FHA VS Conventional loan in Southside, Independence County, Arkansas

In 2025, Convetional loan limit in Southside, county of Independence, AR is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AR is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Southside, county of Independence, AR

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 72501

Conventional and FHA loan options in Southside, AR

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Steve Prince | Ideal Lending Solutions, Inc |
  • 5589 Okeechobee Blvd Ste #101,, West Palm Beach, FL, 33417
  • Ideal Lending Solutions specializes in residential mortgages with branches throughout Florida and North Carolina. Ideal Lending Solutions, a division of American Financial Network, Inc. is a Direct Lender with delegated authority to underwrite, fund and service Conventional, FHA, USDA, VA loan, and Jumbo loan products in house.
  • Palm Beach Mortgage Group
  • 5589 Okeechobee Blvd - Suite 105, West Palm Beach, FL, 33417
  • Palm Beach Mortgage Group, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Prosperity Home Finance
  • 516 29th St, West Palm Beach, FL, 33407
  • We understand the ups and downs that come with the challenge of home buying, or commercial building. Our professional and dedicated team has a passion for helping you secure the mortgage that's right for your situation. We take the frustration out of complex financing. We work with you each step of the way, keeping you updated with each development
  • ALL AMERICAN MORTGAGE, LTD
  • 30618 Dupont Blvd, Suite 2, Dagsboro, DE, 19939
  • All American Mortgage, Ltd. do the work for you. Our specialty is comparing rates among the largest lenders in the United States and finding the best possible solution to meet your mortgage needs. We represent many lending institutions and are able to assist clients with both great credit and not so great credit.
  • Tri County Area Federal Credit Union
  • 1550 Medical Drive, Pottstown, PA, 19464
  • Tri County Area FCU is a full-service financial institution offering a broad range of benefits & friendly, convenient service right here in our community. We have been serving our community for over 70 years! Unlike traditional banks, we don’t have stockholders. So when you join the Credit Union, you become an owner of our credit union
  • Diamond Credit Union
  • 1600 Medical Drive, Pottstown, PA, 19464
  • Diamond Credit Union is a full-service, community-chartered credit union offering everything you need from everyday checking, savings, and loans, to Commercial Services, Mortgages, and Financial Planning. Diamond is not-for-profit and member-owned. Anyone who lives, works, worships.
  • Delta County Federal Credit Union
  • 100 Circle Drive, Delta, CO, 81416
  • It is the mission of Delta County Federal Credit Union to offer products and services which meet the financial needs of our present and future members. DCFCU will strive to ensure long-term financial stability by providing products and services in a manner consistent with high standards of quality, at the fairest price.
  • New Tripoli Bank
  • 6748 Madison Street, New Tripoli, PA, 18066
  • New Tripoli Bank is dedicated to remaining independent and providing the financial needs of individuals, families, and small businesses in the Lehigh Valley by providing high-quality, competitively priced services in a caring, friendly environment. Our success is directly linked to the growth and vitality of our community.