Explore the differences! FHA VS Conventional loan programs in Nogales, Santa Cruz County, Arizona

In 2025, Convetional loan limit in Nogales, county of Santa Cruz, AZ is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AZ is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Nogales, county of Santa Cruz, AZ

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 85621

Conventional and FHA loan options in Nogales, AZ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Starlight Mortgage Inc.
  • 1819 East Morton Avenue, Suite 170, Phoenix, AZ, 85020
  • We take pride in providing you with excellent service and appreciate the opportunity to assist you with your Mortgage Needs. We specialize in helping Arizona families get quality VA financing with VA loans and VA streamline and cash-out refinances. We're licensed to issue VA loans in the great state of Arizona
  • Rally Home Mortgage, LLC
  • 12725 West Indian School Road, Suite F106, Avondale, AZ, 85392
  • Rally Home Mortgage has nearly 25 years of experience in helping clients complete their financial goals. We pride ourselves on serving Veterans & First Time Homebuyers to Investors & Builders.Rally Home Mortgage, your One-Stop-Shop for all your residential financing needs. Founded in 2018 by Joshua Nelson & Michael Acosta
  • All West Capital LLC
  • 12409 West Indian School Road, Suite C301, Avondale, AZ, 85392
  • All West Capital LLC know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. With a variety of loan programs and an established network of lenders behind.
  • Tri-Point Capital
  • 6424 E Greenway Pkwy #200-442, Scottsdale, AZ, 85254
  • Tri-Point Capital is a boutique lender offering Hard Money to experienced Investors for Residential Real Estate Acquisition, as well as Fix/Flip projects. Approval is based solely on the Real Estate and the experience of the Investor. First Deeds only. 6-12 Mos preferred - longer possible. Typical funding within 10 days. Draws disbursed within 24 h
  • First State Mortgage
  • 14624 North Scottsdale Road, Suite 240, Scottsdale, AZ, 85254
  • Since its founding in 1867, First State Bank's priority has been - and continues to be - to meet the financial needs of local businesses and consumers, and to continue the distinctive personal relationships our customers have come to expect. Through First State Bank Mortgage we offer an in-depth menu of mortgage programs allowing our customer
  • Inline Financial
  • 6929 E Greenway Pkwy, Suite 250, Scottsdale, AZ, 85254
  • "We are a veteran owned & operated mortgage company located in Scottsdale, Arizona. Inline Lending specializes in helping customers know when to refinance and helping them get most savings in the process when the time comes. Inline’s loan officers have extensive home refinancing knowledge"
  • De Anza Capital, Inc.
  • 6264 W Greenway Parkway, Suite 217, Scottsdale, AZ, 85254
  • De Anza Capital, Inc mission is to be the single source for a Scottsdale, Arizona mortgage. De Anza Capital is the Scottsdale Arizona mortgage company that provides loan origination, title and escrow services to consumers. In addition, De Anza Capital consistently offers on-time closing.
  • Clear Home Lending, LLC
  • 16427 North Scottsdale Road, Suite 410, Scottsdale, AZ, 85254
  • At Clear Home Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you