FHA VS Conventional loan programs in 2025 for Surprise, Maricopa County, Arizona
For 2025, the loan limit for Conventional loans in Surprise, located in Maricopa county, AZ, is $726,200. In contrast, the FHA limit for a single-family home is $530,150.
Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. This advanced mortgage calculator offers a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, aiding in choosing the best option for your financial situation in AZ.
2025 Loan Limits and Down Payment Requirements in Surprise, Maricopa, AZ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$353,200
0%
FHA
$530,150
3.5%
This table's details apply to zip codes: 85361, 85379, 85388, 85387, 85374, 85375, 85378
Conventional and FHA Loan Choices in Surprise, AZ
Lendersa® aims to provide the most suitable Conventional, USDA, or FHA loan swiftly and effortlessly. Choose from three starting points that will align you with the suitable lenders and loan products.
135 College Street, Suite 1, Burlington, VT, 05401
Vermont Mortgage Company is a trusted mortgage lending resource for Vermonters, and for soon to be Vermonters! Whether you are a first time home buyer, are buying a new home, are buying an investment property, or are refinancing your current mortgage; Vermont Mortgage Company will help guide you through.
Skyline Financial Federal Credit Union was chartered in 1935 & remains committed to providing outstanding service to our members.The Credit Union was formed by a group of seven dedicated employees of what was then known as the Southern New England Telephone Company. The intent of our founders was to promote thrift among its members & to make loans.
Suffolk Federal Credit Union is committed to a relationship with our members based on trust and respect as we deliver Better Banking for Long Island. We understand that each of our members has their own dream or vision of what they want to accomplish financially, whether it's the purchase of a new home or new car.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending. We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates, terms & costs-to meet your unique needs. But that's just the beginning of our service.
When it comes to getting a home mortgage, today's buyers have many options. So why do thousands of buyers choose BestWay Mortgage? Well, the secret to our success is really no big secret at all. We believe that if we put our clients first, do everything we can to provide the best mortgage options
Vermont Federal Credit Union was founded in 1953 as the Burlington Postal Employees Credit Union. Just a short time later, the Credit Union was renamed to the U.S. Government Employees Credit Union of Chittenden County. Our connection to these roots remains strong as many government employees in Vermont are still loyal members.
For more than 83 years, CrossPoint Federal Credit Union has found success by finding the right products for our members and not by finding members for our products. In 1936, the credit union aimed to understand the goals of teachers. Today, that level of loyalty and commitment to customizing a full scope of financial solutions spans to people.
First Bristol Federal Credit Union is a full-service financial institution that was established in 1935. The Credit Union currently offers an array of first mortgages to fit members' needs. Our savings and loan rates are consistently better than most banks. You can handle all of your personal finances at the Credit Union.
On February 21, 1950, Connie Enright fulfilled his dream. Along with 6 fellow co-workers, he prepared a charter certificate to form a credit union & submitted it for approval to the National Credit Union Administration, federal agency that regulates federal credit unions. HealthCare Financial Federal Credit Union is located in New Haven, CT, USA.
NeighborWorks of Western Vermont, we are all things home. We work to help Vermonters become educated about finances and homeownership, find homes to purchase, get the loans they need to buy homes, and renovate their existing homes to make them healthy, safe, and affordable. We believe that homeownership and connected neighborhoods support people.
