Explore the differences! FHA VS Conventional loan programs in Heber-Springs, Cleburne County, Arkansas

In 2025, Convetional loan limit in Heber-Springs, county of Cleburne, AR is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AR is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Heber-Springs, county of Cleburne, AR

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 72543, 72545

Conventional and FHA loan options in Heber-Springs, AR

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • US Mortgageline
  • 2 Bala Plaza, Suite 800, Bala Cynwyd, PA, 19004
  • At U.S. MortgageLine we feel that there are no strangers in the world, only friends that haven't met. We are a full service mortgage lender with a simple philosophy. We give special attention to each of our clients and assist them in selecting the mortgage which best suits their individual needs.
  • CENTER CITY MORTGAGE AND INVESTMENTS LLC
  • 225 E. City Avenue, Suite 103, Bala Cynwyd, PA, 19004
  • "The Center City Mortgage & Investments website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you! With Center City Mortgage & Investments. you're in good hands and can have the peace of mind knowing we offer a wide variety of loan program
  • AMERICA ONE MORTGAGE, LLC
  • 15 East High Street Suite G, Glassboro, NJ, 8028
  • America One Mortgage, LLC’s mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the best service, competitive interest rates, and low closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Sky Financial Services Inc.
  • 5540 West Valley Road, Center Valley, PA, 18034
  • We are mortgage brokers, which means that we work with many different lenders to find you the best deals that they can provide. We do all of the work and shopping around so that you don't have to. Once we lay out the options, you only have to decide which one best meets your needs.
  • Terrabank National Association
  • 3191 Coral Way, Miami, FL, 33145
  • Founded in 1985, Terrabank, N.A. is a federally insured national banking institution created to provide financial services to South Florida's business community and selected International markets. Terrabank takes pride in maintaining a highly professional, motivated and well-trained staff that is sensitive to the needs of the customer.
  • International Bankers Financial Group Inc
  • 2828 Coral Way, Suite 100, Miami, FL, 33145
  • "We offer a wide variety of loans to fit your specific needs. Understand your home financing options so you can make informed decisions. If you have questions or are you ready to apply, talk to a home mortgage consultant. The mortgage loan process doesn't have to be difficult. Once you have made the decision to apply for a mortgage loan with u
  • Premier Financial Group of Florida LLC
  • 2401 South Douglas Road, Suite 212, Miami, FL, 33145
  • As the leading mortgage lender in South Florida, Premier Financial Group of Florida, LLC offers an extensive range of mortgage programs designed to suit our clients’ property needs. With over 25 years of combined experience in the lending industry, our team of mortgage and refinance professionals work hard to make closing fast and simple.
  • GoKapital
  • 2150 Coral Way, Suite 1, Miami, FL, 33145
  • GoKapital provides a variety of real estate financing programs in all 50 states, including: hard money fix and flip loans (up to 100% of rehab funds), 30 year rental investment property loans, commercial mortgages, with closings in 2-4 weeks and minimal paperwork. Our LTVs range from 60% to 85% with terms from 1 to 30 years. We issue pre-approvals
  • Great Florida Lending Inc.
  • 2828 Coral Way, Miami, FL, 33145
  • Great Florida Lending is committed to providing borrowers with the highest quality Reverse Mortgages combined with the lowest rates and fees available in your area. As a local mortgage company with its main office in Miami Florida, the heart of South Florida, that specializes in Reverse Mortgages.