FHA VS Conventional loan programs in Altadena, Los Angeles County, California

In 2026, the Conventional loan limit in Altadena, situated in Los Angeles, CA, is $1,089,300. In contrast, the FHA limit for a single-family home is $1,089,300.

Utilize Lendersa®'s Conventional loan calculator to evaluate and contrast today’s best rates between Conventional, FHA, and USDA loans. Determine required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA side by side to aid your decision on the best program in CA for your financial situation.

Explore offers from 100 lenders

Loan Limits and Down Payment Requirements in Altadena, Los Angeles, CA for 2026

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

Applicability for zip codes: 91104

Examining Conventional and FHA Loan Possibilities in Altadena, CA

The mission of Lendersa® is to quickly and effortlessly connect you with excellent Conventional, USDA, or FHA loan options. Choose one of three options that will lead you to matching lenders and programs.

Results from Lendersa's USDA loan for matching requests


  • Loan Direct LLC
  • 245 Fischer Ave, Suite A5, Costa Mesa, CA, 92626
  • Loan Direct LLC mission is to serve our clients with the upmost honesty, integrity and competency. Our goal is to provide home loans, personal loans, and business loans to our clients while providing them with the most lending options for their particular situation. Furthermore, we pledge to help borrowers overcome roadblocks.

  • Loan Frenzy Corporation
  • 1503 S Coast Drive, Suite 211, Costa Mesa, CA, 92626
  • Loan Frenzy Corporation Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Nation Home Loans
  • 2285 Avalon Street, Costa Mesa, CA, 92626
  • Nation Home Loans, a mortgage company based in Costa Mesa, California, specializes in Conventional, VA, and FHA financing. We take pride in providing our clients with outstanding customer service. Our knowledgeable mortgage experts update you regularly throughout the loan process so you always know the status of your loan.

  • OC Mortgage Solutions Inc.
  • 600 Anton Blvd, Suite 1100, Costa Mesa, CA, 92626
  • OC Mortgage Solutions is a 2013 company that has over 17 years of experience in the Mortgage industry. We are a wholesale broker located in Orange County California. We know what it takes to get your loan funded and on time.Our mission is to provide you with an honest evaluation of mortgage needs

  • United American Mortgage
  • 3198-F Airport Loop Drive, Costa Mesa, CA, 92626
  • We are a 100% referral based company with sole focus on our clients and their financing needs. We provide valuable financing solutions for not only our homeowner clients but for our business partner clients who include Real Estate Agents, CPA’s, Financial Advisors, Bankers, and Attorney’s.

  • Trojan Financial Solutions
  • 1503 South Coast Drive, Suite 106, Costa Mesa, CA, 92626
  • "We know that each customer has specific needs when it comes to mortgage and real estate. With our wide array of mortgage products, investment tools and technology coupled with over 20 years of lending experience we aim to give our clients the service they deserve.

    Today's technology is providing a more productive environment to work in."

  • JCAP
  • 3151 Airway Ave Ste Q3,, Costa Mesa, CA, 92626
  • Jcap Private Lending is a direct lender who closes and services investor funded short-term real estate loans. Our experienced team has been providing quality mortgage services for over 30 years. and Jcap Private Lending is an asset based lender who steps in to quickly solve a short-term financial need secured by Real Estate.

  • DH Leffridge & Company
  • 600 Anton Drive, 11th Floor, Costa Mesa, CA, 92626
  • Damuer H. Leffridge, “DH” – One of the leading real estate professionals in the U.S. for over 20 years, amassing nearly $500 million in career sales and investments, positioning him as a sought after motivational speaker and coach teaching the fundamentals of real estate investing success.

  • Novo Federal Credit Union
  • 2191 5th Street, Suite 202, Norco, CA, 92860
  • Novo Federal Credit Union was chartered in 1963 under the name CRC Federal Credit Union with $750.00 in assets on the day it opened for business. Today, the credit union proudly serves over 2,200 members with assets of just under 16 million dollars.Novo Federal Credit Union is clearly different and better than other financial institutions

  • Your Loan Connection
  • 2741 Hamner Avenue, Norco, CA, 92860
  • Yony started in the mortgage business in 2003. He truly enjoy this business as he get to help many families realize their homeownership dreams as well as helping families reduce their mortgage rates and payments. With over 17 years of experience in the mortgage lending industry he has gained the knowledge to tailor loan.

  • RAzone Mortgage Group
  • 2191 5th Street, Suite 203, Norco, CA, 92860
  • At RAzone Mortgage Group. We are a full-service mortgage company based in Norco, CA. We specialize in FHA, VA, Conventional, Jumbo in Norco, Corona, Riverside, and Orange. We also serve the surrounding cities in Riverside County. Whether you are buying a home or refinancing in the zip code 92860

  • Spectrum Mortgage
  • 1791 3rd Street, Suite 200, Norco, CA, 92860
  • At Spectrum Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you