FHA VS Conventional loan in Forrest-City, St. Francis County, Arkansas

In 2026, the Conventional loan limit in Forrest-City, within St. Francis, AR, is $647,200, while the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare today's leading rates among Conventional, FHA, and USDA loans. Understand the income, credit score, reserves, and documentation necessary for qualification. Our advanced mortgage tool allows side-by-side comparison of Conforming Conventional, USDA, FHA, and VA options, aiding your decision on the best program in AR to meet your financial needs.

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Loan limits for 2026 in Forrest-City, St. Francis, AR

Loan Type Limit Downpayment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applicable to zip codes: 72322

Options for Conventional and FHA Loans in Forrest-City, AR

The mission of Lendersa® is to swiftly secure the most advantageous Conventional, USDA, or FHA loan for you. Start with one of three routes leading to improved lender matches and loan offerings.

Results from Lendersa USDA loan applications


Forrest-City Lenders

  • Merchants and Planters Bank
  • 120 Hazel Street, Newport, AR, 72112
  • Lends in Arkansas
  • Merchants and Planters Bank traces its roots back to 1946 in Tupelo, Arkansas, when the nation was recovering from World War II. Businesses and agricultural operations were expanding, and the financial needs for local farmers and merchants were also growing as the economy was on a post-war fast track. To help meet those financial needs