FHA VS Conventional loan programs in Baldwin-Park, Los Angeles County, California

In the year 2026, the conventional loan cap in Baldwin-Park, located in Los Angeles county of CA, is set at $970,800. Meanwhile, the FHA limit for a single-family home stands at $970,800.

Leverage the Lendersa® Conventional loan calculator to evaluate today's best Conventional, FHA, and USDA rates. It helps you figure out the necessary income, credit, reserves, and documents for qualification. The advanced mortgage calculator allows you to see Conforming Conventional loans alongside USDA, FHA, and VA, aiding you to decide the best fit in CA for your finances.

See loan offers from a pool of 100 lenders

2026 Loan Caps and Down Payment Details in Baldwin-Park, Los Angeles County, CA

Type of Loan Loan Cap Minimum Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table applies to zip codes: 91706

Explore Conventional and FHA Loans in Baldwin-Park, CA

The objective of Lendersa® is to secure the most advantageous loan option—be it Conventional, USDA, or FHA—efficiently and easily. Choose from three ways to find matching lenders and programs:

Lendersa USDA loan request outcomes


  • Tressa Pope
  • 3500 W Olive Avenue, Suite 300, Burbank, CA, 91505
  • With over 20 years of experience in the mortgage industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing. Working with me, you’ll receive:
    Professional advice and support in making your home financing decisions

  • National Home Preservation Center
  • 2600 West Olive Ave, 5th Floor, Burbank, CA, 91505
  • NHPC assists troubled homeowners every day through our national network of foreclosure prevention Team. Get the professional help you need to keep your home and have peace of mind. Our national network of foreclosure prevention specialists will work hard on your behalf and negotiate directly.

  • UMe Credit Union
  • 3000 W. Magnolia Blvd, Burbank, CA, 91505
  • U + Me. That’s our not-so-secret sauce. We care about the things that matter to you—family, friends, that comfy old pair of shoes you can’t throw away even though one of them has a hole (no judgment).

    As a Burbank institution, we’ve been committed to our community since 1940. And through our long history.

  • The Mortgage Group
  • 4405 Riverside Drive, Suite 101, Burbank, CA, 91505
  • The Mortgage Group is a family run business since 1995. After working for and managing other mortgage companies for many years, Gary Hatch started his own company, The Mortgage Group, in 1995. In early 2000, his daughter, Christine, joined the company. In 2006, the responsibility of running the company was transferred to Christine.

  • SDC Capital
  • 4001 Burbank Blvd., Burbank, CA, 91505
  • SDC Capital has over 35 years of bridge lending and real estate development experience.

  • Aztec Financial
  • 2624 W. Magnolia Blvd., Burbank, CA, 91505
  • Aztec Financial was established in 1987 with the mission of creating extraordinary mortgage solutions for the people of California. We are a direct lender specializing in fix and flip loans, hard money/private equity, construction loans, and creative lending solutions. We pride ourselves on funding very quickly with no red tape.

  • SDC Capital Funding
  • 4001 Burbank Blvd., Burbank, CA, 91505
  • SDC Capital has over 35 years of bridge lending and real estate development experience. Given our real estate development experience, we are uniquely positioned to not only provide capital but to also be a valuable resource for our borrowers. We understand the challenges real estate investors face and have the flexibility to structure our loan.

  • LUXE Realty Inc
  • 3926 S. Norton Avenue, Los Angeles, CA, 90008
  • At LUXE Home Finance. We are a full-service mortgage company based in Los Angeles, CA. We specialize in First Time Buyer Home Loans, Refinancing and VA Loans in Los Angeles and the surrounding cities throughout Los Angeles County, Ventura, San Bernardino and Riverside County. Whether you are buying a home or refinancing in any

  • Lisa Carr & Associates
  • 3847 South Crenshaw Boulevard, Los Angeles, CA, 90008
  • LISA CARR & ASSOCIATES is located in Los Angeles, CA, United States and is part of the Offices of Real Estate Agents and Brokers Industry. LISA CARR & ASSOCIATES has 5 total employees across all of its locations and generates $235, 701 in sales (USD). With over thirty years of experience in the financial industry