Explore the differences! FHA VS Conventional loan programs in Southside, Independence County, Arkansas
In 2025, the loan cap for Conventional loans in Southside, located in the county of Independence, AR, is set at $726,200. Meanwhile, the FHA limit for a single-family house stands at $472,030.
Employ Lendersa® Conventional loan calculator to contrast the latest Conventional, FHA, and USDA rates. Our user-friendly mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans, enabling you to determine which program is most suitable for your financial needs in AR. Qualify by evaluating income, credit, reserves, and required documentation.
2025 Loan Limits and Down Payment Requirements in Southside, Independence, AR
Type of Loan
Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison applies to zip codes: 72501
Options for Conventional and FHA Loans in Southside, AR
Lendersa® is committed to securing you a fast, efficient loan through Conventional, USDA, or FHA options. Choose one of the three start points for matching you with the best lenders and loan programs.
Since 1889, United Midwest has offered a varying range of banking and financial services to several community and business groups. Over time, we've evolved and today we focus our services into four main categories: Business Lending, Consumer Lending, Residential Loans, and our Deposit Services.
1395 E Dublin Granville Rd, Suite 301, Columbus, OH, 43229
Over the past 30 years we have established ourselves as a 'make sense' hard money lender and mortgage broker. The Mortgage Banc has assisted many home buyers and owners with their financing needs. In addition to our direct loan programs, our wholesale loan division has supported other mortgage brokers with financing options.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
M/I Homes, Inc. is one of the nation's leading builders of single-family homes, having sold over 113,100 homes. The Company's homes are marketed and sold primarily under the trade names M/I Homes and Showcase Collection (exclusively by M/I Homes), and also currently are sold under the name Hans Hagen Homes in the Minneapolis/St. Paul,
La Crosse Burlington Credit Union has been open since 1955. The credit union has assets totaling $8.53 Million and provides banking services to more than 900 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
At Vinton County National Bank we are proud of our long history and excited about our promising future. Founded in McArthur, Ohio in 1867, we are a Bauer Financial 5-Star Rated Financial Institution. Since our founding in a small town storefront 153 years ago, we have shown tremendous growth and prosperity.
At American State Bank, we are committed to the accomplishment of our mission, adherence to our values, and the belief that employees are our number one resource. We expect all employees to support and commit to our values and behavioral expectations. We currently have 9 locations, Sioux Center Downtown Campus, Alton, Alvord, Granville, Hospers.
Florida First Capital is Florida's original statewide certified development company promoting economic development and job creation. Under the SBA 504 Loan Program, Florida First Capital works with private-sector lenders to provide eligible small business owners in Florida and Alabama and Georgia.
