FHA VS Conventional loan programs in 2025 for Colorado-City, Mohave County, Arizona
As of 2025, the maximum allowable limit for a Conventional loan in Colorado-City, located in the county of Mohave, AZ, is $647,200. In comparison, the FHA loan limit for a single-family residence is $420,680. These limits are crucial for borrowers planning their finances and determining the optimal loan option based on their housing needs and local market conditions.
By utilizing the Lendersa® Conventional loan calculator, you can effectively compare today's leading Conventional, FHA, and USDA loan rates. This tool allows you to determine the necessary income, credit score, reserves, and documentation needed to qualify, presenting these key options side by side. This facilitates a clearer understanding of which program in AZ aligns best with your specific financial circumstances and long-term goals.
Comprehensive Overview of 2025 Loan Limits and Down Payment Requirements in Colorado-City, Mohave, AZ
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
Please note: This table applies to the following zip codes: 86021, reflecting local variations in financial regulations.
Evaluating Conventional and FHA Loan Options in Colorado-City, AZ
The primary objective of Lendersa® is to streamline your access to the best offering of Conventional, USDA, or FHA loans, ensuring a hassle-free experience. Initiate your loan process by selecting one of three strategic starting points to align with matching lenders and suitable loan programs, tailored to fit your financial needs efficiently and reliably.
At North American Financial Corp, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process. so that you can confidently select the best mortgage for you and your family
3585 E. Flamingo Road, Suites 101 | 102 | 103, Las Vegas, NV, 89121
RMS is a licensed mortgage banker whose objectives remain to combine the highest level of service, cutting edge technology, diverse mortgage products and competitive interest rates expected from a large bank with the personal attention of a proud community lender. RMS only originates mortgage loans within the United States of America.
One Nevada Credit Union is the largest federally insured credit union in the state of Nevada, proudly serving Northern & Southern Nevada. We have proudly been serving our community neighbors since 1950. As the largest credit union in the state, we understand the importance of community involvement & the need for corporate partnership & support.
REHABLEND by Alpha Funding Corp. (www.afunding.com) was established in 2016 to provide a simple and effective platform for real estate investors and brokers who need to acquire or refinance non-owner-occupied residential and multifamily properties. We focus on value-add fix and flip transactions, mid-renovations, and long-term financing. We do no
Silver State Schools Credit Union, founded in 1951, is a premier financial cooperative owned and operated by its members. With locations throughout the Las Vegas valley, we continue to provide a quality banking alternative for people like you, your fellow employees and families. Silver State Schools Credit Union strives to be the market leader .
1810 E Sahara Ave, Suite 200, Las Vegas, NV, 89104
We are able to make exceptions when the big picture makes sense to us. Our primary focus is the strength of the collateral, the ability to debt service, and the borrower’s ability to repay the loan. We are able to get past issues other hard money lenders lenders can’t. We are problem solvers with reasonable solutions for unbankable loans.
Casamia Mortgage 1997 throughout my journey, I have worked with major mortgage companies gaining knowledge and experiences in programs such as FHA, Conventional, VA, FHA 203K, Private Money and Down Payment Assistance. I have also worked closely with the Hispanic Community in attempts to educate.
State Bank of Southern Utah was founded in 1957 by community leaders who saw a need for a bank to service their local financial needs. The ability to make local decisions on loans and financial services has always been at the center of the bank's culture and business model. Today, State Bank has 16 locations in 14 different cities and towns.
Crestline Insurance Services LLC offers commercial general liability insurance Las Vegas, which is designed to decrease financial risks for your business. Economic troubles can arise from litigation and lawsuits against your business for a selection of possible hazards. Commercial basic liability insurance, or CGL, pays for damages and claims pri