FHA VS Conventional loan programs in Altadena, Los Angeles County, California

In 2026, the Conventional loan limit in Altadena, situated in Los Angeles, CA, is $1,089,300. In contrast, the FHA limit for a single-family home is $1,089,300.

Utilize Lendersa®'s Conventional loan calculator to evaluate and contrast today’s best rates between Conventional, FHA, and USDA loans. Determine required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA side by side to aid your decision on the best program in CA for your financial situation.

Explore offers from 100 lenders

Loan Limits and Down Payment Requirements in Altadena, Los Angeles, CA for 2026

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

Applicability for zip codes: 91104

Examining Conventional and FHA Loan Possibilities in Altadena, CA

The mission of Lendersa® is to quickly and effortlessly connect you with excellent Conventional, USDA, or FHA loan options. Choose one of three options that will lead you to matching lenders and programs.

Results from Lendersa's USDA loan for matching requests


Altadena Lenders

  • Pasadena Federal Credit Union
  • 1285 N. Lake Avenue, Pasadena, CA, 91104
  • Lends in California
  • Pasadena Federal Credit Union was founded in 1935 by a small group of City of Pasadena employees who wanted a safe, fair place to save and borrow money. Our first "office" was a window in the City Treasurer's office. Although we moved from the tower of Pasadena City Hall in 1980, we remain committed to being the locally-focused financial institutio

  • Commercial Capital Consulting Group
  • 1704 E. Washington Blvd., Pasadena, CA, 91104
  • Lends in California
  • Commercial Capital Consulting Group, Inc. has well over 25 years of financial experience in loan consulting and placement. We are at the forefront of this quickly changing economy and we work closely with our clients because we are fully committed to meeting and exceeding expectations.

  • East West Bank
  • 135 N. Los Robles Ave, 7th Floor, Pasadena, CA, 91101
  • Lends in California
  • East West Bank has served as a pathway to success. With over 120 locations across the U.S. and China, we are the premier financial bridge between the East and West. Our teams of experienced, multicultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunitie

  • Tony W. Moon
  • 225 S. Lake Ave, 3rd Floor, Pasadena, CA, 91101
  • Lends in California
  • Tony W. Moon offer a different products to fit a particular mortgage related challenges and while that in itself is not unique; we strive to deliver our service with honesty, openness, and with the long term benefits in mind for our client/friends, to become a resource for them and their family/friends.

  • SMPL Mortgage - D.B.A. C2 Financial Pasadena - Generational Lending Experts
  • 99 S Lake Ave, Suite 207, Pasadena, CA, 91101
  • Lends in California
  • SMPL Mortgage is a generational lending leader in mortgage financing. We simplify this complex process through education, seminars and a personal approach that meets our clients needs whatever life stage they are in. Webelieve in people and their potential making their dreams of financial freedom Humanly Possible.

  • We Fund LA
  • 680 E Colorado Blvd, Horsham, CA, 91101
  • Lends in California
  • The We Fund LA team is a group of locally based mortgage professionals who have worked tirelessly to reimagine and modernize the mortgage experience. Our expansive menu of loan products allow us to serve almost any client. Our commitment to service excellence led to us being recognized by Scotsman Guide and Mortgage

  • Barb Spitzock - EPiQ Lending Mortgage Loan
  • 123 N. Lake Ave, Suite 102, Pasadena, CA, 91101
  • Lends in California
  • At EPIQ Lending, our goal is to guide you through the mortgage process and get you into a home, not just any home but the one that you envisioned under the right financial terms. We iron out the details and formulate solutions to provide you tailor-made financing options. Our methods aren't conventional.

  • Paradace Corporation
  • 680 East Colorado Boulevard, Suite 180, Pasadena, CA, 91101
  • Lends in California
  • PARADACE offers real estate & loans services. We lend money. We buy, build, & sell houses. We provide construction & remodeling services. PARADACE Luxury Real Estate and Loans was establish to serve the well-to-do and influential customers. Established in 2008. David Sun Owner at Paradace Corporation.

  • Kennedy Capital Corporation
  • 553 South Marengo Avenue, Pasadena, CA, 91101
  • Lends in California
  • Kennedy Capital Corporation is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios

  • Lazerus Properties
  • 530 S. Lake Ave, Suite 203, Pasadena, CA, 91101
  • Lends in California
  • Lazerus Properties and Capital is a full-service Real Estate Company dedicated to guiding you in your 30 Year Fixed Rates from 1.99% / 2.210% APR*, Lazerus Properties is a full-service Real Estate Brokerage dedicated to simplifying your Real Estate Purchases, Sales and Lending transactions.