FHA VS Conventional loan programs in 2026 for Baldwin-Park, Los Angeles County, California

In the year 2026, the conventional loan cap in Baldwin-Park, located in Los Angeles county of CA, is set at $970,800. Meanwhile, the FHA limit for a single-family home stands at $970,800.

Leverage the Lendersa® Conventional loan calculator to evaluate today's best Conventional, FHA, and USDA rates. It helps you figure out the necessary income, credit, reserves, and documents for qualification. The advanced mortgage calculator allows you to see Conforming Conventional loans alongside USDA, FHA, and VA, aiding you to decide the best fit in CA for your finances.

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2026 Loan Caps and Down Payment Details in Baldwin-Park, Los Angeles County, CA

Type of Loan Loan Cap Minimum Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table applies to zip codes: 91706

Explore Conventional and FHA Loans in Baldwin-Park, CA

The objective of Lendersa® is to secure the most advantageous loan option—be it Conventional, USDA, or FHA—efficiently and easily. Choose from three ways to find matching lenders and programs:

Lendersa USDA loan request outcomes


Baldwin-Park Lenders

  • Super mortgage bros
  • 1900 W. Garvey Ave S, Suite 100, West Covina, CA, 91790
  • Lends in California
  • We specialize in helping people obtain residential mortgages. From first time home buyers to seasoned investors, we are always here to help! Some of the services we offer are FHA loans First time Home buyer programs VA Loans Conventional loans Jumbo loans mortgage Pre-approval Fixed rate Mortgage Adjustable Rate mortage Rate.

  • El Monte Community Credit Union
  • 11718 Ramona Blvd, El Monte, CA, 91732
  • Lends in California
  • Since 1956, El Monte Community Credit Union has had a long-standing history of helping members reach their financial dreams. We were originally chartered by a group of city employees as El Monte City Employees Credit Union. Our first office was a city workers garage. If you needed a loan back in those days your name was put on a loan wait list.

  • NestMade Mortgage
  • 519 Falling Leaf, Alley Monrovia, CA, 91016
  • Lends in California
  • NestMade Mortgage is a residential mortgage broker in CA and CO with over 15 years of experience that specializes in helping clients find the right mortgage for their home. We offer flexible mortgage options to meet the needs of clients and we work with borrowers on a one-to-one basis to ensure an excellent customer experience.

  • Poldnev Dennis
  • 216 W. Foothill Blvd, Monrovia, CA, 91016
  • Lends in California
  • Our company provides complete commercial property management and consulting services for all sizes of property owners – from the individual to the institutional. Appreciating that property owner’s needs differ, our first and most important task is listening to and understanding our client’s needs and objectives.

  • Transglobal Lending
  • 185 West Chestnut Avenue, Monrovia, CA, 91016
  • Lends in California
  • The TransGlobal Lending team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • HomeLoan123
  • 13725 Proctor Ave, Suite A, La Puente, CA, 91746
  • Lends in California
  • HomeLoan123.com, in 1994 to expand our services via the Internet and provide online mortgage services. Our goal has always been to provide the best available mortgage products and to make the mortgage process a positive and pleasant experience for you. Over the Internet, telephone or in person, we are here to serve you.

  • Winn Mortgage
  • 13300 Crossroads Parkway N, Suite 150, City Of Industry, CA, 91746
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Right Start Mortgage
  • 13191 Crossroads Parkway North, Suite 175, La Puente, CA, 91746
  • Lends in California
  • Right Start Mortgage, Inc., founded in 1989, is a full service mortgage banking firm specializing in Conventional, VA, and FHA residential mortgages. As a Fannie Mae direct lender and approved Ginnie Mae Seller/Servicer we offer the most competitive interest rates on the market today for all of your mortgage needs

  • Pacific Lending LLC
  • 4141 Inland Empire Blvd. Suite 160, Ontario, CA, 91746
  • Lends in California
  • Pacific lending mortgage lender with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.

  • United Catholics Federal Credit Union
  • 160 E College Street, Covina, CA, 91723
  • Lends in California
  • United Catholics Federal Credit Union (formerly St. Christopher’s FCU) was chartered in 1957. Monsignor Bramble and a group of parishioners recognized the benefits of a credit union and through their perceptive vision of finding a way to assist the parish community with their financial needs United Catholics Federal Credit Union was formed.