FHA VS Conventional loan programs in 2025 for Pine-Bluff, Jefferson County, Arkansas

In 2025, the limit for a Conventional loan in Pine-Bluff, located in Jefferson county, AR, is $647,200, while the FHA loan limit for a single-family home is $420,680.

With the Lendersa® Conventional loan calculator, you can compare the best rates available today for Conventional, FHA, and USDA loans and determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you to choose which program in AR best suits your financial circumstances.

Explore loan offers from a selection of 100 lenders

2025 Loan Limits and Down Payment Requirements in Pine-Bluff, Jefferson, AR

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison is relevant for zip codes: 71602, 71601, 71603, 71611, 71612

Conventional and FHA Loan Options in Pine-Bluff, AR

At Lendersa®, our goal is to quickly and easily provide you with the best possible Conventional, USDA, or FHA loan. Choose from three different initial options that lead to matching lenders and tailored loan programs.

Lendersa USDA loan request and matching results


  • KBS Lending Inc
  • 16415 Addison Road, Suite 316, Addison, TX, 75001
  • At KBS Lending, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family
  • Petra Home Lending
  • 3939 Beltline Road, Suite 150, Addison, TX, 75001
  • "The name Petra means rock. We believe that the wise man builds his house upon the rock. This, too, is how we have built our company. We promote a team environment so we can provide our customers and business affiliates with great service and true industry expertise. Our first priority is to listen to our clients and help determine their needs."
  • Berkshire Lending
  • 14673 Midway Road, Suite 216, Addison, TX, 75001
  • Berkshire Lending is a full service mortgage lender. We close loans quickly - even the hard ones! If you are currently a loan originator, or have been considering getting into the loan origination business Berkshire Lending would love to hear from you! We offer competitive compensation rates and support to help you succeed.
  • Investmark Mortgage
  • 14285 Midway Road Ste. 345, Addison, TX, 75001
  • Investmark Mortgage was started to help investors like you and me. We are an award winning hard money lender who will help you cut through the paperwork and get hard money fast. Give us a call and we will take care of you. Whether you are an experienced investor or buying your first property, we understand the process and will make this as stres
  • Access of Louisiana FCU
  • 519 Kirby Street, Lake Charles, LA, 70601
  • Access of Louisiana Federal Credit Union is a full service, not-for profit financial cooperative with over 5100 members and $27, 000, 000 in assets founded in 1955 by employees of the Olin Corporation as Olin Employees LC Federal Credit Union. Over the years we have expanded our field-of–membership to include many other diverse groups.
  • First Federal Bank of Louisiana
  • 1135 Lakeshore Drive, Lake Charles, LA, 70601
  • First Federal Bank of Louisiana has been your community bank since 1949. We, as First Federal Bank employees, are not only committed to giving you the best products and customer service, but to giving back to the communities where we live! We do not allow graphic, obscene, explicit or racial comments
  • AFI Mortgage Company
  • 313 Alamo Street, Suite A, Lake Charles, LA, 70601
  • AFI Mortgage is deeply rooted in the communities of Southwest Louisiana. Over the past 22 years, AFI Mortgage and Ben Mabile have developed an unparalleled network of relationships with the major players in the Lake Charles real estate market, including realtors, attorneys, developers and appraisers.
  • Louisiana Mortgage Associates
  • 2915 Ryan Street, Lake Charles, LA, 70601
  • The Louisiana Mortgage Associates Team is your premier mortgage team located in Lake Charles, Louisiana. Louisiana Mortgage Associates offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Lake Charles area.
  • FMB
  • 959 North Commercial Avenue, Saint Clair, MO, 63077
  • We at Farmers & Merchants Bank appreciate our customers and Facebook Fans, and we strive to give you the best customer service possible. That is why we encourage you to contact us directly if you have questions about your account.Facebook Fans, and we strive to give you the best customer service possible.