FHA VS Conventional loan programs in Flagstaff, Coconino County, Arizona
In 2026, the Conventional loan cap in Flagstaff, within the county of Coconino, AZ, is set at $726,200. Meanwhile, the FHA limit for a single-family house is $517,500.
Utilize the Lendersa® Conventional loan calculator to compare today's top rates among Conventional, FHA, and USDA loans, assessing the income, credit, reserves, and documents necessary for qualification. With our advanced calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you determine the best program for your financial needs in AZ.
2026 Loan Caps and Down Payment Details in Flagstaff, Coconino, AZ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$338,500
0%
FHA
$517,500
3.5%
This information applies to zip codes: 86001
Conventional and FHA Loan Paths in Flagstaff, AZ
The aim of Lendersa® is to secure the most suitable Conventional, USDA, or FHA loan promptly and without hassle. Begin with one of the three options that align with lenders and loan offerings that meet your criteria.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We have been serving Northern Arizona since 1985 and our mission has always been to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome
The Smart Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
"Mill Mortgage services Arizona, California, Florida, and Washington. We have access to a wide variety of programs giving us the ability to place you in the best product that suites your needs. Competitive rates, low fees, quick turnaround times, accessibility, and great service are all standard, but what sets us apart is being able to provide."
10031 E. Dynamite Blvd Suite 230, Scottsdale, AZ, 85262
Lends in Arizona
A & A Funding Corp was founded in 1982 by Hugh Anderson. Hugh at the time had extensive experience in the real estate industry starting in 1970 but created A & A Funding Corp to expand his private money lending services. In 2008, his two sons Wayne and Brad Anderson purchased A & A Funding Corp., making it a multi-generational business.
In April of 1964 the Snowflake Mills Federal Credit Union was chartered by the Southwest Forest Industry’s employees. Years later the CU became a SEG (Select Employer Group) credit union, which means other employers have joined the CU’s field of membership. The field of membership has since been opened up to any person that lives
Our mission is to provide financial services to the entire population of people, not just individuals that are able to meet today’s stringent documentation guidelines. We specifically aim to empower underbanked homeowners and communities by providing access to prime capital. Electrum Financial PLLC is a mortgage broker
3536 West Hidden Mountain Court, Anthem, AZ, 85086
Lends in Arizona
Union Home Lending LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Covenant Home Loans is an Independent Mortgage Broker owned and operated by Nick Vallario. With over 30 years of experience in mortgage banking, both as a Mortgage Broker and a Mortgage Banker, Nick is uniquely qualified to assist you with your home financing. In working with Nick, you will avoid high overhead costs associated with multi-layered
