding on your Loan Officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who can give you quick and accurate financial advice.
900 SE 5th Street, Suite 22, Bentonville, AR, 72712
Lends in Arkansas
New Season Mortgage is a wholesale mortgage company. This simply means that we have more options to offer you. It allows you to shop for the best loan within your budget from one convenient place. No application fee. No Processing fee. The lowest interest rates in the industry.We’re local but offer a completely digital, streamlined experience.
Arvest is one of commitment started by our founders, an intense dedication to focusing on the customer. This philosophy has remained the same during our growth from a small bank to a group of community banks able to provide a complete range of financial services. Arvest has more than 200 banking locations that are part of 14 locally managed banks.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
5309 W. Village Parkway, Suite 3, Rogers, AR, 72758
Lends in Arkansas
Thrive Mortgage was founded in 2001 in Georgetown, Texas Our goal is to provide our clients with a legendary lending experience that exceeds all expectations. and We offer a large variety of loan programs including conventional, FHA, USDA, VA reverse mortgages, and interim construction loans
Generations Bank has served Arkansas families and businesses for over 100 years. Established in 1907 in the small, South Arkansas town of Harrell, Generations Bank has expanded into a full-service financial institution serving South and Northwest Arkansas. Our experienced team of bankers are committed to providing convenient, friendly.
United Bank (Arkansas) is a Bank with operations in one state. United Bank (Arkansas) offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA and construction mortgages and For over 40 years, United Bank has been a locally owned community Bank with a geographic focus on Northwest Arkansas.
