FHA VS Conventional loan programs in 2026 for South-Monrovia-Island, Los Angeles County, California

In 2026, the conventional loan limit for a single-family home in South-Monrovia-Island, located in Los Angeles, CA, is $970,800. Meanwhile, the FHA limit is $970,800.

Lendersa® offers a Conventional loan calculator that allows you to compare today's best rates among Conventional, FHA, and USDA loans. Find out what income, credit, reserves, and documentation are needed to qualify. With our advanced mortgage calculator, view side by side the Conforming Conventional, USDA, FHA, and VA loans, aiding in deciding which program in CA fits your financial situation best.

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2026 Loan Limits & Down Payment Requirements in South-Monrovia-Island, Los Angeles, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table pertains to zip codes: 91016

Explore Conventional and FHA Loan Options in South-Monrovia-Island, CA

The main goal of Lendersa® is to help you access the best Conventional, USDA, or FHA loan swiftly and without difficulty. Choose from three starting points to match with suitable lenders and loan programs.

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South-Monrovia-Island Lenders

  • NestMade Mortgage
  • 519 Falling Leaf, Alley Monrovia, CA, 91016
  • Lends in California
  • NestMade Mortgage is a residential mortgage broker in CA and CO with over 15 years of experience that specializes in helping clients find the right mortgage for their home. We offer flexible mortgage options to meet the needs of clients and we work with borrowers on a one-to-one basis to ensure an excellent customer experience.

  • Poldnev Dennis
  • 216 W. Foothill Blvd, Monrovia, CA, 91016
  • Lends in California
  • Our company provides complete commercial property management and consulting services for all sizes of property owners – from the individual to the institutional. Appreciating that property owner’s needs differ, our first and most important task is listening to and understanding our client’s needs and objectives.

  • Transglobal Lending
  • 185 West Chestnut Avenue, Monrovia, CA, 91016
  • Lends in California
  • The TransGlobal Lending team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Primera Financial Services
  • 122 A East Foothill Blvd, Suite 169, Arcadia, CA, 91006
  • Lends in California
  • Primera Financial Services specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances. We pride ourselves upon finding the best mortgage for you in the shortest possible time, plus making the experience as hassle-free as possible.

  • HLOANPRO
  • 4115 East Live Oak Avenue, Suite 11, Arcadia, CA, 91006
  • Lends in California
  • HLOANPRO We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.

  • Target Mortgage Inc.
  • 230 East Foothill Boulevard, Arcadia, CA, 91006
  • Lends in California
  • Target Mortgage Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Fidelity 1st Funding
  • 67 East Live Oak Avenue, Suite 103, Arcadia, CA, 91006
  • Lends in California
  • Fidelity 1st Funding was founded in 2005 to fill the void major lenders had in programs, to help clients with low credit scores. Fidelity 1st Funding’s staff have over 10 years’ experience in the mortgage industry.Fidelity 1st Funding has helped hundreds of clients with excellent credit to clients with less than perfect credit obtain new mortgages.

  • American Plus Bank
  • 630 W. Duarte Road, Arcadia, CA, 91007
  • Lends in California
  • Founded in 2007, American Plus Bank, N.A. is an independent, customer oriented community bank headquartered in Arcadia, California, providing financial solutions to the individual and business communities in San Gabriel Valley and surrounding areas in Los Angeles County. Our customer service team consists of experienced.

  • Maple Financial
  • 650 W Duarte Rd, Suite 405, Arcadia, CA, 91007
  • Lends in California
  • Maple Financial has a wide range of Mortgage Products for your home purchase or refinance, and we specialize in customizing the perfect loan for your specific needs Our mission is to work alongside our clients to help them reach their goals. That includes understanding exactly what they want and customizing a loan product and long term.

  • IBIS Financial Corporation
  • 77 West Las Tunas Drive, Suite 204, Arcadia, CA, 91007
  • Lends in California
  • IBIS Financial Corporation has served all residential and commercial clients in California, finding the best business loans, home loans, hard loans, and construction loans available. Our experienced staff is professionally motivated to help you find the right loan to buy their ideal house or business investment assets as soon as possible.