FHA VS Conventional loan in Cottonwood, Yavapai County, Arizona
In 2025, the limit for Conventional loans in Cottonwood, located in Yavapai County, AZ, is $726,200. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® Conventional loan calculator to analyze today's top rates between Conventional, FHA, and USDA loans. It helps determine necessary income, credit, reserves, and documents for approval. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to choose the best option for your financial needs in AZ.
2025 Loan Limits and Down Payment Requirements in Cottonwood, Yavapai County, AZ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the following zip codes: 86326
Conventional and FHA Loan Options in Cottonwood, AZ
The mission at Lendersa® is to swiftly secure the best Conventional, USDA, or FHA loan for you, with minimal hassle. Begin with one of three paths that guide you to compatible lenders and loan programs.
Almost Home Mortgage LLC was established in 2014 but is certainly not new to this industry. Almost Home Mortgage was created by blending two highly established lending and service entities to create a knowledge and service based Mortgage Company.At Almost Home Mortgage, we operate under the guiding principle do the right thing for your client.
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305 Fellowship Road, Suite 230, Mount Laurel, NJ, 08054
Union Plus Mortgage Company was founded by the AFL-CIO to provide current and retired union members and their families mortgages through a union-controlled company. Union Plus Mortgage Company is owned by the AFL-CIO, Union Privilege, and a group of unions and Our mission then and now is simple to provide you with the best available mortgages.
700 East Gate Drive, Suite 400, Mount Laurel, NJ, 08054
Lofi Direct, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of providing MORE products, services support and value to clients, partners and the community. Headquartered in Mount Laurel, N.J with branches throughout the United States
HighPoint Mortgage Inc. has over 20 years of experience specializing in all facets of residential mortgage lending. His extensive knowledge in Conventional, FHA, VA and USDA guidelines enables him to evaluate each client’s specific needs and goals to provide appropriate financing. Matt recognizes the importance of integrity, devotion,
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"Evesham Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.
We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools"
Aspire Home Mortgage (AHM) was created to combine top tier mortgage professionals, most with over 20 years of mortgage industry experience, with the best mortgage products and technology the industry offers. This combination enables the Aspire Team to offer a wide array of mortgage products
NewMark Home Mortgage is determined to provide each client with the most ideal mortgage experience that includes NO LENDER FEES, the most competitive wholesale rates available in the marketplace, a smooth/efficient process combined with a customer service that is second to none. NMLS #1877629
3rd Generation Mortgages is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. mortgage product for your needs. We understand that every borrower is different
