Explore the differences! FHA VS Conventional loan programs in Helena-West-Helena, Phillips County, Arkansas

In 2025, the Conventional loan limit available in Helena-West-Helena, in the county of Phillips, AR, is set at $647,200, while the FHA limit for a single-family residence is $420,680.

Employ Lendersa®'s Conventional loan calculator to compare the top rates of the day among Conventional, FHA, and USDA loans. Evaluate the required income, credit, reserves, and documentation to become eligible. Our enhanced mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA loans, supporting you in choosing the most appropriate program for your financial needs in AR.

Explore loan offers from a wide range of 100 lenders

2025 Loan Limits and Down Payment Requirements in Helena-West-Helena, Phillips, AR

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison applies specifically to the zip codes: 72390, 72342

Explore Conventional and FHA Loan Options in Helena-West-Helena, AR

The mission of Lendersa® is to deliver the ideal Conventional, USDA, or FHA loan to you swiftly and smoothly. Begin by selecting one of three paths towards finding the right lenders and loan programs suited to your needs.

Discover matching results for USDA loan requests with Lendersa


  • Citizens Mortgage Company
  • 496 Old Route 66, Saint Robert, MO, 65584
  • Citizens Mortage Company, Inc. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of Missouri and Fort Leonard Wood real estate professionals, builders and especially individual homebuyers. We're a full service mortgage broker with an experienced staff offering expertise
  • Equity Plus Mortgage Inc
  • 4121 Clarksville Pike, Nashville, TN, 37218
  • Equity Plus Mortgage in Nashville, Tennessee specializes in helping aspiring homeowners and existing homeowners. We focus on all types of mortgage products that are tailored to fit your personal need. We specialize in mortgage products for new home purchases and Refinancing your existing home to help lower your monthly payment and save money.
  • Reliant Bank
  • 1736 Carothers Parkway, Suite 100, Brentwood, TN, 37027
  • We’re Reliant Bank, a community bank that was built from the ground up on the idea that customer and community should always come first. We do pretty much everything the big banks do. We just do it a little differently – okay, a lot differently. We treat you with respect. And go out of our way to make sure that your banking experience with us.
  • New Castle Mortgage - Reverse
  • 5115 Maryland Way, Suite 67, Brentwood, TN, 37027
  • New Castle Mortgage is a major producer of Reverse Mortgage loans in Tennessee, owned & operated by Tennesseans, purely specializing in Reverse Mortgages. As a consumer you can be certain we are credible, qualified, & experienced.Mike Holton and Catherine Holton, each have over 20 years’ experience originating FHA loans throughout the state of TN.
  • P3 Home Loans
  • 5115 Maryland Way, Suite 124, Brentwood, TN, 37027
  • P3 Home Loans serves all of Tennessee, making sure to save local home owners money and time. Rod Freeman is the voice of P3 Home Loans and has managed the success of hundreds of clients’ mortgage closings. When it comes to getting the lowest rate and the quickest mortgage approval, you can depend on our mortgage professionals.
  • Meridian Capital Group
  • 5115 Maryland Way, Brentwood, TN, 37027
  • "MCL Private Lending is a direct private money lender that was established to provide time sensitive, creative, short term financing to builders, developers, and real estate investors. MCL Private Lending is Nashville’s leading direct, private money lender. Based in Brentwood, Tennessee,
  • Planters Bank
  • 1312 S Main St, Hopkinsville, KY, 42240
  • Planters Bank is a growing community bank with 12 offices in Western Kentucky & Clarksville, Tennessee. Headquartered in Hopkinsville, KY, Planters is a full-service bank with a wide array of both consumer & commercial lending and deposit services. A tradition of excellence in customer service is the reason you can Expect Great Things.
  • Dreamfield Lending LLC
  • 1100 S Main St, Suite 3, Hopkinsville, KY, 42240
  • Dreamfield Lending is a veteran-owned mortgage broker located in Hopkinsville, KY and serving the surrounding areas. We have several years experience in our office helping families navigate through the mortgage loan process and pride ourselves on creating a good experience with a tailored mortgage loan based on the individual's needs.
  • The Idabel National Bank
  • 1201 SE Washington St., Idabel, OK, 74745
  • The Idabel National Bank was founded in 1921 and has operated in McCurtain County as an independent community bank since its inception. The bank has been locally owned and operated for many decades, with the current ownership in place since 1968. Additionally, due to the structure of the bank’s retirement plan for its employees.
  • Cross Country Equity, LLC
  • 6007 Financial Plaza, Suite 206, Shreveport, LA, 71129
  • At Cross Country Equity, LLC, the “Mortgage Professionals”, a highly skilled team of financial experts specializing in mortgage loan services. Our company has over 40 years of combined experience in the financial services arena, with expert knowledge in all mortgage products both residential and commercial.
  • Exchange Bank
  • 700 Front Street, Natchitoches, LA, 71457
  • Exchange Bank, we have a very strong commitment to our community. We offer unsecured, secured, vehicle and other personal loans, and work with you to create terms that best meet your needs and at very competitive rates. We are locally owned and locally staffed – decisions about your loan request will be made right here, in a timely manner.