FHA VS Conventional loan in Sedona, Coconino County, Arizona

In the year 2025, the Conventional loan ceiling in Sedona, within Coconino county, AZ, is set at $647,200. The FHA cap, specifically for a single-family home, is $423,200.

Utilize the Lendersa® Conventional loan calculator to examine today’s leading rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation required for qualification. With our advanced calculator, compare side-by-side the Conforming Conventional loans, USDA, FHA, and VA options to find the most suitable program in AZ for your financial situation.

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2025 Loan Limits and Down Payment Needs in Sedona, Coconino, AZ

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $311,800 0%
FHA $423,200 3.5%

This table's information is relevant to the zip codes: 86336, 86339, 86340

Explore Conventional and FHA Loan Opportunities in Sedona, AZ

Lendersa® is committed to helping you find the best Conventional, USDA, or FHA loan options promptly and effortlessly. Start by choosing one of three pathways to match with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


  • Detailed Mortgage Solutions, LLC
  • 7901 4th Street North, Saint Petersburg, FL, 33702
  • Detailed Mortgage Solutions, LLC. NMLS# 1769900 www.nmlsconsumeraccess.org; Equal Housing Opportunity. As an independent mortgage brokerage, it allows us to truly work for our clients without being tied to any one particular lender. We have the ability to work with as many lenders we wish, to not only 'SHOP' for the best terms
  • EXCEL MORTGAGE NETWORK
  • 877 Executive Center Dr W Suite 301, Saint Petersburg, FL, 33702
  • EXCEL MORTGAGE NETWORK treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply
  • Jacksonville Postal & Professional Credit Union
  • 1820 Rogero Rd, Jacksonville, FL, 32211
  • Jacksonville Postal & Professional Credit union was formed in 1929 by a small group of 12 postal employees. Our credit union has a long and distinguished history, steeped in the philosophy that credit unions are founded on.The credit union was originally chartered, on October 15, 1929 & was the first state chartered credit union in the state of FL.
  • Iron Workers Federal Credit Union
  • 2201 Liberty Avenue, Room 201, Pittsburgh, PA, 15222
  • At the Iron Workers Federal Credit Union, we are improving the accessibility and usability of our website for our members and potential members. Our efforts are based on the standards for Web Content Accessibility Guideline 2.0. It is our policy to ensure that persons with disabilities have full and equal opportunity to benefit from our services.
  • Allegent Community Federal Credit Union
  • 1001 Liberty Avenue, Suite 100, Pittsburgh, PA, 15222
  • Allegent is a full service financial institution offering better rates, lower fees and the personal attention you deserve. All you need to do, in order to establish your membership, is open a savings account with an initial $5 deposit and from there, all of our products and services are available at your fingertips.
  • Thomas My Mortgage Guy
  • 3820 Northdale Blvd, Suite 111A, Tampa, FL, 33624
  • Thomas My Mortgage Guy specialize in loans for self-employed borrowers that do not require tax returns. Along with new home purchases, refinances, VA, contract-for-deed, and diverse mortgage solutions for unique circumstances. My passion, honesty, and forward thinking have made me a trusted leader and colleague.
  • American Nationwide Mortgage Company Inc.
  • 3820 Northdale Blvd, Suite 111A, Tampa, FL, 33624
  • American Nationwide Mortgage Company was established over 21 years ago. Our company’s mission is to assist the borrower in obtaining competitive rates while obtaining the highest expectation of service and customer satisfaction. We know that interest rates alone are not enough. As a result we provide an exceptionally high level of service
  • SELECT MORTGAGE, INC.
  • 2530 Village Common Dr., Erie, PA, 16506
  • SELECT MORTGAGE, INC. our industry resources make us uniquely qualified to offer you a variety of flexible mortgage programs with an unsurpassed level of customer service. We are able to offer FREE same day pre-approvals! We're here to answer your questions and to help you understand every step