FHA VS Conventional loan in White-Hall, Jefferson County, Arkansas

In 2026, the loan limit for Conventional loans in White-Hall, within Jefferson county, AR, is $647,200. Meanwhile, the FHA loan limit for a single-family home is $420,680.

Leverage the Lendersa® Conventional loan calculator to evaluate today’s best rates for Conventional, FHA, and USDA loans. Our advanced calculator helps determine the income, credit, reserves, and required documents for qualification by allowing you to compare Conforming Conventional, USDA, FHA, and VA loans side by side. This will assist you in choosing the optimal program in AR for your financial situation.

Explore loan offers from over 100 lenders

2026 Loan Limits and Downpayment Needs in White-Hall, Jefferson, AR

Loan Type Loan Limit Minimum Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is relevant for zip codes: 71602

Various Options for Conventional and FHA Loans in White-Hall, AR

At Lendersa®, our mission is to quickly provide you with the ideal Conventional, USDA, or FHA loan. You can start by choosing one of three approaches to connect with suitable lenders and get matched with loan programs.

Lendersa loan request and matching results for USDA


  • Texana Bank
  • 3620 Richmond Rd, Texarkana, TX, 75503
  • At Texana Bank, we offer local branch and online banking, mortgage and loan services, with the support you expect from your community bank. More than that, you will experience an extraordinary relationship banking with Texana.

    We are your neighbors, your friends and your bankers.

  • TEXAR Federal Credit Union
  • 2301 Richmond Rd, Texarkana, TX, 75503
  • TEXAR FCU is a “community first” credit union, serving our members in and around the Texarkana area since 1951. Employing almost 90 employees, TEXAR includes one main branch and five branch offices in its service area. All citizens of Cass, Bowie, and Miller Counties and most citizens of Red River and Lamar Counties are eligible for membership.

  • Fairway Independent Mortgage
  • 2220 Highway 51 S, Hernando, MS, 38632
  • Here at Fairway Independent Mortgage Corporation, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve.
    Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond. We look forwar

  • CNext Bank
  • 505 North Vienna Street, Ruston, LA, 71270
  • Century Next Bank, is a federally chartered stock savings Bank headquartered in Ruston, Louisiana, that has proudly served our surrounding communities since 1905. Since our founding, we have expanded our community footprint from Lincoln Parish into Ouachita Parish, Louisiana, and further into Ashley County, Arkansas.

  • Mississippi Land Bank
  • 5509 Hwy 51, North Senatobia, MS, 38668
  • For over 100 years, Mississippi Land Bank has been one of the premier lenders for land in the northern 32 counties of Mississippi. From a homesite with a few acres to an agriculture or hunting property with a few thousand acres – we offer long-term financing for land purchases and refinancing.

  • H & F Financial Services LLC
  • 975 Swinnea Ridge Boulevard, Suite 2, Southaven, MS, 38671
  • Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.

  • Ouachita Valley Federal Credit Union
  • 1420 Natchitoches Street, West Monroe, LA, 71292
  • Our Mission is to be remarkable in the way we affect and improve the lives of our members and our community, by providing a Legendary Experience beyond every expectation. Our Vision is to make the biggest impact on our community’s well-being and be the leading provider of the best financial solutions for our member’s lives.

  • Shelby County Federal Credit Union
  • 160 North Main Street, Suite 401, Memphis, TN, 38103
  • Chartered in 1961, Shelby County Federal Credit Union is a financially sound, full-service financial institution that offers competitive services for our members. We have two convenient full-service branches with helpful, courteous Member Service Representatives to help our members.

  • Orion FCU
  • 400 Monroe Ave., Memphis, TN, 38103
  • Orion Federal Credit Union has grown to become one of the largest credit unions in the Mid-South with more than 70, 000 members and nearly $1 billion in assets. Orion offers a full spectrum of banking options ranging from savings and checking accounts to home, auto, and personal loans, along with commercial real estate

  • Desoto Home Mortgage
  • 6080 Getwell Rd, Suite 204, Southaven, MS, 38672
  • Desoto Home Mortgage (Brad Walker) is a LOCALLY OWNED & OPERATED Mortgage Company located in Southaven, MS. (Licensed in Mississippi & Tennessee -NMLS# 1248883) You name it, Desoto Home Mortgage can do it. We have GREAT RATES, and HUNDREDS OF MORTGAGE LOAN PROGRAMS to meet your homeownership needs

  • Priority Bank
  • 401 W College St, Ozark, AR, 72949
  • Priority Bank is a local financial services institution that has served Ozark and Northwest Arkansas with quality service and professionalism since 1993.Priority Bank is incorporated in the state of Arkansas and is a federally chartered Savings Bank located in Fayetteville, Arkansas. It is regulated by the Office of the Comptroller of the Currency

  • Farmers Bank
  • 71 West Center Street, Greenwood, AR, 72936
  • In 1907 some young influential business and professional people recognized that the financial needs of rural Sebastian County were not being met, so in 1907 Farmers Bank was organized. Today, during a time of mass mergers and takeovers, Farmers Bank is among the oldest banks in Arkansas still operating under its original charter as when it was orga