FHA VS Conventional loan programs in Southside, Independence County, Arkansas
In 2025, the loan cap for Conventional loans in Southside, located in the county of Independence, AR, is set at $726,200. Meanwhile, the FHA limit for a single-family house stands at $472,030.
Employ Lendersa® Conventional loan calculator to contrast the latest Conventional, FHA, and USDA rates. Our user-friendly mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans, enabling you to determine which program is most suitable for your financial needs in AR. Qualify by evaluating income, credit, reserves, and required documentation.
2025 Loan Limits and Down Payment Requirements in Southside, Independence, AR
Type of Loan
Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison applies to zip codes: 72501
Options for Conventional and FHA Loans in Southside, AR
Lendersa® is committed to securing you a fast, efficient loan through Conventional, USDA, or FHA options. Choose one of the three start points for matching you with the best lenders and loan programs.
1300 NW Briarcliff Parkway, Suite 275, Riverside, MO, 64150
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Midland States Bancorp, Inc. is a community-based financial holding company headquartered in Effingham, Illinois, and is the sole shareholder of Midland States Bank. As of September 30, 2021, the Company had total assets of approximately $7.09 billion, and its Wealth Management Group had assets under administration of approximately $4.06 billion.
5440 N Oak Trfwy, Suite 200, Kansas City, MO, 64118
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