Explore the differences! FHA VS Conventional loan programs in Helena-West-Helena, Phillips County, Arkansas

In 2026, the Conventional loan limit available in Helena-West-Helena, in the county of Phillips, AR, is set at $647,200, while the FHA limit for a single-family residence is $420,680.

Employ Lendersa®'s Conventional loan calculator to compare the top rates of the day among Conventional, FHA, and USDA loans. Evaluate the required income, credit, reserves, and documentation to become eligible. Our enhanced mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA loans, supporting you in choosing the most appropriate program for your financial needs in AR.

Explore loan offers from a wide range of 100 lenders

2026 Loan Limits and Down Payment Requirements in Helena-West-Helena, Phillips, AR

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison applies specifically to the zip codes: 72390

Explore Conventional and FHA Loan Options in Helena-West-Helena, AR

The mission of Lendersa® is to deliver the ideal Conventional, USDA, or FHA loan to you swiftly and smoothly. Begin by selecting one of three paths towards finding the right lenders and loan programs suited to your needs.

Discover matching results for USDA loan requests with Lendersa


Helena-West-Helena Lenders

  • De Witt Bank and Trust Company
  • 2nd And Jefferson Streets, De Witt, AR, 72042
  • Lends in Arkansas
  • Stone Bank understands the special needs of agricultural producers and rural homeowners. Our farm lenders are trained specialists with the training and expertise to understand all facets of poultry and cattle lending. We understand the complexities that can be associated with poultry and cattle loans, which is why we custom tailor agriculture loans

  • Farmer & Merchants Bank
  • 708 South Main, Stuttgart, AR, 72160
  • Lends in Arkansas
  • Farmers and Merchants Bank and The Bank of Fayetteville are both deeply rooted in Arkansas soil. Our tradition of community-oriented banking and providing our customers with the best financial products and services available is the foundation of our bank family.

    Our mission stands tall and clear:
    to promote the success.