FHA VS Conventional loan programs in 2026 for Anthem, Maricopa County, Arizona

In 2026, the maximum loan limit for Conventional loans in Anthem, within Maricopa county, AZ, is $726,200. Meanwhile, for a single-family home, the FHA limit is $530,150.

The Lendersa® Conventional loan calculator helps you review today's prime rates among Conventional, FHA, and USDA loans. It guides you in determining the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, compare Conforming Conventional loans alongside USDA, FHA, and VA options to discover the best program for your financial situation in AZ.

Explore loan offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements in Anthem, Maricopa, AZ

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $353,200 0%
FHA $530,150 3.5%

This comparison table applies to the following zip codes: 85086

Options for Conventional and FHA Loans in Anthem, AZ

At Lendersa®, the goal is to connect you seamlessly with the perfect Conventional, USDA, or FHA loan. Start with any of these three approaches to pair with matching lenders and loan programs.

Results from Lendersa USDA loan requests and matching


Anthem Lenders

  • Union Home Lending LLC
  • 3536 West Hidden Mountain Court, Anthem, AZ, 85086
  • Lends in Arizona
  • Union Home Lending LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Desert Capitol Services, LLC
  • 34406 N. 27th Dr, Suite 140, Phoenix, AZ, 85085
  • Lends in Arizona
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Mortgage Power, Inc.
  • 6424 West Misty Willow Lane, Glendale, AZ, 85310
  • Lends in Arizona
  • A full-service mortgage brokerage that offers truly affordable home loans. Come be pleasantly surprised by the personalized consultation, timely closings, and loan terms that are always with your best interest at heart. Inexpensive does not have to be lower quality - see for yourself how we shop for best price

  • Level 4 Funding
  • 9133 W Plum Rd, Peoria, AZ, 85383
  • Lends in Arizona
  • Level 4 Funding LLC is among the very few mortgage broker companies Licensed in the state that fund private hard money loans for real estate investors and professionals and home owners. Level 4 Funding LLC has a great team of professionals that can help get the tough mortgage approval for you at the best possible rates.

  • ELECTRUM FINANCIAL PLLC
  • 27610 N 47th St, Cave Creek, AZ, 85331
  • Lends in Arizona
  • Our mission is to provide financial services to the entire population of people, not just individuals that are able to meet today’s stringent documentation guidelines. We specifically aim to empower underbanked homeowners and communities by providing access to prime capital. Electrum Financial PLLC is a mortgage broker

  • E5 HOME LOANS
  • 20402 North 17th Place, Phoenix, AZ, 85024
  • Lends in Arizona
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Covenant Home Loans
  • 748 Easy Street, Suite 5, Carefree, AZ, 85377
  • Lends in Arizona
  • Covenant Home Loans is an Independent Mortgage Broker owned and operated by Nick Vallario. With over 30 years of experience in mortgage banking, both as a Mortgage Broker and a Mortgage Banker, Nick is uniquely qualified to assist you with your home financing. In working with Nick, you will avoid high overhead costs associated with multi-layered

  • Setabay LLC
  • 22601 N 19th Ave, Suite 112, Phoenix, AZ, 85027
  • Lends in Arizona
  • We Specialize in Private Hard Money Loans. If You Are Not Using Setabay You’re Probably Paying Way Too Much. Setabay LLC is a Arizona Private Hard Money Lender. Lending on Commercial, Investor, Rental, Fix and Flip, Multi Family. Licensed AZ Mortgage Broker and Licensed Loan Originator NMLS 1057417.

  • Goettl Mortgage Corporation
  • 2550 W Union Hills Dr, Suite 350, Phoenix, AZ, 85027
  • Lends in Arizona
  • Goettl Mortgage Corporation since 2018. Laurie serves as a guiding light with the “Clients First” attitude that sets an example to her employees. Her ability as a leader has proven to be a benefit in spearheading every endeavor, she has been a part of in the business field. Also, she has hands-on experience with management, loan origination.