Explore the differences! FHA VS Conventional loan programs in Batesville, Independence County, Arkansas

For a single-family home in Batesville, located in Independence county of AR, the conventional loan ceiling in 2026 is set at $726,200, whereas the FHA limit is established at $472,030.

Lendersa® provides a Conventional loan calculator, perfect for comparing current Conventional rates against FHA and USDA offerings. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator enables a side-by-side look at Conforming Conventional, USDA, FHA, and VA loans, guiding you to the best suited option for your financial scenario in AR.

Compare loan offers from 100 diverse lenders today

2026 Loan Limits and Down Payment Requirements in Batesville, Independence, AR

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is particularly relevant for the zip codes: 72501

Choices for Conventional and FHA Loans in Batesville, AR

The primary objective of Lendersa® is to provide you with the best Conventional, USDA, or FHA loan options as swiftly and effortlessly as possible. You are encouraged to start with one of three options to find loan programs and lenders that match your criteria.

Request and matching results for USDA loans with Lendersa


Batesville Lenders

  • First Community Bank Arkansas
  • 1325 Harrison Street, 2nd Floor, Batesville, AR, 72501
  • Lends in Arkansas
  • First Community Bank is a locally owned and operated bank with a big heart for the communities we serve. Upon founding First Community Bank in 1997, we made a pledge to put community first in every decision we made. Our slogan "Where Community Comes First" is our commitment to be good community partners.

  • Merchants and Planters Bank
  • 120 Hazel Street, Newport, AR, 72112
  • Lends in Arkansas
  • Merchants and Planters Bank traces its roots back to 1946 in Tupelo, Arkansas, when the nation was recovering from World War II. Businesses and agricultural operations were expanding, and the financial needs for local farmers and merchants were also growing as the economy was on a post-war fast track. To help meet those financial needs

  • Bank of Salem
  • 207 West Church St, Salem, AR, 72576
  • Lends in Arkansas
  • Bank of Salem was organized and incorporated in December 1908 with stockholders: B.H. Castleberry, Rex Castleberry, J.L. Short, Harry Pickren, George T. Humphries, H.J. (Race) Humphries, C.W. Dixon, J.A. Sigler, and J.A. Watson.

    Since 1908, the following people have served as president of the bank: B.H. Castleberry (1908-1919)

  • RiverBank
  • PO Box 397, Pocahontas, AR, 72455
  • Lends in Arkansas
  • We now offer Mobile Deposit Capture and encourage our mobile banking customers to check it out on your mobile device. Or, you may contact one of our customer service representatives for more information on the features of the product, such as how to enable Touch ID, etc. Our customers have requested this product

  • Nosari Home Mortgage
  • 1001 Hwy 62 E, Mountain Home, AR, 72653
  • Lends in Arkansas
  • Nosari Home Mortgage, Inc has served the state of Arkansas since 1995 and now Missouri. Nosari Home Mortgage, Inc is now licensed in Missouri, and we are able to provide the best rates and most mortgage programs to our neighbors in Missouri. We have been voted "Best Mortgage Lender" via the annual Best of the Twin Lakes' annual poll since 2014.

  • FAB&T
  • 600 W Main St, Jacksonville, AR, 72076
  • Lends in Arkansas
  • FAB&T can help you and your family by offering a range of financial solutions to fit your financial needs. Beyond that, however, we want the our brand to showcase that we are advocates for the communities we serve, and the causes and events in those communities that are important to the residents. We want to go the extra mile for our customers.

  • Arkansas Federal Credit Union
  • 2424 Marshall Rd, Jacksonville, AR, 72076
  • Lends in Arkansas
  • "Arkansas Federal Credit Union is a member-owned financial cooperative that invests back into the Arkansas communities where our members live, work and play - all while providing a great value for our 120,000+ members. Membership open to all Arkansans.

    Arkansas Federal is an equal opportunity employer."

  • Central Arkansas Finance, Inc
  • 939 Locust St, Conway, AR, 72034
  • Lends in Arkansas
  • Central Arkansas Finance is located in Conway, Arkansas and has been one of the top mortgage lending firms in the State of Arkansas for over 10 years. We will represent you “the borrower” in obtaining the best possible financing. We are not tied to a particular lending institution and have access to many lenders.