FHA VS Conventional loan in El-Monte, Los Angeles County, California

As of 2025, the conventional loan cap in El-Monte, located in the county of Los Angeles, CA, is set at $970,800. On the other hand, for a single-family residence, the FHA limit is established at $970,800.

With the Lendersa® Conventional loan calculator, you can easily compare today's best rates across Conventional, FHA, and USDA loans, factoring in necessary information such as income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the most suitable program for your financial scenario in CA.

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2025 Loan Limits and Down Payment Requirements for El-Monte, Los Angeles, CA

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table pertains to zip codes: 91732, 91731, 91733, 91734, 91735

Options for Conventional and FHA Loans in El-Monte, CA

At Lendersa®, our aim is to swiftly secure you the best Conventional, USDA, or FHA loan with minimal hassle. Choose from three different starting options that lead to matching lenders and tailored loan programs.

Lendersa USDA loan request and results


  • Access of Louisiana FCU
  • 519 Kirby Street, Lake Charles, LA, 70601
  • Access of Louisiana Federal Credit Union is a full service, not-for profit financial cooperative with over 5100 members and $27, 000, 000 in assets founded in 1955 by employees of the Olin Corporation as Olin Employees LC Federal Credit Union. Over the years we have expanded our field-of–membership to include many other diverse groups.
  • First Federal Bank of Louisiana
  • 1135 Lakeshore Drive, Lake Charles, LA, 70601
  • First Federal Bank of Louisiana has been your community bank since 1949. We, as First Federal Bank employees, are not only committed to giving you the best products and customer service, but to giving back to the communities where we live! We do not allow graphic, obscene, explicit or racial comments
  • AFI Mortgage Company
  • 313 Alamo Street, Suite A, Lake Charles, LA, 70601
  • AFI Mortgage is deeply rooted in the communities of Southwest Louisiana. Over the past 22 years, AFI Mortgage and Ben Mabile have developed an unparalleled network of relationships with the major players in the Lake Charles real estate market, including realtors, attorneys, developers and appraisers.
  • Louisiana Mortgage Associates
  • 2915 Ryan Street, Lake Charles, LA, 70601
  • The Louisiana Mortgage Associates Team is your premier mortgage team located in Lake Charles, Louisiana. Louisiana Mortgage Associates offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Lake Charles area.
  • Lakeside Bank LA
  • 4735 Nelson Rd., Lake Charles, LA, 70606
  • Lakeside is committed to working for our community by offering consumers and businesses a banking experience based on long-term relationships, financial experience and our long-standing commitment to Southwest Louisiana. We combine personal service with the latest technology to deliver the most current products and services to our customers.
  • Ultima Bank
  • 9 West Minnesota Avenue, Winger, MN, 56592
  • Ultima Bank Minnesota originated as Farmers State Bank of Winger and was founded in 1904 in Winger, Minnesota, a small farming community in the northwest corner of the state. As typical of such communities, Winger's population peaked in the 1940's and then began to drop from about 400 to a little over 200 people today.
  • Granite Bank
  • 202 2nd Ave S, Cold Spring, MN, 56320
  • Creative, relationship-driven banking with responsive local decisions, Granite Community Bank is a full-service commercial bank serving individuals and businesses for loans, deposits, insurance and investments throughout Minnesota. Granite Bank to help you make the decisions that are right for you and your financial goals.
  • Iowa Heartland Credit Union
  • 1602 South Monroe Avenue, Mason City, IA, 50401
  • Iowa Heartland is a not-for-profit financial co-operative that offers many of the same services as banks or other savings and loan institutions. The unique difference is that we are member owned and controlled. Meeting the financial needs of North Iowa's Heartland is our goal at Iowa Heartland Credit Union.
  • CENT Credit Union
  • 25 West State Street, Mason City, IA, 50401
  • CENT Credit Union is a financial cooperative whose mission is to provide outstanding financial services, one cent at a time. Our membership is comprised of all health related professionals, health related employees, incorporated and non-incorporated affiliates and organizations of the health care field within a 65-mile radius of Mason City.
  • First Citizens Bank (FCB)
  • 2601 4th St SW, Mason City, IA, 50401
  • First Citizens Bank is a family-owned, community bank headquartered in Mason City serving 6 North Iowa counties and the Mora, Minnesota community. Currently, the bank has over a billion in assets and employs over 200 people. The bank is uniquely positioned as a locally-owned community bank with enough size to compete technologically.
  • North Iowa Community Credit Union
  • 640 South Federal Ave, Mason City, IA, 50401
  • North Iowa Community Credit Union is a not-for-profit financial institution offering many of the same services found at banks or savings and loan associations. More importantly, North Iowa Community Credit Union is member-owned by people like you. we offered our members confidential credit and systematic savings plans.
  • First National Bank of Le Center
  • 10 W Minnesota St, Le Center, MN, 56057
  • The First National Bank of Le Center has been proudly serving the communties of Le Center and Kilkenny for over 100 years. We think the First National Bank of Le Center Facebook page is a unique way to communicate news to you, keep you updated about things going on in our community as well as an opportunity to get to know us.