Explore the differences! FHA VS Conventional loan programs in Cottonwood, Yavapai County, Arizona
In 2025, the limit for Conventional loans in Cottonwood, located in Yavapai County, AZ, is $726,200. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® Conventional loan calculator to analyze today's top rates between Conventional, FHA, and USDA loans. It helps determine necessary income, credit, reserves, and documents for approval. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to choose the best option for your financial needs in AZ.
2025 Loan Limits and Down Payment Requirements in Cottonwood, Yavapai County, AZ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the following zip codes: 86326
Conventional and FHA Loan Options in Cottonwood, AZ
The mission at Lendersa® is to swiftly secure the best Conventional, USDA, or FHA loan for you, with minimal hassle. Begin with one of three paths that guide you to compatible lenders and loan programs.
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