FHA VS Conventional loan in Sedona, Coconino County, Arizona
In the year 2026, the Conventional loan ceiling in Sedona, within Coconino county, AZ, is set at $647,200. The FHA cap, specifically for a single-family home, is $423,200.
Utilize the Lendersa® Conventional loan calculator to examine today’s leading rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation required for qualification. With our advanced calculator, compare side-by-side the Conforming Conventional loans, USDA, FHA, and VA options to find the most suitable program in AZ for your financial situation.
2026 Loan Limits and Down Payment Needs in Sedona, Coconino, AZ
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$311,800
0%
FHA
$423,200
3.5%
This table's information is relevant to the zip codes: 86336
Explore Conventional and FHA Loan Opportunities in Sedona, AZ
Lendersa® is committed to helping you find the best Conventional, USDA, or FHA loan options promptly and effortlessly. Start by choosing one of three pathways to match with suitable lenders and loan programs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We have been serving Northern Arizona since 1985 and our mission has always been to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome
10031 E. Dynamite Blvd Suite 230, Scottsdale, AZ, 85262
Lends in Arizona
A & A Funding Corp was founded in 1982 by Hugh Anderson. Hugh at the time had extensive experience in the real estate industry starting in 1970 but created A & A Funding Corp to expand his private money lending services. In 2008, his two sons Wayne and Brad Anderson purchased A & A Funding Corp., making it a multi-generational business.
The Smart Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Our mission is to provide financial services to the entire population of people, not just individuals that are able to meet today’s stringent documentation guidelines. We specifically aim to empower underbanked homeowners and communities by providing access to prime capital. Electrum Financial PLLC is a mortgage broker
Covenant Home Loans is an Independent Mortgage Broker owned and operated by Nick Vallario. With over 30 years of experience in mortgage banking, both as a Mortgage Broker and a Mortgage Banker, Nick is uniquely qualified to assist you with your home financing. In working with Nick, you will avoid high overhead costs associated with multi-layered
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Lends in Arizona
Union Home Lending LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
I have been closing Real Estate Transactions for almost 30 year as both a Licensed Mortgage Broker (NMLS #211522) and Licensed Realtor (SA675911000). Raised in Finance and Real Estate, I am built to close deals. Of COURSE I have built my career around tough deals and close them all with Groves Capital. I AM A DSCR PROFESSIONAL and close those Loans
Our mission is to make sure all our clients are comfortable and educated about the mortgage process. It doesn’t have to be stressful to get a mortgage or refinance a home. ABLEnding, Inc. works with clients from start to finish. This is because we want to simplify and clarify what could otherwise be a long and arduous transaction.
