FHA VS Conventional loan programs in 2026 for Dermott, Chicot County, Arkansas

In the year 2026, the maximum amount for a Conventional loan in Dermott, within the county of Chicot, AR, is $726,200. The FHA loan limit for a single-family residence is $472,030.

Using the Lendersa® Conventional loan calculator, you can compare the top rates today among Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage tool lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in the choice of the best program in AR for your financial needs.

Explore loan offers from 100 diverse lenders

2026 loan limits and down payment requirements in Dermott, county of Chicot, AR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to specified zip codes: 71638

Discover Conventional and FHA loan options in Dermott, AR

The goal of Lendersa® is to efficiently provide you with the best Conventional, USDA, or FHA loan options with ease. Choose from three initial steps to connect with matching lenders and loan programs.

View Lendersa USDA loan request results


Dermott Lenders

  • Timberline Federal Credit Union
  • 1101 Main, Crossett, AR, 71635
  • Lends in Arkansas
  • In April of 1957, a certificate was signed to organize an employee’s credit union for Crossett Paper Mills employees. The credit union started out in a small office inside the main building of the paper mill. Membership was opened in 1970 to Ashley Drew and Northern Railroad, a subsidiary of Georgia Pacific Corporation.

  • Arkansas Superior Federal Credit Union
  • 313 South Martin St, Warren, AR, 71671
  • Lends in Arkansas
  • Arkansas Superior Federal Credit Union has been serving its members since 1957. During that time, we have prided ourselves in offering personal, friendly, and efficient service. Our Credit Union is a non-profit organization, owned and operated by its members, people just like you.Credit Union has been serving its members since 1957.

  • De Witt Bank and Trust Company
  • 2nd And Jefferson Streets, De Witt, AR, 72042
  • Lends in Arkansas
  • Stone Bank understands the special needs of agricultural producers and rural homeowners. Our farm lenders are trained specialists with the training and expertise to understand all facets of poultry and cattle lending. We understand the complexities that can be associated with poultry and cattle loans, which is why we custom tailor agriculture loans

  • Pine Bluff Cotton Belt Federal Credit Union
  • 1703 River Pines Blvd, Pine Bluff, AR, 71601
  • Lends in Arkansas
  • Pine Bluff Cotton Belt Federal Credit Union is a not-for-profit member owned financial cooperative. Unlike a bank, credit union profits are returned to the members in the form of higher dividends on savings, lower rates on loans, lower fees...and many other money saving services.

    A volunteer board of directors, elected by members, sets polici

  • Simmons Bank
  • 501 S Main St, Pine Bluff, AR, 71601
  • Lends in Arkansas
  • Simmons’ present-day is more exciting than ever due to its rich culture and high performance. In the last six years, Simmons has catapulted from a Bank holding company with approximately $3.2 billion in assets to an approximately $20.8 billion-asset company as of March 30, 2020 operating in seven states.

  • Farmer & Merchants Bank
  • 708 South Main, Stuttgart, AR, 72160
  • Lends in Arkansas
  • Farmers and Merchants Bank and The Bank of Fayetteville are both deeply rooted in Arkansas soil. Our tradition of community-oriented banking and providing our customers with the best financial products and services available is the foundation of our bank family.

    Our mission stands tall and clear:
    to promote the success.