FHA VS Conventional loan in White-Hall, Jefferson County, Arkansas

In 2026, the loan limit for Conventional loans in White-Hall, within Jefferson county, AR, is $647,200. Meanwhile, the FHA loan limit for a single-family home is $420,680.

Leverage the Lendersa® Conventional loan calculator to evaluate today’s best rates for Conventional, FHA, and USDA loans. Our advanced calculator helps determine the income, credit, reserves, and required documents for qualification by allowing you to compare Conforming Conventional, USDA, FHA, and VA loans side by side. This will assist you in choosing the optimal program in AR for your financial situation.

Explore loan offers from over 100 lenders

2026 Loan Limits and Downpayment Needs in White-Hall, Jefferson, AR

Loan Type Loan Limit Minimum Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is relevant for zip codes: 71602

Various Options for Conventional and FHA Loans in White-Hall, AR

At Lendersa®, our mission is to quickly provide you with the ideal Conventional, USDA, or FHA loan. You can start by choosing one of three approaches to connect with suitable lenders and get matched with loan programs.

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White-Hall Lenders

  • Pine Bluff Cotton Belt Federal Credit Union
  • 1703 River Pines Blvd, Pine Bluff, AR, 71601
  • Lends in Arkansas
  • Pine Bluff Cotton Belt Federal Credit Union is a not-for-profit member owned financial cooperative. Unlike a bank, credit union profits are returned to the members in the form of higher dividends on savings, lower rates on loans, lower fees...and many other money saving services.

    A volunteer board of directors, elected by members, sets polici

  • Simmons Bank
  • 501 S Main St, Pine Bluff, AR, 71601
  • Lends in Arkansas
  • Simmons’ present-day is more exciting than ever due to its rich culture and high performance. In the last six years, Simmons has catapulted from a Bank holding company with approximately $3.2 billion in assets to an approximately $20.8 billion-asset company as of March 30, 2020 operating in seven states.

  • Cooperative Extension Federal Credit Union
  • 2301 S. University Ave, Little Rock, AR, 72204
  • Lends in Arkansas
  • Cooperative Extension Service Federal Credit Union (CESFCU) started in 1946 as the Agricultural Extension Workers Credit Association, a state-chartered credit union. CESFCU was started by 11 UADA Cooperative Extension Service employees.

    CESFCU became a Federally Chartered Credit Union in 1992

  • Dillard's Federal Credit Union
  • 1600 Cantrell Rd, Little Rock, AR, 72201
  • Lends in Arkansas
  • In early 1964, William Dillard moved the headquarters for Dillard’s Department Stores to Little Rock, Arkansas. The offices were located in the newly acquired Joseph Pfeifer Department Store and Gus Blass Company on Main Street. In 1966, the employees of Dillard’s Department Stores, Inc.

  • Bank of Little Rock
  • 200 North State Street, Little Rock, AR, 72201
  • Lends in Arkansas
  • Since Bank of Little Rock was founded in 1927, we have been committed to meeting the financial needs of families and businesses in and around our community. In 1989, we expanded our services to become a full-service bank and have continued to grow as our customer base has. We’re proud to be a local bank that supports the people in our community.

  • Telcoe Federal Credit Union
  • 820 Louisiana Street, Little Rock, AR, 72201
  • Lends in Arkansas
  • Since we opened in 1950, Telcoe Federal has steadily grown into one of the most respected full-service financial institutions in Arkansas. But we’ll never outgrow our valued customers. We’ll never be bought out by one of the big conglomerates because our members "own the store." We believe our lifelong commitment to our financial partners

  • BANK OF ENGLAND MORTGAGE
  • 5 Statehouse Plaza, Suite 500, Little Rock, AR, 72201
  • Lends in Arkansas
  • "Bank of England Mortgage has taken pride in the being there when our borrowers need us. Our mission is to deliver total value to our customers. This means competitive rates, STRESS-FREE closings, extensive product knowledge, and a friendly, helpful attitude.

    Bank of England Mortgage offers the strengths of a strong capital base"

  • FBT Bank & Mortgage
  • 200 West Fourth Street, Fordyce, AR, 71742
  • Lends in Arkansas
  • In 1931, FBT Bank & Mortgage began as a full-service bank under the name Fordyce Bank & Trust. Our bank started with its focus on simplifying our customers’ lives and has continued to do for more than 80 years. We opened our doors to provide banking options in an area in need of economic stimulus and to offer services that filled a void in the sout

  • Alcoa Community Federal Credit Union
  • 1125 Military Road, Benton, AR, 72015
  • Lends in Arkansas
  • The mission of Alcoa Community Federal Credit Union is to deliver the highest quality financial service to our members while promoting our difference as a credit union. We are a not-for-profit financial institution owned by the folks that save and borrow money at our CU! With ACFCU, you’re a member and part owner of the cooperative, not a customer.