FHA VS Conventional loan programs in Rio-Rico, Santa Cruz County, Arizona
For the year 2025, the conventional loan cap in Rio-Rico, within Santa Cruz county, AZ, is $647,200, whereas the FHA cap for a single-family dwelling is $420,680.
By utilizing the Lendersa® Conventional loan calculator, you'll be able to compare the current top rates for Conventional, FHA, and USDA loans. Discover the requirements in terms of income, credit, reserves, and documents for qualification. With our sophisticated mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you to identify the optimal program in AZ for your specific financial condition.
Loan limits and down payment details for 2025 in Rio-Rico, Santa Cruz, AZ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table is relevant for zip codes: 85640, 85648
Explore Conventional and FHA loan options in Rio-Rico, AZ
The aim of Lendersa® is to provide you with the best possible loan options, whether they be Conventional, USDA, or FHA, rapidly and without minor hassles. Choose one of three pathways that align with the best lenders and preferred loan options.
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