FHA VS Conventional loan in East-Pasadena, Los Angeles County, California

As of 2026, the conventional loan ceiling for a single-family home in East-Pasadena, situated in Los Angeles county of CA, is set at $970,800. The FHA loan limit stands at $970,800.

Utilize the Lendersa® Conventional loan calculator to evaluate current Conventional, FHA, and USDA rates. Find out what documents, credit, income, and reserves you need to qualify. Our advanced calculator allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans so you can determine the most beneficial program for your situation in CA.

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2026 Loan Limits and Down Payment Requirements in East-Pasadena, located in Los Angeles, CA

Type of Loan Limit on Loan Required Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table is relevant for zip codes: 91107

FHA and Conventional Loan Opportunities in East-Pasadena, CA

Lendersa's® objective is to swiftly secure excellent Conventional, USDA, or FHA loans for you while avoiding unnecessary stress. Choose one of the three starting approaches to access matched lenders and loan programs:

Lendersa USDA loan requests and matching results


East-Pasadena Lenders

  • Pasadena Service Federal Credit Union
  • 670 N. Rosemead Blvd, Pasadena, CA, 91107
  • Lends in California
  • Since 1936, myPSFCU has served the unique banking needs of Pasadena Unified School District and Pasadena City College faculty and staff. Over the years, myPSFCU has evolved into a community chartered financial institution that services the World Class City of Pasadena and surrounding areas

  • Fidelity Funding
  • 3452 E. Foothill Blvd, Suite 530, Pasadena, CA, 91107
  • Lends in California
  • Fidelity Funding is a nationwide leading direct lender that has served thousands of satisfied customers. The mortgage professionals at Fidelity Funding strive to build lasting business relationships based on not only offering you low rates, but on sound business practices. Our professionals have been serving clients for more

  • Nationwide Capital
  • 2181 E. Foothill Blvd, Suite 207, Pasadena, CA, 91107
  • Lends in California
  • We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Key Financial Services
  • 482 North Rosemead Boulevard, Suite 105, Pasadena, CA, 91107
  • Lends in California
  • Key Financial Services is a firm believer in customer service, and we make sure all our clients have our full attention with a clear understanding of the entire mortgage process. Here at Key Financial Services, we have a professional, experienced and friendly staff working behind the scenes to secure your loan.

  • Quest Financial
  • 675 Rim Road, Pasadena, CA, 91107
  • Lends in California
  • Crown Point Realty Capital is a full service real estate firm specializing in real estate & business finance. Our professionals bring extensive experience from various sectors of the real estate industry including real estate brokerage, finance, leasing, construction & development. This blend of knowledge offers our clients a unique perspective.

  • Pasadena Federal Credit Union
  • 1285 N. Lake Avenue, Pasadena, CA, 91104
  • Lends in California
  • Pasadena Federal Credit Union was founded in 1935 by a small group of City of Pasadena employees who wanted a safe, fair place to save and borrow money. Our first "office" was a window in the City Treasurer's office. Although we moved from the tower of Pasadena City Hall in 1980, we remain committed to being the locally-focused financial institutio

  • Commercial Capital Consulting Group
  • 1704 E. Washington Blvd., Pasadena, CA, 91104
  • Lends in California
  • Commercial Capital Consulting Group, Inc. has well over 25 years of financial experience in loan consulting and placement. We are at the forefront of this quickly changing economy and we work closely with our clients because we are fully committed to meeting and exceeding expectations.

  • Sierra Capital Mortgage Company
  • 1055 E. Colorado Blvd, Suite 500, Pasadena, CA, 91106
  • Lends in California
  • Sierra Capital Mortgage has provided clients throughout California the best possible financing solutions by leveraging our experience and extensive network of lending partners. We are committed to providing our clients expert advice, extremely competitive interest rates, and exceptional customer service.

  • Rose City Realty Inc.
  • 1055 East Colorado Boulevard, Suite 500, Pasadena, CA, 91106
  • Lends in California
  • Rose City Realty, Inc., was founded in 1999 and incorporated in 2001 by Preston Howard, a California mortgage broker and licensed real estate broker, with the mission of providing real estate financing solutions with corporate knowledge – with a personal touch. By building a personal network of non-traditional resources to fund loans

  • Axxess Funding
  • 600 South Lake Avenue, Suite 408, Pasadena, CA, 91106
  • Lends in California
  • We specialize in residential home loans. We offer many unique home buyer programs and refinance programs to help save you thousands of dollars. We are helpful, experience and focus on providing a great service and value to those who entrust in us. residential home loans. We offer many unique home buyer programs