For 2026, the loan limit for Conventional loans in Surprise, located in Maricopa county, AZ, is $726,200. In contrast, the FHA limit for a single-family home is $530,150.
Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. This advanced mortgage calculator offers a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, aiding in choosing the best option for your financial situation in AZ.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $353,200 | 0% |
| FHA | $530,150 | 3.5% |
This table's details apply to zip codes: 85361
Lendersa® aims to provide the most suitable Conventional, USDA, or FHA loan swiftly and effortlessly. Choose from three starting points that will align you with the suitable lenders and loan products.
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