FHA VS Conventional loan programs in 2026 for Heber-Springs, Cleburne County, Arkansas
In the year 2026, the Conventional loan limit in Heber-Springs, which is in the county of Cleburne, AR, is set at $647,200. Meanwhile, the FHA loan limit for a single-family residence is $420,680.
Utilize the Lendersa® Conventional loan calculator to compare today's most favorable rates among Conventional, FHA, and USDA loans, and identify requisite income, credit, and documentation needed to qualify. With our sophisticated mortgage calculator, you can evaluate Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding you to decide on the best program in AR for your financial scenario.
2026 loan limits and down payment requirements for Heber-Springs, Cleburne county, AR
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to the following zip codes: 72543
Exploring your Conventional and FHA loan options in Heber-Springs, AR
An objective of Lendersa® is to assist you in securing the optimal Conventional, USDA, or FHA loan efficiently and hassle-free. Choose from three starting points that align you with matching lenders and programs.
1325 Harrison Street, 2nd Floor, Batesville, AR, 72501
Lends in Arkansas
First Community Bank is a locally owned and operated bank with a big heart for the communities we serve. Upon founding First Community Bank in 1997, we made a pledge to put community first in every decision we made. Our slogan "Where Community Comes First" is our commitment to be good community partners.
FAB&T can help you and your family by offering a range of financial solutions to fit your financial needs. Beyond that, however, we want the our brand to showcase that we are advocates for the communities we serve, and the causes and events in those communities that are important to the residents. We want to go the extra mile for our customers.
"Arkansas Federal Credit Union is a member-owned financial cooperative that invests back into the Arkansas communities where our members live, work and play - all while providing a great value for our 120,000+ members. Membership open to all Arkansans.
Arkansas Federal is an equal opportunity employer."
Central Arkansas Finance is located in Conway, Arkansas and has been one of the top mortgage lending firms in the State of Arkansas for over 10 years. We will represent you “the borrower” in obtaining the best possible financing. We are not tied to a particular lending institution and have access to many lenders.
Merchants and Planters Bank traces its roots back to 1946 in Tupelo, Arkansas, when the nation was recovering from World War II. Businesses and agricultural operations were expanding, and the financial needs for local farmers and merchants were also growing as the economy was on a post-war fast track. To help meet those financial needs
1501 Pike Avenue North, North Little Rock, AR, 72114
Lends in Arkansas
UP Arkansas Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
Benchmark is a full-service mortgage banker and seller-servicer We are a community of mortgage professionals that are united by the Benchmark core values - success, relationship, dynamic, excellence, positive attitude. Everything we do comes back to these five defined beliefs. Adhering to these values dictates the way we think, manage our business.
In early 1964, William Dillard moved the headquarters for Dillard’s Department Stores to Little Rock, Arkansas. The offices were located in the newly acquired Joseph Pfeifer Department Store and Gus Blass Company on Main Street. In 1966, the employees of Dillard’s Department Stores, Inc.
Since Bank of Little Rock was founded in 1927, we have been committed to meeting the financial needs of families and businesses in and around our community. In 1989, we expanded our services to become a full-service bank and have continued to grow as our customer base has. We’re proud to be a local bank that supports the people in our community.
