Explore the differences! FHA VS Conventional loan programs in Fordyce, Dallas County, Arkansas

As we progress through 2026, those looking for a Conventional loan in Fordyce, situated within the county of Dallas, AR, will find the limit is established at $726,200. In contrast, the FHA loan limit for securing a single-family home is $472,030. These limits are crucial for prospective homeowners planning their budgets and financing options.

To better understand how today's Conventional loan rates stack up against FHA and USDA, utilize the Lendersa® Conventional Loan Calculator. This valuable tool helps you assess not only the interest rates but also the necessary income levels, credit scores, reserves, and specific documents required to qualify for these loans. This tool presents side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, ensuring you make well-informed decisions tailored to your financial needs in AR.

Explore and compare offers from a diverse group of 100 lenders today

Discover the 2026 Loan Limits and Down Payment Requirements in Fordyce, Dallas, AR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Please note that this comparison table is relevant for the following zip codes: 71742

Explore Conventional and FHA Loan Options in Fordyce, AR

Here at Lendersa®, we aim to swiftly and efficiently secure the finest possible loan option for you—whether it's Conventional, USDA, or FHA—without the typical complications. We offer three distinct pathways to start your journey: each leading to a network of compatible lenders and loan programs carefully selected to meet your needs.

Lendersa USDA loan request and matching results


Fordyce Lenders

  • FBT Bank & Mortgage
  • 200 West Fourth Street, Fordyce, AR, 71742
  • Lends in Arkansas
  • In 1931, FBT Bank & Mortgage began as a full-service bank under the name Fordyce Bank & Trust. Our bank started with its focus on simplifying our customers’ lives and has continued to do for more than 80 years. We opened our doors to provide banking options in an area in need of economic stimulus and to offer services that filled a void in the sout

  • Arkansas Superior Federal Credit Union
  • 313 South Martin St, Warren, AR, 71671
  • Lends in Arkansas
  • Arkansas Superior Federal Credit Union has been serving its members since 1957. During that time, we have prided ourselves in offering personal, friendly, and efficient service. Our Credit Union is a non-profit organization, owned and operated by its members, people just like you.Credit Union has been serving its members since 1957.

  • River Valley Community Federal Credit Union
  • 340 Cash Road SW, Camden, AR, 71701
  • Lends in Arkansas
  • River Valley Community Federal Credit Union is a member owned financial institution whose purpose is to promote the financial well-being of its members by being committed to providing courteous, efficient and sound financial services. River Valley Community Federal Credit Union has a vision for growth and a heart for member service.

  • Pine Bluff Cotton Belt Federal Credit Union
  • 1703 River Pines Blvd, Pine Bluff, AR, 71601
  • Lends in Arkansas
  • Pine Bluff Cotton Belt Federal Credit Union is a not-for-profit member owned financial cooperative. Unlike a bank, credit union profits are returned to the members in the form of higher dividends on savings, lower rates on loans, lower fees...and many other money saving services.

    A volunteer board of directors, elected by members, sets polici

  • Simmons Bank
  • 501 S Main St, Pine Bluff, AR, 71601
  • Lends in Arkansas
  • Simmons’ present-day is more exciting than ever due to its rich culture and high performance. In the last six years, Simmons has catapulted from a Bank holding company with approximately $3.2 billion in assets to an approximately $20.8 billion-asset company as of March 30, 2020 operating in seven states.

  • Diamond Lakes Federal Credit Union
  • 7333 Highway 270, Malvern, AR, 72104
  • Lends in Arkansas
  • Diamond Lakes Federal Credit Union is a full service financial institution ready to serve you as a member, not just as a customer! We are a not-for-profit financial cooperative owned by the folks that save and borrow money at Diamond Lakes. Profits are returned to members in the form of lower rates on loans, less fees

  • Malvern National Bank
  • 501 South Main Street, Malvern, AR, 72104
  • Lends in Arkansas
  • MNB is a full service community Bank committed to providing top quality personal and business financial services, delivered by associates who are dedicated to the highest level of personal service. Since 1934, we have been providing professional Banking services to central Arkansas.

  • Alcoa Community Federal Credit Union
  • 1125 Military Road, Benton, AR, 72015
  • Lends in Arkansas
  • The mission of Alcoa Community Federal Credit Union is to deliver the highest quality financial service to our members while promoting our difference as a credit union. We are a not-for-profit financial institution owned by the folks that save and borrow money at our CU! With ACFCU, you’re a member and part owner of the cooperative, not a customer.

  • First Financial Bank
  • 214 N Washington Ave, El Dorado, AR, 71730
  • Lends in Arkansas
  • First Financial Bank has deep roots in the community of El Dorado, Arkansas. It first opened in 1934 and currently services many Arkansas communities, including El Dorado, Smackover, Little Rock, Mena, Wynne, Cherry Valley, Harrisburg, McCrory, and Forrest City, with fifteen retail Banking locations along with five ATM locations.