FHA VS Conventional loan programs in 2026 for North-Crossett, Ashley County, Arkansas

In 2026, the Conventional loan maximum for North-Crossett, within Ashley, AR, is $647,200, whereas the FHA cap for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to juxtapose today's premier Conventional, FHA, and USDA rates. Determine the necessary income, credit, reserves, and documentation to qualify. This advanced mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting in choosing the best program in AR for your financial situation.

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2026 Loan Limits and Downpayment Requirements in North-Crossett, Ashley County, AR

Loan Category Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

These details apply to zip codes: 71635

Conventional and FHA Loan Choices in North-Crossett, AR

The aim of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan promptly and easily. Choose from three starting points, leading to compatible lenders and loan programs.

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North-Crossett Lenders

  • Timberline Federal Credit Union
  • 1101 Main, Crossett, AR, 71635
  • Lends in Arkansas
  • In April of 1957, a certificate was signed to organize an employee’s credit union for Crossett Paper Mills employees. The credit union started out in a small office inside the main building of the paper mill. Membership was opened in 1970 to Ashley Drew and Northern Railroad, a subsidiary of Georgia Pacific Corporation.

  • Arkansas Superior Federal Credit Union
  • 313 South Martin St, Warren, AR, 71671
  • Lends in Arkansas
  • Arkansas Superior Federal Credit Union has been serving its members since 1957. During that time, we have prided ourselves in offering personal, friendly, and efficient service. Our Credit Union is a non-profit organization, owned and operated by its members, people just like you.Credit Union has been serving its members since 1957.

  • First Financial Bank
  • 214 N Washington Ave, El Dorado, AR, 71730
  • Lends in Arkansas
  • First Financial Bank has deep roots in the community of El Dorado, Arkansas. It first opened in 1934 and currently services many Arkansas communities, including El Dorado, Smackover, Little Rock, Mena, Wynne, Cherry Valley, Harrisburg, McCrory, and Forrest City, with fifteen retail Banking locations along with five ATM locations.