FHA VS Conventional loan in Oracle, Pinal County, Arizona

In the year 2025, the Conventional loan limit in Oracle, Pinal county, AZ stands at $726,200, whereas for a single-family home, the FHA limit is set at $530,150.

Utilize Lendersa® Conventional loan calculator to explore current Conventional, FHA, and USDA rates, and to evaluate requirements like income, credit, reserves, and documentation to qualify. Our comprehensive mortgage calculator enables you to compare Conforming Conventional loans, as well as USDA, FHA, and VA options side by side, assisting you in selecting the most suitable program for your financial needs in AZ.

Explore loan proposals from 100 lenders

Loan limits and down payment requirements in Oracle, Pinal county, AZ for 2025

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $353,200 0%
FHA $530,150 3.5%

The comparison chart applies for these zip codes: 85623

Loan choices: Conventional and FHA in Oracle, AZ

The mission of Lendersa® is to secure the optimal Conventional, USDA, or FHA loan promptly and efficiently. Choose from three pathways to connect with lenders and loan offerings.

Results from Lendersa USDA loan requests and matches


  • Robison Home Loans & Realty Inc
  • 508 West Mission Avenue, Suite 200, Escondido, CA, 92025
  • Robison Home Loans mission is to provide clarity, direction and peace to peoples dreams. Our main area of focus is on financing residential property. Our clients rave about the education, communication and pricing they receive when doing a home mortgage with us. As a local owned mortgage company we fund loans in our own name
  • Pfeiffer Financial Services
  • 18363 Starvation Mountain Road, Escondido, CA, 92025
  • Pfeiffer Financial builds relationships for life. I run my company with a strong and genuine belief in the "customer for life" principal. All of my business is generated through referrals from previous customers and local real estate professionals. Pfeiffer Financial has been helping people finance their homes since 1996.
  • Focus Capital Funding Corporation
  • 600 La Terraza Blvd, Escondido, CA, 92025
  • With over 50 years of combined experience, Focus Capital has found its specialized niche – delivering creative solutions for our clients and providing a variety of elite services in the areas of retail, wholesale, and private lending. Our industry-leading tools equip buyers with knowledge.
  • Blue Horizon Realty and Lending, Inc.
  • 500 La Terraza Blvd Suite 150, Escondido, CA, 92025
  • We are an established business with Realtors and Loan Officers with many years of experience. We are a one stop shop! As Realtors serving all of SD and SW Riverside, our goal is to help you meet your needs financially, help you relocate, make the process less stressful and most importantly get you top dollar for your property.
  • SD Equity Partners, Inc.
  • 13446 Poway Rd #306, Poway, CA, 92064
  • San Diego hard money lenders offering investors higher returns on their money and real estate professionals the money they need to fix and flip houses. To put it simply, we care. We care about our investors and borrowers, and are only interested in creating win/win situations for those who partner with us.
  • SoCal Financial Group
  • PO Box 1824, Bonita, CA, 91908
  • we specialize in residential mortgages. At SoCal Financial Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Destiny Six Financial
  • 6904 Federal Boulevard, Lemon Grove, CA, 91945
  • Destiny Six Financial, a family owned and operated, real estate and mortgage company. We have been serving southern California for over 20+ years. At Destiny Six Financial, we strive to treat every client with the respect and personal service that you deserve. We understand the big commitment you are making in buying or selling a home
  • Adonai King LLC
  • 6828 Quebec Ct Unit 4, San Diego, CA, 92139
  • No Doc' financing to acquire that lucrative piece of investment real estate property? Adonai King LLC, specialize in multifamily, apartment building, strip mall, office building, warehouse and most categories of fixed income producing residential and commercial properties. Our nationwide asset-based funding platform requires NO tax returns, NO f
  • Premium Mortgage
  • 895 Palomar St, Suite H, Chula Vista, CA, 91911
  • We are a full-service mortgage company based in Chula Vista, California. We specialize in Home Purchase Loans and Refinance Loans in Chula Vista. We also serve the surrounding cities in San Diego County. We offer a wide range of refinancing options, designed to best meet the needs of local borrowers.
  • RABASA Inc.
  • 780 Callecita Aquila Sur, Chula Vista, CA, 91911
  • Basa Realty and Mortgage is a full service real estate office & mortgage broker, providing convenience & service others can't offer.Communicate with other agents, buyers & sellers, mortgage officers, title personnel involved in the home buyer & selling process.Helping customers make sound decisions on selling their homes, purchasing or refinancing.
  • THE ATRAYON TREVINO TEAM
  • 690 Otay Lakes Road, Suite 230, Chula Vista, CA, 91910
  • Atrayon (Tray) Trevino has called San Diego home for the past fourteen years. Tray graduated from the University of Oregon with a degree in finance before obtaining a Master’s Degree from the University of San Francisco. After working as a Commodities Trader, Tray decided in 2005 to begin his career in the mortgage industry
  • Quicker Inc
  • 265 East Street, Suite B1, Chula Vista, CA, 91910
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.