FHA VS Conventional loan in Flagstaff, Coconino County, Arizona

In 2026, the Conventional loan cap in Flagstaff, within the county of Coconino, AZ, is set at $726,200. Meanwhile, the FHA limit for a single-family house is $517,500.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates among Conventional, FHA, and USDA loans, assessing the income, credit, reserves, and documents necessary for qualification. With our advanced calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you determine the best program for your financial needs in AZ.

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2026 Loan Caps and Down Payment Details in Flagstaff, Coconino, AZ

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $338,500 0%
FHA $517,500 3.5%

This information applies to zip codes: 86001

Conventional and FHA Loan Paths in Flagstaff, AZ

The aim of Lendersa® is to secure the most suitable Conventional, USDA, or FHA loan promptly and without hassle. Begin with one of the three options that align with lenders and loan offerings that meet your criteria.

Lendersa USDA loan requests and matching results


  • Browning Capital and Investment Corporation DBA Summit South Mortgage
  • 6000 Walden Drive, Suite 101, Knoxville, TN, 37919
  • Summit South Mortgage is a full service mortgage company specializing in conventional and government mortgage loans secured by residential real estate. The primary focus of Summit South Mortgage is to offer prompt, efficient service with the most competitive rate quotes available, providing an optimal level of confidence.

  • Simple Mortgage Solutions LLC
  • 6906 Kingston Pike, Knoxville, TN, 37919
  • Our Philosophy is simple: Life is hard enough; your mortgage shouldn’t be this is why Simple Mortgage Solutions is here to help with all of your mortgage needs. We have over 30 years experience in helping people with their dream of home ownership. Trust us that we will help you with all your mortgage needs.

  • Fund and Close
  • 290 Carpenter Drive Northeast, Sandy Springs, GA, 30328
  • Fund and Close, led by Mona Carter, empowers your real estate journey with 100% financing solutions, eliminating credit checks or income verification. Experience rapid, seamless closing processes tailored to your needs, making property investments accessible and hassle-free. Take the first step towards financial freedom with unmatched ease and effi

  • Delta Community Credit Union
  • 1100 Hammond Dr, Suite 100, Sandy Springs, GA, 30328
  • Delta Community is one of the largest financial institutions in Georgia, serving over 400, 000 members. We offer a variety of traditional banking products such as deposit accounts, credit cards, home mortgages and consumer loans, as well as financial planning services, insurance and more. As a not-for-profit organization

  • Crescent Mortgage Company
  • 6600 Peachtree Dunwoody Road NE, Suite 650, Atlanta, GA, 30328
  • Crescent Mortgage Company is a community bank owned wholesale and correspondent mortgage lender. Founded in 1993, we exist to deliver high quality mortgage warehouse products and services to our customer relationships. Located in Atlanta, GA, Crescent is a lender in 43 states and the District of Columbia.

  • BiFin Technologies
  • 5 Concourse Pkwy, Atlanta, GA, 30328
  • Burton Investment Financial Technologies, LLC offers a fintech experience on a wide range of mortgage options to meet your financial needs and circumstances. As a FinTech company we strive to make your experience of closing for a mortgage loan strictly online leveraging technology.

  • Cookie Home Loans LLC
  • 565 Cliftwood Ct., Atlanta, GA, 30328
  • Start your online application or call one of our experienced loan officers now. We’ll work with you every step of the way so that you have a smooth home buying process. Ready to refinance? We can help there too! Give us a call to discuss your refi options. Lamont Cooke CEO/Founder of COOKIE HOME LOANS LLC.

  • Goodall Mortgage LLC
  • 789 Hammond Drive, Suite 2906, Sandy Springs, GA, 30328
  • Goodall Mortgage, LLC. provides a diverse selection of lending products and services that meet customers’ financial needs throughout each phase of their lives. From home loans, to reverse mortgages, to commercial loans. We deliver a positive customer experience and do business with a personal touch.

  • Equitable Consulting Inc
  • 5784 Lake Forrest Dr, Suite 237, Atlanta, GA, 30328
  • Equitable Consulting Inc We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages, and best of all quality service and individual attention.Today's technology is providing a more productive environment to work.