FHA VS Conventional loan programs in Oro-Valley, Pima County, Arizona

In 2026, the maximum allowable Conventional loan for a single-family home in Oro-Valley, within Pima county, AZ, is $647,200. In contrast, the FHA cap is $420,680.

Leverage the Lendersa® Conventional loan calculator to compare the leading rates for Conventional, FHA, and USDA loans today, establishing the income, credit requirements, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can examine USDA, FHA, VA, and Conforming Conventional loans side by side, enabling you to choose the best option for your financial needs in AZ.

Review offers from over 100 lenders

2026 Loan Limits and Down Payment Details in Oro-Valley, Pima, AZ

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table's information is applicable to these zip codes: 85755

Conventional and FHA Loan Options in Oro-Valley, AZ

The mission of Lendersa® is to provide the best Conventional, USDA, or FHA loan promptly and without hassle. Choose one of the three available approaches to align with matching lenders and loan packages.

Results from Lendersa USDA loan requests and matches


  • SECU Credit Union
  • 971 Corporate Blvd, Linthicum Heights, MD, 21090
  • SECU embraces the credit union difference by giving back to the communities we serve through community outreach initiatives including scholarship programs and financial education workshops for high school and college students. With financial centers throughout Maryland, thousands of free ATMs, and mobile and online banking.

  • Capital Funding Bancorp Inc
  • 1422 Clarkview Road, Baltimore, MD, 21209
  • "Capital Funding Group (CFG) is a leader in the healthcare and multifamily financing industry, providing creative and holistic solutions for facilities nationwide, with a focus on long-term care, assisted living and workforce housing.

    With a national presence, we are not your typical lender and offer a “One-Stop Shop” experience for owners"

  • York Educational Federal Credit Union
  • 1601 South Queen Street, York, PA, 17403
  • York Educational Federal Credit Union is a not-for-profit financial organization, owned and operated by its members. Organized in 1969, our goals have always been to help each other by providing financial services to meet the needs of members; assisting and educating members to make the best use of their financial resources.

  • Robby Oakes Mortgage Team
  • 5039 Executive Drive, Suite 500B, Morehead City, NC, 28557
  • Robby is a Chapel Hill native, a graduate of the University of North Carolina. Robby joined Corporate Investors Mortgage Group in 2003 with a background in Financial Planning and Real Estate and hit the ground running winning the 2004 NC Association of Mortgage Professionals “Rookie of The Year” award.

  • US Mutual Home Loans Inc
  • 201 International Circle, Suite 230, Hunt Valley, MD, 21030
  • We look forward to elevating your experience! At US Mutual Home Loans we don’t launch rockets; we don’t have fancy bells and whistles that drive up the cost of your loan. What we offer is unparalleled personal service, creative mortgage products, and cost effective financing solutions with interest rates that will make you REALLY happy.

  • Alliance Mortgage Funding Inc
  • 111 Warren Road, Suite 10A, Cockeysville, MD, 21030
  • Alliance Mortgage Funding, Inc. has been a 100% Referral Based business. We are locally owned and operated, so you are working with local professionals, not a call center in another state. Licensed in Maryland and Pennsylvania, we help all of our clients make all of the right mortgage financing decisions, for all the right decisions.

  • Freedmont Mortgage Group
  • 50 Scott Adam Rd, Cockeysville, MD, 21030
  • Freedmont Mortgage®, a division of NFM Lending, has set the standard for trust, honesty, and integrity in the industry for nearly two decades. As one of the oldest licensed mortgage firms in the Mid-Atlantic area, we have the experience and reputation to assist homeowners and homebuyers in a variety of situations.

  • The Bank of Glen Burnie
  • 106 Padfield Blvd, Glen Burnie, MD, 21061
  • Since opening our doors in 1949, The Bank of Glen Burnie® has been committed to meeting customers’ needs. In fact, it’s at the heart of everything we do! Although the banking industry continues to undergo rapid changes, we believe the best way to meet our commitment is by remaining an independent, community bank.

  • Alternative Capital Funding
  • 1916 South Crain Highway, Glen Burnie, MD, 21061
  • Alternative Capital Funding is a Nationwide Commercial Real Estate Lending Company. We provide Commercial Real Estate financing for Businesses, Investors, Organizations and Individuals. Our Corresponding Lending status allows us to provide Conventional Commercial loans, SBA 7A/504 loans, Low Doc Loans and Bridge Financing nationwide.

  • Service 1st Mortgage, INC
  • 14515 Madison Park Dr, Suite 2, Glen Burnie, MD, 21061
  • Service 1st Mortgage is a mortgage broker located in Glen Burnie, Maryland, 30 minutes north of Washington DC and 20 minutes south of Baltimore. Our company serves the lending needs of prospective home buyers and current homeowners through specialized mortgage products that offer the best rates and lowest costs.

  • Corning Credit Union
  • One Credit Union Plaza, Corning, NY, 14830
  • CCU was founded in 1936 with the goal of helping Corning Glass Works employees with their financial needs. We started with 42 members and $420 in assets. Over the years, we've opened offices in North Carolina and Pennsylvania, in addition to the 10 offices in the Corning/Elmira, New York area.

  • First Heritage Federal Credit Union
  • 202 Denison Pkwy E, Corning, NY, 14830
  • Our credit union was founded and chartered for business in 1954 by a group of 10 employees at the Ingersoll-Rand Company. Spearheaded by Harold Davis, the Ingersoll-Rand Union President, this group signed the original paperwork to have our credit union recognized by the National Credit Union Administration (NCUA).