FHA VS Conventional loan programs in Sun-City, Maricopa County, Arizona

During 2026, in Sun-City within Maricopa county, AZ, the limit for Conventional loans is $647,200. Meanwhile, the FHA cap for a single-family home is $441,600.

The Lendersa® Conventional loan calculator allows you to compare today's top rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation for qualification. With our advanced tool, you can view side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, helping you choose the appropriate program for your financial needs in AZ.

Explore loan offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements in Sun-City, Maricopa, AZ

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $294,400 0%
FHA $441,600 3.5%

This table's details apply to the zip codes: 85351

Conventional and FHA Loan Options in Sun-City, AZ

The objective of Lendersa® is to swiftly provide you with the best possible Conventional, USDA, or FHA loan without hassle. Choose from one of three starting paths that align you with suitable lenders and loan offerings.

Results from Lendersa USDA loan inquiries and matches


  • Tampa Bay Home Experts
  • 324 N Dale Mabry Hwy, Suite 100, Tampa, FL, 33609
  • Julia Lysenko is a Mortgage Banker. She has a reputation for going the extra mile for her clients and achieving great results. She specializes in helping people purchase homes, refinance their home and even helping foreign nationals purchase property in America. Julia is passionate about her career and her clients.

  • Simple Lending Mortgage LLC
  • 5401 West Kennedy Blvd, Suite 100, Tampa, FL, 33609
  • "We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
    Today's technology is providing a more productive environment to work in. For example,"

  • CambridgeHomeLoan.com
  • 4830 West Kennedy Blvd, Suite 600, Tampa, FL, 33609
  • "With nearly two and a half decades of lending experience, CambridgeHomeLoan.com has established a solid reputation few others can match and we achieved this stellar position by actions, not by words.
    From the initial application to final funding, CambridgeHomeLoan.com is with you all along the way."

  • VyStar Credit Union
  • 76 S. Laura Street, Jacksonville, FL, 32232
  • VyStar is a not-for-profit, member-owned credit union. That means we work to improve the lives of our members as well as the places we call home. We offer a spectrum of better banking products and superior customer service to help members reach their financial goals. Just as we believe in the importance of being a trusted financial institution

  • Hancock County Savings Bank
  • 351 Carolina Avenue, Chester, WV, 26034
  • The state-chartered Hancock County Building and Loan Association was founded on December 31, 1899; and it granted its first mortgage loan in the amount of $1, 000 in 1900. In 1934, the company obtained its federal banking charter and then converted to a federal mutual bank charter in 1991.

  • Mercy Federal Credit Union
  • 11705 Mercy Blvd, Savannah, GA, 31419
  • Mercy Federal Credit Union was chartered on April 12, 1976 with fourteen employees of St. Joseph Hospital being the charter members. They elected a board of directors, a supervisory committee and a credit committee and began accepting members.

    To provide personal, professional service while offering a variety of products

  • HARBOR MORTGAGE COMPANY
  • 785 King George Boulevard, Suite 201, Savannah, GA, 31419
  • Harbor Mortgage Company, has been working in finance since he graduated from the University of Alabama in 1992 with a degree in corporate finance and investment management. After spending nearly a decade helping clients finance and invest in properties, Mr. Soderlind opened Harbor Mortgage Company in 2001.

  • DOY Federal Credit Union
  • 1500 Gypsy Lane, Youngstown, OH, 44505
  • DOY is not driven by the profit motive. There are no outside shareholders to satisfy. DOY's main purpose is to serve their membership in two primary areas: saving and borrowing. Therefore, DOY has a very strict and conservative lending and investment policy.

    DOY confines its lending to its own creditworthy members

  • Valley Economic Development Partners
  • 4319 Belmont Ave, Youngstown, OH, 44505
  • Valley Economic Development Partners is a private, non-profit organization focused on the social well-being of the Mahoning Valley and its surrounding regions. Our mission is to be a leader in developing employment opportunities through business creation, expansion, and retention in collaboration with other regional organizations.

  • Trillium Capital Resources
  • 301 West Bay St, Suite 1488, Jacksonville, FL, 32202
  • Trillium Capital Resources for several years and have closed on numerous financing deals, ranging from Life Insurance money, Credit Union, Agency and HUD. They listen to what our objectives are and formulate the right solution for us every time. We are glad to have them provide us with the solutions.