FHA VS Conventional loan in Baldwin-Park, Los Angeles County, California

In the year 2026, the conventional loan cap in Baldwin-Park, located in Los Angeles county of CA, is set at $970,800. Meanwhile, the FHA limit for a single-family home stands at $970,800.

Leverage the Lendersa® Conventional loan calculator to evaluate today's best Conventional, FHA, and USDA rates. It helps you figure out the necessary income, credit, reserves, and documents for qualification. The advanced mortgage calculator allows you to see Conforming Conventional loans alongside USDA, FHA, and VA, aiding you to decide the best fit in CA for your finances.

See loan offers from a pool of 100 lenders

2026 Loan Caps and Down Payment Details in Baldwin-Park, Los Angeles County, CA

Type of Loan Loan Cap Minimum Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table applies to zip codes: 91706

Explore Conventional and FHA Loans in Baldwin-Park, CA

The objective of Lendersa® is to secure the most advantageous loan option—be it Conventional, USDA, or FHA—efficiently and easily. Choose from three ways to find matching lenders and programs:

Lendersa USDA loan request outcomes


  • Axxess Funding
  • 600 South Lake Avenue, Suite 408, Pasadena, CA, 91106
  • We specialize in residential home loans. We offer many unique home buyer programs and refinance programs to help save you thousands of dollars. We are helpful, experience and focus on providing a great service and value to those who entrust in us. residential home loans. We offer many unique home buyer programs

  • Blue Fox Capital Corp.
  • 1250 East Walnut, Suite 240, Pasadena, CA, 91106
  • Blue Fox Capital Corp specialize in all kind of commercial loans to owners, investors and developers in need of funding outside the scope of traditional banks and lenders. We offer loans for almost every scenario including residential fix and flip, new construction, transactional funding, and commercial "value add lending.

  • Michael An King
  • 1055 East Colorado Boulevard, Suite 500, Pasadena, CA, 91106
  • Our Mission is to serve our clients with honesty, integrity & competence.Our Goal is to provide home loans with the best rate & lowest closing cost possible.Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.We've been helping clients afford the home of their dreams for many years & we love what we do!

  • Signature Fine Estates
  • 1055 East Colorado Boulevard, Suite 500, Pasadena, CA, 91106
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • CalCap Financial
  • 65 N. Catalina Ave., Pasadena, CA, 91106
  • CALCAP Lending, LLC is a mortgage company providing short to mid-term financing for property investors. Investors can purchase, refinance, renovate and construct residential and commercial properties with our financing. CALCAP Lending, LLC offers conventional wisdom and experience of a traditional institution without the red tape.

  • Prestamo Mortgage Corp
  • 609 1/2 Whittier Blvd, Montebello, CA, 90640
  • Prestamo Mortgage Corp is fully licensed for FHA, FANNIE MAE, FREDDIE MAC AND PRIVATE/HARD MONEY mortgages. Prestamo Mortgage Corp offers: Prime, Alt-A, Non-QM and Asset based mortgage options. The company’s founders have overs 20 years of combined experience in the Mortgage and Real Estate industries.

  • HL Home Loans
  • 3327 West Beverly Boulevard, Montebello, CA, 90640
  • HL Home Loans offers multiple programs to help home buyers obtain the financing they need. Specializing in FHA loans and VA loans, we are sure to find you the best California mortgage rate available for your specific situation. We offer low to no down payment options and flexible repayment terms such as fixed rate mortgages

  • Pasadena Federal Credit Union
  • 1285 N. Lake Avenue, Pasadena, CA, 91104
  • Pasadena Federal Credit Union was founded in 1935 by a small group of City of Pasadena employees who wanted a safe, fair place to save and borrow money. Our first "office" was a window in the City Treasurer's office. Although we moved from the tower of Pasadena City Hall in 1980, we remain committed to being the locally-focused financial institutio

  • Commercial Capital Consulting Group
  • 1704 E. Washington Blvd., Pasadena, CA, 91104
  • Commercial Capital Consulting Group, Inc. has well over 25 years of financial experience in loan consulting and placement. We are at the forefront of this quickly changing economy and we work closely with our clients because we are fully committed to meeting and exceeding expectations.