FHA VS Conventional loan programs in Peoria, Maricopa County, Arizona

For the year 2026, the loan limit for Conventional loans in Peoria, located in the county of Maricopa, AZ, is set at $726,200. Meanwhile, the FHA limit for a single-family home is $530,150.

The Lendersa® Conventional loan calculator is your tool for comparing today's top rates among Conventional, FHA, and USDA loans. It helps you evaluate the income, credit, reserves, and documents required to qualify. Using this advanced mortgage calculator, you can view Conforming Conventional loans alongside USDA, FHA, and VA options, to decide which program is optimal for your specific financial landscape in AZ.

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2026 Loan Limits and Down Payment Information in Peoria, Maricopa, AZ

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $353,200 0%
FHA $530,150 3.5%

The above table applies to the following zip codes: 85381

Explore Conventional and FHA Loan Opportunities in Peoria, AZ

The objective of Lendersa® is to facilitate your acquisition of the most suitable Conventional, USDA, or FHA loan quickly and without hassle. Choose from three different pathways to find matching lenders and loan offers tailored to your needs.

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Peoria Lenders

  • Precision Mortgage Inc.
  • 14155 N 83rd Ave, Suite 125, Glendale, AZ, 85381
  • Lends in Arizona
  • Precesion Mortgage has a strong reputation as an outstanding mortgage firm in Peoria Arizona, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.

  • DK Home Loans
  • 8282 W Cactus Rd, Suite E146, Peoria, AZ, 85381
  • Lends in Arizona
  • "Welcome to DK Home Loans, I'm David Krushinsky, your Phoenix home loan expert dedicated to making sure your home purchase or refinance experience is top-notch.

    We are here to help consumers finance the purchase or refinance of residential real estate. DK Home Loans, LLC is licensed in Arizona - MB-0949619, Idaho MBL-2081779290"

  • ASJ Mortgage Solutions, LLC
  • 8604 West Village Drive, Peoria, AZ, 85382
  • Lends in Arizona
  • ASJ Mortgage Solutions! We're your Arizona home loan experts dedicated to making sure your home purchase or refinance experience is top-notchAs a mortgage broker, we are not influenced by one bank or lender. We have several wholesale mortgage partners, which means we work for the client.

  • Bella Vida Mortgage, LLC
  • 8663 W Union Hills Dr, Suite 401, Peoria, AZ, 85382
  • Lends in Arizona
  • Bella Vida Mortgage wants to be your mortgage broker of choice. They offer competitive rates and a multitude of loan programs to serve borrowers’ needs and assist their realtor partners in closing transactions on time. Every staff member at Bella Vida Mortgage goes the extra mile for their customers—and then some.

  • Nova Home Loans
  • 16150 N. Arrowhead Fountains Center Dr, Suite 260, Peoria, AZ, 85382
  • Lends in Arizona
  • NOVA® Home Loans has built a strong reputation for providing exceptional service to our customers. NOVA is licensed to lend in Alaska, Arizona, California, Colorado, Florida, Illinois, Kansas, Oklahoma, Oregon, Utah, New Mexico, Nevada, Washington, Texas and Virginia. NMLS#3087 | BK#0902429 | NOVA® is an Equal Housing Opportunity.

  • AERO Federal Credit Union
  • 5811 W. Talavi Blvd, Glendale, AZ, 85306
  • Lends in Arizona
  • We have been providing people with affordable, trustworthy financial services for over sixty years. We started in 1957, when a small group of workers in the aerospace industry banded together. Back then, we were known as the Sperry Phoenix Employees Federal Credit Union. Through a series of mergers and acquisitions of our core sponsor

  • Price Team Lending
  • 17505 N 79th Avenue, Suite 308, Glendale, AZ, 85308
  • Lends in Arizona
  • Price Team Lending is a family owned business. The Broker, Donna Price, has 23 years experience in the industry. The company was built on ethics, honesty and service- one happy client at a time. Every client is treated like a family member and every step of the process is explained.

  • Mountain Ridge Mortgage, LLC
  • 20819 North 52nd Avenue, Glendale, AZ, 85308
  • Lends in Arizona
  • At Mountain Ridge Mortgage LLC. We are a full service mortgage company based in Glendale, AZ. We specialize in Home Purchase Loans and Refinance in Glendale. We also serve the surrounding cities in Maricopa County. Whether you are buying a home or refinancing in any of these zip codes: 85308 and 85310,

  • LUND MORTGAGE TEAM, INC.
  • 7170 W. Camino San Xavier, Suite A-104, Glendale, AZ, 85308
  • Lends in Arizona
  • We understand at Lund Mortgage Team, Inc. that most people need service outside the typical 9-5 routine. We are a small, local, family owned company, who specializes in Arizona lending. Not only do we have a loan specialist to answer your mortgage questions or pre-qual you for a purchase we will do this at a time convenient for you & your family.