Explore the differences! FHA VS Conventional loan programs in Helena-West-Helena, Phillips County, Arkansas

In 2026, the Conventional loan limit available in Helena-West-Helena, in the county of Phillips, AR, is set at $647,200, while the FHA limit for a single-family residence is $420,680.

View today's Conventional loan rate with Lendersa
Comparison between different loan calculators

Employ Lendersa®'s Conventional loan calculator to compare the top rates of the day among Conventional, FHA, and USDA loans. Evaluate the required income, credit, reserves, and documentation to become eligible. Our enhanced mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA loans, supporting you in choosing the most appropriate program for your financial needs in AR.

Explore loan offers from a wide range of 100 lenders

2026 Loan Limits and Down Payment Requirements in Helena-West-Helena, Phillips, AR

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison applies specifically to the zip codes: 72390

Explore Conventional and FHA Loan Options in Helena-West-Helena, AR

The mission of Lendersa® is to deliver the ideal Conventional, USDA, or FHA loan to you swiftly and smoothly. Begin by selecting one of three paths towards finding the right lenders and loan programs suited to your needs.

  1. Submit the ultimate request for optimized Conventional/USDA/FHA loans
  2. Locate Conventional, USDA, and FHA rates & terms for comparison
  3. Navigate the largest extensive database of Conventional lenders
Discover matching results for USDA loan requests with Lendersa



  • Valley Credit Union
  • 2096 Mission St, Salem, OR, 97302

  • Valley Credit Union is a not-for-profit financial institution dedicated to exceptional service, competitive rates and products and a commitment to the local community. The Valley team lives in the same community as our members and we want you to feel as welcome here as you do in your own home.

  • Landmark Professional Mortgage Company
  • 1255 Lee St SE, Suite 200, Salem, OR, 97302

  • Landmark Professional Mortgage Company is a locally-owned boutique mortgage bank. Collectively, we have been serving the residential mortgage needs of Oregon and Washington for over 31 years and are committed to being your trusted source for home financing education and guidance. Our focus is on your experience.

  • Mortgage First Corporation
  • 1761 Liberty St SE, Salem, OR, 97302

  • Mortgage First is committed to providing our clients with the best of both worlds–excellent customer service and competitive rates. Our seasoned mortgage professionals will work with you one on one to ensure that you get the right home financing solution tailored specifically to meet your needs.

  • Flynn Family Lending
  • 6947 Coal Creek Pkwy SE, Suite 177, Newcastle, WA, 98059

  • We are a family business with nearly 20 years experience providing private money loans to clients throughout the Pacific Northwest. We specialize in short-term and intermediate loans ranging from $25,000 to $1M+. Our business and commercial loans are asset-based making the qualification process fast and easy.


  • The Dorman Team
  • 310 29th St NE, Suite 200, Puyallup, WA, 98372

  • After having multiple bad experiences in getting a home loan, Mike Dorman decided there is a better way to help clients obtain financing. Old fashioned customer service, communication and attention to detail have allowed The Dorman Team the honor of helping thousands of clients purchase or refinance their home loan

  • Rogue Valley Mortgage LLC
  • 222 NE B Street, Grants Pass, OR, 97526

  • We take the time to interview each client and listen to their individual circumstances. We invite them to tell us "their story". Through our years of experience, we have creative ideas and methods to lend money when conventional lenders can't help. We can arrange a loan term that matches your unique situation.

  • Investment Resources Inc
  • 1454 North West 6th Street, Grants Pass, OR, 97526

  • Owner/Broker Bruno Skopinich employed as loan consultant with Investment Resources Inc. We are located in Southern Oregon. Investment Resources Inc. is multi-dimensional company offering investment, insurance, tax service and mortgage loans. Bruno have been active in the mortgage industry for over 25 years with a stellar reputation.

  • Avenue Capital Solutions
  • 15600 NE 8th St, Bellevue, WA, 98008

  • Avenue Capital Solutions is a nationally recognized leader in commercial finance. We are leading the way in commercial lending of all types, including Commercial Real Estate Loans, Equipment Leasing, Sale Leasebacks, Heavy Equipment Leasing, Heavy Equipment Financing, Medical Financing, Accounts Receivable Financing, Factoring, Bridge and Hard Mone

  • Soundview Lending Group, LLC
  • 10605 SE 240th St, Suite 544, Kent, WA, 98031

  • "Soundview Lending Group helps small and mid-size businesses obtain the capital needed for their business. We have built trusted relationships with alternative lenders who are ready to provide funding. Yes! You have options.

    Additionally, we offer consultation services to small and mid-size businesses."

  • Northwest Mortgage
  • 5605 112th St E, Puyallup, WA, 98373

  • The Northwest Mortgage Team is your premier mortgage team located in Puyallup, WA.We pride ourselves on offering some of the lowest rates nationwide & make the loan process simple, straightforward & fast for borrowers seeking a mortgage. We are committed to providing clients with the highest quality financial services available in your area.

  • Drexel Funding LLC
  • 1900 South Puget Dr, Suite 203, Renton, WA, 98055

  • Founded in 2016 by veterans in the real estate industry, our executive lending team has a combined total of 25 years of experience in residential and commercial hard money lending practices. We are extremely familiar with the extremely difficult processes that individuals go through when attempting to secure loans from lenders and banks.
Find more lenders

Bridge Loan Guides

TYPES OF LOANS WE HANDLE:

CITIES CLOSE BY:

Copyright © 2026 | Lendersa, Inc. | All Rights Reserved | HQ: 22527 CRENSHAW BLVD ST E 201, TORRANCE, CA. 90505, USA | Hard Money Loans In Los Angeles, CA