FHA VS Conventional loan programs in Colorado-City, Mohave County, Arizona
As of 2025, the maximum allowable limit for a Conventional loan in Colorado-City, located in the county of Mohave, AZ, is $647,200. In comparison, the FHA loan limit for a single-family residence is $420,680. These limits are crucial for borrowers planning their finances and determining the optimal loan option based on their housing needs and local market conditions.
By utilizing the Lendersa® Conventional loan calculator, you can effectively compare today's leading Conventional, FHA, and USDA loan rates. This tool allows you to determine the necessary income, credit score, reserves, and documentation needed to qualify, presenting these key options side by side. This facilitates a clearer understanding of which program in AZ aligns best with your specific financial circumstances and long-term goals.
Comprehensive Overview of 2025 Loan Limits and Down Payment Requirements in Colorado-City, Mohave, AZ
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
Please note: This table applies to the following zip codes: 86021, reflecting local variations in financial regulations.
Evaluating Conventional and FHA Loan Options in Colorado-City, AZ
The primary objective of Lendersa® is to streamline your access to the best offering of Conventional, USDA, or FHA loans, ensuring a hassle-free experience. Initiate your loan process by selecting one of three strategic starting points to align with matching lenders and suitable loan programs, tailored to fit your financial needs efficiently and reliably.
Our clients’ satisfaction is paramount, which is why we’ll do everything we can to ensure that our clients walk away from the transaction happy. This includes: our 1-hour pre-approval process, our commitment to full and complete transparency to all interested parties, and our focus on constant communication, all while offering the lowest rates.
"At Arrive we are guided by technology in our efforts to improve the mortgage experience. We believe that the journey to home ownership should be simple and enjoyable.
Our Mission is to provide a superior mortgage experience so that our customers recommend us, partners enjoy working with us, employees are proud to be a part of the family"
We are dedicated to treating others with excellence, just as we would like to be treated ourselves. This is not just an example of the "Golden Rule", but a Biblical principle we have chosen to practice on a daily basis. ABBA First Mortgage offers the best mortgage rates in North Carolina and Tennessee
Massimo Credit a Direct Lender. Whether for a first-time home buyer, a growing family or an established homeowner looking for an investment or vacation property, We offers a wide range of financing options to meet home buyer needs. Our experienced and knowledgeable loan officers will review each home buyer’s personal financial position.
2191 Defense Highway, Suite 300, Crofton, MD, 21114
Washingtonian Mortgage LLC will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify
The First National Bank of Groton has been proudly serving the area communities for over 150 years. The Bank is customer driven. Its very existence is based on customers finding value in the products and services being offered. The Bank prides itself on offering a superior level of personalized customer service.
7741 Market Street, Suite E, Wilmington, NC, 28411
At Azalea Coast Mortgage. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates and fees available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically
Port City Mortgage (PCM) was founded on the premise that all customers want and deserve an honest, “no pressure” experience when shopping for a mortgage. PCM does just that for our customers. We disclose in writing all fees and costs associated with the interest rate we quote you, and why the rates we offer are lower than our competitors.
Rosedale Federal has deep roots in the Baltimore area and we’re proud to be part of the communities we serve. Our purpose remains the same: to help our neighbors with everyday finances and affordable home loans. The bank is still a mutual association, owned by its depositors, not a group of investors and shareholders.
