Explore the differences! FHA VS Conventional loan programs in El-Mirage, Maricopa County, Arizona

In 2026, the available Conventional loan limit in El-Mirage, in the county of Maricopa, AZ, is $647,200. Meanwhile, the FHA limit for a single-family home is $441,600.

The Lendersa® Conventional loan calculator lets you compare today's top rates for Conventional, FHA, and USDA loans. It helps you assess the required income, credit, reserves, and documentation needed for qualification. Our advanced tool shows Conforming Conventional loans, USDA, FHA, and VA options side by side to aid in choosing the best program to fit your financial needs in AZ.

Compare offers from more than 100 lenders

Loan Limits and Down Payment Requirements for 2026 in El-Mirage, Maricopa, AZ

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $294,400 0%
FHA $441,600 3.5%

This applicable table pertains to the following zip codes: 85335

Options for Conventional and FHA Loans in El-Mirage, AZ

Lendersa® aims to efficiently secure the best Conventional, USDA, or FHA loan for you without any hassle. Begin by selecting one of the three starting points that will align you with matching lenders and loan solutions.

Outcomes from Lendersa USDA loan requests and matches


El-Mirage Lenders

  • Solido Capital Group
  • 15901 W Waddell Rd #1096, Surprise, AZ, 85379
  • Lends in Arizona
  • Solido Capital Group — 24 years of lending expertise, laser-focused on what builders and investors need most: Construction loans, Rehab loans, DSCR loans, Commercial, and DSCR HELOCs. We don't dabble — we specialize. If you're building, flipping, or scaling a portfolio, we're your capital partner. 

  • RADIANT FINANCIAL GROUP, LLC
  • ​15411 W. Waddell Road, Suite 107, Surprise, AZ, 85379
  • Lends in Arizona
  • Radiant Financial Group, our clients are not just another transaction. We strive to satisfy each customer so completely that they will tell their friends and family members about how much they enjoyed working with us. In fact, 80% of our business comes from customer referrals. Our clients are our most valued asset.

  • BUYORREFI FINANCIAL
  • 14780 W Mountain View Blvd, Suite 206, Surprise, AZ, 85374
  • Lends in Arizona
  • A leading mortgage company in the Peoria area of Arizona, we are committed to helping people in all stages of their life, find the right mortgage for their home & financial goals. We specialize in helping people buy second/retirement homes, reverse mortgages, & qualifying customers to buy a home or refinance the one they currently live in & love.

  • Precision Mortgage Inc.
  • 14155 N 83rd Ave, Suite 125, Glendale, AZ, 85381
  • Lends in Arizona
  • Precesion Mortgage has a strong reputation as an outstanding mortgage firm in Peoria Arizona, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.

  • DK Home Loans
  • 8282 W Cactus Rd, Suite E146, Peoria, AZ, 85381
  • Lends in Arizona
  • "Welcome to DK Home Loans, I'm David Krushinsky, your Phoenix home loan expert dedicated to making sure your home purchase or refinance experience is top-notch.

    We are here to help consumers finance the purchase or refinance of residential real estate. DK Home Loans, LLC is licensed in Arizona - MB-0949619, Idaho MBL-2081779290"

  • True North Mortgage LLC
  • 505 East Plaza Circle Drive, Suite D, Litchfield Park, AZ, 85340
  • Lends in Arizona
  • True North Mortgage can help you achieve your goals. To set up the right Litchfield Park, AZ Mortgage plan for you, get in touch with us. Dan and Jim are a couple of guys that grew up together in the thriving metropolis of Camp Verde, Arizona. No, that's not some boys camp for troubled youth, it really is a place believe it or not.

  • ASJ Mortgage Solutions, LLC
  • 8604 West Village Drive, Peoria, AZ, 85382
  • Lends in Arizona
  • ASJ Mortgage Solutions! We're your Arizona home loan experts dedicated to making sure your home purchase or refinance experience is top-notchAs a mortgage broker, we are not influenced by one bank or lender. We have several wholesale mortgage partners, which means we work for the client.

  • Bella Vida Mortgage, LLC
  • 8663 W Union Hills Dr, Suite 401, Peoria, AZ, 85382
  • Lends in Arizona
  • Bella Vida Mortgage wants to be your mortgage broker of choice. They offer competitive rates and a multitude of loan programs to serve borrowers’ needs and assist their realtor partners in closing transactions on time. Every staff member at Bella Vida Mortgage goes the extra mile for their customers—and then some.

  • Nova Home Loans
  • 16150 N. Arrowhead Fountains Center Dr, Suite 260, Peoria, AZ, 85382
  • Lends in Arizona
  • NOVA® Home Loans has built a strong reputation for providing exceptional service to our customers. NOVA is licensed to lend in Alaska, Arizona, California, Colorado, Florida, Illinois, Kansas, Oklahoma, Oregon, Utah, New Mexico, Nevada, Washington, Texas and Virginia. NMLS#3087 | BK#0902429 | NOVA® is an Equal Housing Opportunity.