FHA VS Conventional loan programs in San-Tan-Valley, Pinal County, Arizona

During 2026, the Conventional loan limit in San-Tan-Valley, within Pinal county of AZ, is $647,200. Meanwhile, the FHA limit for a single-family dwelling is $441,600.

Utilize the Lendersa® Conventional loan calculator to assess today's top rates across Conventional, FHA, and USDA loans, determining the necessary income, credit score, reserves, and documentation for qualification. Our advanced tool displays Conforming Conventional loans alongside USDA, FHA, and VA, enabling you to select the best program for your financial situation in AZ.

View loan offers from over 100 lenders

2026 Loan Limits and Down Payment Details in San-Tan-Valley, Pinal, AZ

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $294,400 0%
FHA $441,600 3.5%

This table applies to the following zip codes: 85143

Conventional and FHA Loan Options in San-Tan-Valley, AZ

The aim of Lendersa® is to swiftly and effortlessly secure the best Conventional, USDA, or FHA loan for you. Begin with any of the three provided options to match with suitable lenders and loan programs.

Results from Lendersa USDA loan inquiries and matches


San-Tan-Valley Lenders

  • Interstate Mortgage Service, Inc.
  • 25062 South 190th Street, Queen Creek, AZ, 85142
  • Lends in Arizona
  • At Interstate Mortgage Service Inc., where we specialize in residential mortgages. At Interstate Mortgage Service Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • Independent Mortgage Advisors, LLC
  • 1698 East Adelante Way, Queen Creek, AZ, 85140
  • Lends in Arizona
  • Independent Mortgage Advisors originates all types of residential loans in Arizona & California, and was created using a client- focused model- NO fee options, great rates, exceptional service, and above all, the integrity to ALWAYS put the best interest of the client first. We are there for our clients every step of the way

  • House Loans Mortgage Services Corp.
  • 38058 N Dena Dr, Suite 4427, San Tan Valley, AZ, 85140
  • Lends in Arizona
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.

  • Driven Lending LLC
  • 39701 N. Country Ln, San Tan Valley, AZ, 85140
  • Lends in Arizona
  • Driven Lending is an Arizona-Based company, established in 2019. At Driven, we believe that the process of purchasing or refinancing a home should be one of the most rewarding experiences of your life and we are taking a stand against the transactional nature of the process by making it fun and enjoyable.

  • Mortgage Pros Loan Lab
  • 4150 E Waterman Ct, Gilbert, AZ, 85297
  • Lends in Arizona
  • Mortgage Pros Loan Lab is your one stop wholesale mortgage brokerage for the mortgage needs in Arizona and Colorado. Mortgage Pros was born from the over 30 years of combined experience in the mortgage industry of Sam Stockham and Anna Shurwin. wholesale mortgage brokerage for the mortgage needs in Arizona and Colorado.

  • Service First Mortgage Company
  • 3345 S. Val Vista Drive, Suite 105, Gilbert, AZ, 85297
  • Lends in Arizona
  • Service First Mortgage was founded by CEO and President, Shawn Broussard, as a small mortgage brokerage firm with a hands-on-approach to meeting the needs of the consumer. Today, we are a full-service mortgage lending entity at the top of production and customer satisfaction in Texas and Arizona.

  • Nexa Mortgage, LLC
  • 5559 S Sossaman Rd Bldg #1, Mesa, AZ, 85212
  • Lends in Arizona
  • Nexa Mortgage, LLC: Your Partner in Home Ownership

    **Secure Your Dream Home with Ease**

    Nexa Mortgage, LLC, led by Jason Elliott, offers tailored mortgage solutions from California, ensuring fast, competitive rates. We serve first-time buyers and seasoned investors alike with quick closings and personalized guidance, making home ownership sea

  • USA Private Money, LLC
  • 5332 South Sabrina, Mesa, AZ, 85212
  • Lends in Arizona
  • USA Private Money is a private lender providing loans across the United States. They provide fix-and-flip loans, hard money bridge loans, refinancing, loans for rental properties, and private commercial loans. They offer loan amounts starting from $45,000 with a maximum LTV of 90%, terms up to 300 months, and rates ranging between 6% and 8%.

  • Barrett Financial Group, LLC
  • 2314 S Val Vista Dr, Suite 201, Gilbert, AZ, 85295
  • Lends in Arizona
  • We are a full-service mortgage broker company based in Arizona. Unlike other Mortgage Professionals, we are dedicated to offer service to our Clients assistance Monday thru Sunday to ensure a smooth transaction!

    We have the ability to offer many home loan options. We work with the TOP WHOLESALE MORTGAGE LENDERS