FHA VS Conventional loan in Surprise, Maricopa County, Arizona
For 2026, the loan limit for Conventional loans in Surprise, located in Maricopa county, AZ, is $726,200. In contrast, the FHA limit for a single-family home is $530,150.
Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. This advanced mortgage calculator offers a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, aiding in choosing the best option for your financial situation in AZ.
2026 Loan Limits and Down Payment Requirements in Surprise, Maricopa, AZ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$353,200
0%
FHA
$530,150
3.5%
This table's details apply to zip codes: 85361
Conventional and FHA Loan Choices in Surprise, AZ
Lendersa® aims to provide the most suitable Conventional, USDA, or FHA loan swiftly and effortlessly. Choose from three starting points that will align you with the suitable lenders and loan products.
Founded in 1952, State Credit Union operates solely for the benefit of its members. We are a not-for-profit organization, which means our earnings are applied toward better services and rates for those who belong, helping them to become more financially comfortable. State Credit Union operates solely for the benefit of its members.
Originally begun in 1960 as Fort Jackson Federal Credit Union, AllSouth Federal Credit Union is a not-for-profit financial cooperative, owned and operated by you, our members. We proudly serve 8 counties in the Midlands of South Carolina. We're not just your credit union, we're your neighbors.
Since 1993 Metro Mortgage Corporation has been providing mortgage financing to home buyers and home owners. We are full service mortgage professionals offering a complete line of mortgage loan programs. We have closed thousands of loans but more importantly we have helped thousands of people
Our Company was founded in 1998 by Al Edens (NMLS: 195469) and M-L White. Al and M-L have both been in the mortgage and financial field for over 25 years. Our company's profile is to have a Company that we would trust our families' mortgage needs to. We strive to have competitive products, up- to- date technology, knowledge.
VP Capital Lending, through its simplified real estate investment loan process, strives to provide our clients with both simple and fast financing. We have built a reputation for building and maintaining long-term relationships with our clients. Whether you are looking to Fix & Flip a property, purchase a property for rental income, or invest.
Midland Mortgage makes it possible everyday with their prompt personal service professional & experienced loan officers & knowledgeable staff. Guaranteed competitive rates with a wide variety of mortgage options to meet your specific needs. As an independent mortgage banker Midland has the flexibility to offer you the unique financing you need.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
3060 Palm Harbor Blvd Suite B-10, Palm Harbor, FL, 34683
Lending Hand Mortgage (NMLS #373538) prides itself on providing unparalleled customer service and earning satisfied clients. Our purpose? Satisfy the mortgage needs of our customers and exceed their expectations. This year Lending Hand Mortgage Corp. celebrates 19 years in business. Since opening our doors in Tampa, FL in 2000
Fairway Independent Mortgage Corporation was founded in 1996 by Steve Jacobson. Just five years after opening its doors, our Customer service is a way of life at Fairway. Not only are we dedicated to finding the best rates for our customers we also offer some of the fastest turn times in the industry
Community State Bank has remained true to the dream of our founders: to provide quality service to the community in which we live and work. We are still going strong, and we hope to be there for every important phase of your life, from buying your first home, to starting your own business, to saving for retirement.
