FHA VS Conventional loan programs in 2025 for Beaumont, Riverside County, California

For the year 2025, the Conventional loan cap in Beaumont, situated in Riverside county of CA, hits $726,200. Meanwhile, for a single-family home, the FHA limit stands at $644,000.

Apply the Lendersa® Conventional loan calculator to contrast today's leading Conventional, FHA, and USDA rates. Look at the requirements for income, credit, reserves, and necessary documentation. Utilize our advanced mortgage calculator to make side-by-side assessments of Conforming Conventional loans, as well as USDA, FHA, and VA loans. Decide which program in CA aligns with your unique financial situation best.

Examine loan offers from an array of 100 lenders

2025 Loan Limits and Down Payment Requirements in Beaumont, Riverside County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $460,000 0%
FHA $644,000 3.5%

This comparison table pertains to the following zip codes: 92223

Discover Conventional and FHA Loan Possibilities in Beaumont, CA

Lendersa® aims to provide you with the best Conventional, USDA, or FHA loans efficiently and with ease. Start with one of three pathways to connect with the right lenders and loan offers.

Results from Lendersa's USDA loan requests and matches


  • Forward Holdings LLC
  • 4550 East Cactus Road, Suite 250, Phoenix, AZ, 85032
  • Forward is a licensed mortgage brokerage, serving the lending needs of individuals looking to buy homes and customers looking to refinance. Our focus; providing personal and specialized mortgage services to meet each client’s specific needs. we Specialties in mortgage broker, first mortgages, first time home buyer, mortgage rates etc
  • Creative Home Loans L.L.C.
  • 16401 North 40th Street, Phoenix, AZ, 85032
  • Creative Home Loans LLC will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you.
  • Loanatik, L.L.C.
  • 4550 East Cactus Road, Suite 250, Phoenix, AZ, 85032
  • Loanatik is a fun and slightly irreverent consumer brand providing residential mortgages to qualified borrowers. The mission of the company is to reimagine the process of getting a mortgage from application through secondary marketing. Our goal is to empower borrowers in a simplified application process, making it easy and efficient to borrow.
  • COUNTRYFIRST MORTGAGE
  • 4568 E Cactus Rd, Suite 70, Phoenix, AZ, 85032
  • We make it extremely easy for you to get the right loan for your circumstances, hassle-free. Before you know it, you’ll have a mortgage loan that best fits your specific needs, saving you time and money. CountryFirst Mortgage works with you every step of the way, from Pre-Qualification to selecting the type of loan that is right for you.
  • B HOME Mortgage
  • 11811 N Tatum Blvd, Suite 3031, Phoenix, AZ, 85028
  • My name is Brandon Ross and I’m a mortgage consultant with B|HOME Mortgage in Phoenix. As a mortgage broker, I have access to numerous programs from the nation’s top residential lenders. I’m here to help you achieve your real estate goals. My promise is to deliver competitive rates with low costs
  • Home Loans by Paige, LLC
  • 3420 East Shea Boulevard, Suite 200, Phoenix, AZ, 85028
  • Every mortgage company and Loan Officer has the "best" rates, programs, service etc. The resourceful and skilled team at Home Loans By Paige is eager to help you reach your dreams. Mortgages made easy ... How to Qualify For a Low Rate Mortgage without the Headaches, Hassles, or Haggling! First Time Homebuyers ... Low Down Payment.
  • B HOME MORTGAGE
  • 11811 North Tatum Boulevard, Suite 3031-11, Phoenix, AZ, 85028
  • "B Home Mortgage is a local, family owned and operated Mortgage Company serving Phoenix and other parts of Arizona since 2005. Founded by Brian Carpenter and his father-in-law Kevin Burk, we have always provided exceptional service at a lower rate and price than everyone else on every type of residential mortgage loan.
  • Orion Mortgage Corporation
  • 11120 NTatum Boulevard, Suite 100, Phoenix, AZ, 85028
  • At Orion Mortgage, we’ve been helping residents all over the Valley reach their dreams of homeownership. Our dedicated team of mortgage and loan professionals are committed to providing the personal attention and excellent customer service you deserve. We are a small company that believes in honesty, hard work, and exemplary customer service.