In 2026, the cap for Conventional loans in New-River, county of Maricopa, AZ, is set at $647,200, while the FHA limit for a single-family home is $441,600.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA options. Evaluate the income, credit, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator lets you compare Conforming Conventional loans, USDA, FHA, and VA side by side, aiding in your decision on which program best suits your financial needs in AZ.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $294,400 | 0% |
| FHA | $441,600 | 3.5% |
This comparison table pertains to the following zip codes: 85086
At Lendersa®, we aim to secure you the optimal Conventional, USDA, or FHA loan quickly and effortlessly. Begin with one of three pathways that lead to relevant lenders and loan programs.
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