FHA VS Conventional loan in Tuba-City, Coconino County, Arizona

In the year 2025, the Conventional loan limit in Tuba-City, located in the county of Coconino, AZ, is established at $647,200. In contrast, the FHA limit for a single-family home in the same region is $423,200, marking an important consideration for potential homebuyers and investors evaluating their financing options.

Lendersa® Conventional loan calculator offers an essential tool for comparing today's best available rates on Conventional loans against FHA and USDA offerings. It evaluates key factors such as income requirements, credit scores, reserves, and necessary documentation for qualification. The advanced mortgage calculator further showcases Conforming Conventional loans alongside USDA, FHA, and VA options, all in a side-by-side layout, helping you determine which program in AZ best aligns with your unique financial circumstances and objectives.

Evaluate and compare loan offers from an extensive network of 100 lenders, providing a comprehensive view of your financing options in the current market landscape.

Understanding 2025 Loan Limits and Down Payment Requirements in Tuba-City, Coconino, AZ—A Comprehensive Guide

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $311,800 0%
FHA $423,200 3.5%

Please note: The comparison table listed above applies to the following zip codes: 86045, reflecting the specific regional financial considerations within these areas.

Navigating Conventional and FHA Loan Opportunities in Tuba-City, AZ

The goal of Lendersa® is to provide you with seamless access to the finest Conventional, USDA, or FHA loans rapidly and without unnecessary obstacles. Initiate your journey by choosing from one of three starting points, which are designed to connect you with matching lenders and optimal loan programs that meet your needs effectively.

Lendersa USDA loan request matched results with comprehensive comparison insights


  • GOLDWATER MORTGAGE FINANCIAL COMPANY INC.
  • 16810 Avenue of the Fountains, Suite 104, Fountain Hills, AZ, 85268
  • At Goldwater Mortgage Financial Company Inc., professional mortgage company specializing in residential mortgages. At Goldwater Mortgage Financial Company Inc., we will find a loan that fits each borrower. Unlike big banks that have order taker helping you with your loan, we have highly skilled loan consultants.
  • Price Team Lending
  • 17505 N 79th Avenue, Suite 308, Glendale, AZ, 85308
  • Price Team Lending is a family owned business. The Broker, Donna Price, has 23 years experience in the industry. The company was built on ethics, honesty and service- one happy client at a time. Every client is treated like a family member and every step of the process is explained.
  • Mountain Ridge Mortgage, LLC
  • 20819 North 52nd Avenue, Glendale, AZ, 85308
  • At Mountain Ridge Mortgage LLC. We are a full service mortgage company based in Glendale, AZ. We specialize in Home Purchase Loans and Refinance in Glendale. We also serve the surrounding cities in Maricopa County. Whether you are buying a home or refinancing in any of these zip codes: 85308 and 85310,
  • LUND MORTGAGE TEAM, INC.
  • 7170 W. Camino San Xavier, Suite A-104, Glendale, AZ, 85308
  • We understand at Lund Mortgage Team, Inc. that most people need service outside the typical 9-5 routine. We are a small, local, family owned company, who specializes in Arizona lending. Not only do we have a loan specialist to answer your mortgage questions or pre-qual you for a purchase we will do this at a time convenient for you & your family.
  • Arizona Hard Money Lenders
  • 7345 E Evans Rd Suite 4, Scottsdale, AZ, 85260
  • Arizona Hard Money Lenders simplifies real estate funding with unmatched speed and flexibility. Specializing in fast approvals, we cater to property flippers, builders, and equity seekers, offering customized solutions for over a decade. Trust us to deliver when others can't—closing deals in as little as 24 to 48 hours. Speak with Doug Daly for you
  • Kevin Leonard mortgage
  • 123 Example Rd, Scottsdale, AZ, 85260
  • Kevin Leonard entered into the mortgage business in 1997 and quickly rose to become the top producing loan officer in the country. Mr. Leonard prides himself in offering constant communication with his clients so that they have a full understanding of the loan process from start to finish
  • Evolve Home Loans
  • 14201 N 87th St, Suite C-135, Scottsdale, AZ, 85260
  • Since the year 2000, we’ve enjoyed the opportunity to help thousands of Americans achieve the dream of home ownership and financial peace of mind through our fast and simple loan process. We chose to go into business to help people by educating them through one of life’s most challenging processes and saving them REAL money.
  • LHM Financial Corporation
  • 9089 East Bahia Drive, Suite 101, Scottsdale, AZ, 85260
  • "LHM Financial, formerly CNN Mortgage, has been a full-service mortgage banker with an experienced staff offering knowledge in mortgage lending for over 20 years. With access to a full range of mortgage sources, our licensed loan originators are dedicated to finding the right loan with the rates, terms, and costs to meet your unique nee
  • Arizona Mortgage & Investments, LLC
  • 14301 N 87th St, Scottsdale, AZ, 85260
  • We offer creative lending solutions that fall outside the “box” of traditional bank and conventional lending sources. We are an equity based lender interested more in a borrower’s ability to pay going forward than any issues in the past. We offer lending solutions to assist borrowers in getting back to where they want to be.
  • Mortgage Bee LLC
  • 7950 East Acoma Drive, Suite 108, Scottsdale, AZ, 85260
  • Our brokers have worked for some of the nations top lenders over a combined 30+ years in wholesale lending.During this time, we observed many of these companies were charging far too much to their customers.We decided that we could do better for the consumer.We can offer the same service, if not better & offer the same products for a much lower cos
  • Mortgage Quest
  • 14362 North Frank Lloyd Wright, Suite 1000, Scottsdale, AZ, 85260
  • Having worked for a few of the large banks & mortgage banking firms prior to starting Mortgage Quest in May 2000, Bob McCormick learned how & why these mortgage companies need to mark-up their rates that are offered to the public: large overhead expenses including office salaries, commissions several layers of management due to large staffing, etc.
  • Talon Capital LLC
  • 7498 E Monte Cristo Ave, Suite 104E, Scottsdale, AZ, 85260
  • Talon Capital offers comprehensive yet customized mortgage solutions to our clients. Our strength lies in our detailed, personalized, and client-focused approach. Additionally, our extensive network of investors provides financing solutions for our clients in the most professional manner possible.