FHA VS Conventional loan programs in Hot-Springs-Village, Saline County, Arkansas

As of 2026, the Conventional loan limit in Hot-Springs-Village, Saline county, AR is $647,200, whereas the FHA limit is $420,680 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates between Conventional, FHA, and USDA. It helps determine the income, credit standing, reserves, and documentation needed for qualification. Our advanced mortgage calculator offers a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the best program in AR for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Hot-Springs-Village, Saline, AR

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the following zip codes: 71909

Conventional and FHA Loan Programs in Hot-Springs-Village, AR

Lendersa® aims to swiftly and effortlessly secure the best possible Conventional, USDA, or FHA loan for you. Start by selecting one of three options to connect with matching lenders and tailored loan programs.

Lendersa's USDA loan request and matching results


  • SELCO Community Credit Union
  • 299 E 11th Ave, Eugene, OR, 97401
  • When you open an account at SELCO, you become more than a customer—you’re a member-owner. SELCO is a not-for-profit financial institution that serves our members by providing affordable products and services.Since 1936, SELCO Community Credit Union has worked to develop life-long relationships with our members.

  • Welcome Home Loans
  • 1203 Willamette St, Suite 150, Eugene, OR, 97401
  • We have built a strong reputation as an outstanding mortgage brokerage, serving the lending needs of real estate professionals, builders, and individual home buyers throughout Oregon and Washington. We’re a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending

  • Gorilla Capital
  • 1342 High Street, Eugene, OR, 97401
  • Founded in 2006, Gorilla Capital is a privately held investment fund with a focus on distressed real estate. Through its own initiatives, and by providing select fix and flip real estate investors throughout the United States with the resources necessary to buy, remodel and sell distressed properties, Gorilla Capital is actively engaged in the revi

  • Cetan Funds
  • 72-C Centennial Loop Suite 500, Eugene, OR, 97401
  • Cetan Funds is a private lender in Oregon, for developers, builders, and investors based in Oregon and focused on Lane County. Our team has over 40 years of local lending experience as well as over 20 years in local real estate development, giving us a unique perspective on the needs of professional borrowers in the county and state.

  • Western Mortgage Brokers, Inc.
  • 2440 Willamette Street, Suite 201, Eugene, OR, 97405
  • We’re proud to be a broker, not a bank. It means we do the shopping and you get the best interest rate and advice; we are experts in what we do because all we do is mortgage financing. We are locally owned and operated. We live here, we work here, we play here. We’re your friends and neighbors, people who will put your interests first.

  • Approved Mortgage Inc
  • 1800 Blankenship Road, Suite 206, West Linn, OR, 97068
  • Approved has partnered with industry leading wholesale mortgage lenders and real estate professionals to offer an exclusive lending and realty experience. Combining Real Estate and Mortgage services to provide you with a streamlined, efficient, customized experience. We have over 40 years of combined experience dealing with Mortgage lending.

  • Portland Loan Team LLC
  • 1825 North East 50th Avenue, Portland, OR, 97213
  • Portland Loan Team is an independent mortgage brokerage in Portland, Oregon. We offer competitive rates with a personal touch, a single point of contact available seven days a week, and 24-hour pre-approval to expedite the offer process. Everyone wins! We are a small Mortgage Broker focused on great service and rates.

  • OMT Mortgage
  • 2645 Suzanne Way, Suite 2d, Eugene, OR, 97408
  • OMT Mortgage offers service that is unmatched for all of our clients. Your complete satisfaction of our service and representation is our primary goal. There are many options and nuances of a mortgage transaction, and only an experienced and honest loan officer can help provide you with your best loan option or options.

  • Pacific Home Funding
  • 2780 Shadow View Drive, Eugene, OR, 97408
  • Pacific Home Funding We understand what a significant part of your life your home represents. Representing security for your family, membership in a community and your most important financial investment – we stand ready to help guide you smoothly along the road to successful home ownership

  • Oregon Community Credit Union | OCCU
  • 2880 Chad Drive, Eugene, OR, 97408
  • Oregon Community Credit Union was founded more than 50 years ago in Eugene by a small group of passionate people. Years of taking great care of our members and providing the best possible financial services has made us the second largest state-chartered credit union in Oregon. Today, we serve 28 counties including Benton, Clackamas, Columbia, Lane.

  • Imagination Age Mortgage Inc
  • 6800 Ne 59th Place, Portland, OR, 97218
  • We are dedicated to finding the best loan options for our customers while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process – from application to closing and beyond.