FHA VS Conventional loan programs in Peoria, Maricopa County, Arizona

In 2025, Convetional loan limit in Peoria, county of Maricopa, AZ is $726,200 while FHA limit is $530,150 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AZ is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Peoria, county of Maricopa, AZ

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $353,200 0%
FHA $530,150 3.5%

The comparison table applies to zip codes: 85381, 85383, 85382, 85373, 85345, 85342, 85380, 85385

Conventional and FHA loan options in Peoria, AZ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • OnPoint Financial, LLC
  • 7600 North 15th Street, Suite 150-2, Phoenix, AZ, 85020
  • At OnPoint Financial, we ensure we have solutions for every type of homeowner! It doesn’t matter if you are buying your first home, upgrading into your dream home or building wealth buying investment properties – let the experts at OnPoint Financial keep you pointed in the right direction.
  • Next Page Funding LLC
  • 7301 North 16 Street, Suite 102, Phoenix, AZ, 85020
  • Next Page Funding LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide financing to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Innovate Mortgage Inc.
  • 1819 East Morten Avenue, Suite 170, Phoenix, AZ, 85020
  • Jud Holmes opened Innovate Mortgage in 2018 because He wasn’t satisfied with the service & programs that I could offer as part of a big bank. As a broker with low overhead, I can pass the savings of running a lean operation on to my clients in the form of better rates and lower closing costs. Not only that but I can get files closed faster.
  • Clarke Capital LLC
  • 7301 North 16th Street, Suite 102, Phoenix, AZ, 85020
  • Curtis Clarke has serviced the Phoenix valley with home loans since 2005. With almost 10 years of service & expertise he knows how to save you the most money with the financing on your home. valley with home loans since 2005. Clarke Capital LLC, offering personalized mortgage solutions, fast customized quotes, great rates & service with integrity.
  • Starlight Mortgage Inc.
  • 1819 East Morton Avenue, Suite 170, Phoenix, AZ, 85020
  • We take pride in providing you with excellent service and appreciate the opportunity to assist you with your Mortgage Needs. We specialize in helping Arizona families get quality VA financing with VA loans and VA streamline and cash-out refinances. We're licensed to issue VA loans in the great state of Arizona
  • Level 4 Funding
  • 9133 W Plum Rd, Peoria, AZ, 85383
  • Level 4 Funding LLC is among the very few mortgage broker companies Licensed in the state that fund private hard money loans for real estate investors and professionals and home owners. Level 4 Funding LLC has a great team of professionals that can help get the tough mortgage approval for you at the best possible rates.
  • True North Mortgage LLC
  • 505 East Plaza Circle Drive, Suite D, Litchfield Park, AZ, 85340
  • True North Mortgage can help you achieve your goals. To set up the right Litchfield Park, AZ Mortgage plan for you, get in touch with us. Dan and Jim are a couple of guys that grew up together in the thriving metropolis of Camp Verde, Arizona. No, that's not some boys camp for troubled youth, it really is a place believe it or not.
  • Mega Loans
  • 20 East Thomas Road, Suite 2238, Phoenix, AZ, 85012
  • Loan Factory strives to drive down the rate, deliver low rates with no or low costs to our clients, and improve constantly in providing excellent customer service. We have closed successfully over 20, 000 loans and most of the loans are closed 25 days or less. We have an innovative website that clients can visit at https://loanfactory.com.