FHA VS Conventional loan programs in Flagstaff, Coconino County, Arizona

In 2025, the Conventional loan cap in Flagstaff, within the county of Coconino, AZ, is set at $726,200. Meanwhile, the FHA limit for a single-family house is $517,500.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates among Conventional, FHA, and USDA loans, assessing the income, credit, reserves, and documents necessary for qualification. With our advanced calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you determine the best program for your financial needs in AZ.

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2025 Loan Caps and Down Payment Details in Flagstaff, Coconino, AZ

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $338,500 0%
FHA $517,500 3.5%

This information applies to zip codes: 86001, 86011, 86004, 86002, 86005

Conventional and FHA Loan Paths in Flagstaff, AZ

The aim of Lendersa® is to secure the most suitable Conventional, USDA, or FHA loan promptly and without hassle. Begin with one of the three options that align with lenders and loan offerings that meet your criteria.

Lendersa USDA loan requests and matching results


  • Responsible Reverse Mortgage
  • 4547 Pine Island Rd, Suite 3, Cape Coral, FL, 33993
  • Responsible Reverse Mortgage, a licensed mortgage broker specializing in Reverse Mortgages. Our company mission is to be responsible for your comfortable retirement. We've a commitment to our customers to deliver quality advice in a convenient manner. Our commitment to helping the 62+ community of America live the retirement.
  • Lend Elite LLC
  • 1322 North West 10th Terrace, Cape Coral, FL, 33993
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Harbor Light Mortgage
  • 3937 NW 46th Terrace, Cape Coral, FL, 33993
  • Harbor Light Mortgage is a family owned and operated mortgage broker in Cape Coral, Florida, serving borrowers throughout the State. Now in it's third year at this location, Harbor Light Mortgage represents multiple lenders providing borrowers with access to a vast array of mortgage products, including Conventional, FHA, USDA, and VA
  • Front Royal Federal Credit Union
  • 230 North Royal Avenue, Front Royal, VA, 22630
  • Chartered in 1949, Front Royal Federal Credit Union began its tradition of “people helping people” to save regularly and provide a source from which to borrow at low interest rates. Earnings remaining after expenses and capital reserves are returned to members in the form of more competitive share
  • CBM Mortgage, Inc
  • 912 Hometown Way, Front Royal, VA, 22630
  • CBM Mortgage is a locally owned and operated Mortgage Company located in the Shenandoah Valley. We provide home loans for the entire state of Virginia. What makes us different? Customer Service and Accountability. We are a direct lender with control over the entire process from processing, underwriting, to closing.
  • Ace Mortgage Group LLC
  • 1780 Heritage Center Drive, Suite 103, Wake Forest, NC, 27587
  • At Ace Mortgage Group LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best-mortgage for you and your family from the many mortgage options.
  • Prestige Lending, Inc.
  • 123 Capcom Avenue, Suite 101, Wake Forest, NC, 27587
  • Prestige Lending can offer different programs for the self employed entrepreneurs as well as those that may want to build their own home. We offer product for clients with good credit (Traditional A Paper) as well as products for clients that due to challenges in their lives may not have the best credit.
  • Syntex Mortgage LLC
  • 6027 Dallas Blvd, Orlando, FL, 32833
  • "Syntex Mortgage will assist you with obtaining either a construction mortgage loan for your construction project or an “end” mortgage to purchase one of our homes. We will walk you through the entire process from loan application to loan closing. Our Licensed Mortgage Specialist can customize mortgage loan products specific to your circumstance.
  • Easy Mortgage LLC
  • 618 SW 3rd St, Suite 160, Cape Coral, FL, 33991
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.