FHA VS Conventional loan programs in 2025 for Cherry-Valley, Riverside County, California

For 2025, the Conventional loan limit in Cherry-Valley, in Riverside county, CA, is $647,200. The FHA limit, meanwhile, is $562,350 for a single-family home.

Lendersa® provides a Conventional loan calculator to assess today's best rates among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. With this advanced mortgage calculator, review Conforming Conventional, USDA, FHA, and VA options side by side to choose the most suitable program in CA for your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Cherry-Valley, Riverside, CA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $381,800 0%
FHA $562,350 3.5%

This table applies to zip codes: 92223

Explore Conventional and FHA Loan Options in Cherry-Valley, CA

The goal of Lendersa® is to efficiently secure the best loan options for you, whether Conventional, USDA, or FHA, without hassle. Choose from three pathways to find matched lenders and loan programs.

Results of Lendersa USDA request matching


  • Des Moines Metro Credit Union
  • 100 University Avenue, Des Moines, IA, 50314
  • Des Moines Metro Credit Union was established in 1938 to serve the employees of the city of Des Moines. Throughout the years, we have grown to serve other large and small employer groups, such as Unity Point, DART, and Warren County. In 1997, we became a community credit union, which allows us to serve those who live and work in Polk County.
  • Premier Credit Union Credit Union of Des Moines
  • 800 9th Street, Des Moines, IA, 50309
  • Premier Credit Union is your community credit union located in Des Moines, Iowa with branch locations in West Des Moines and Ames. We’re proud to support our members with the financial resources, lending opportunities and digital banking solutions they need. Premier Credit Union began as Bankers Life Employees Credit Union on September 11, 1933.
  • Bankers Trust Company
  • 453 7th St, Des Moines, IA, 50309
  • For more than 100 years, Bankers Trust has been a leading financial institution for commercial and consumer banking services. Headquartered in Des Moines, Iowa, Bankers Trust is the largest privately held financial institution in the state, and employs 565 people across the country.
  • Gooi Mortgage, Inc
  • 400 Locust St, Suite 330, Des Moines, IA, 50309
  • The Gooi Mortgage team has an extensive background in all functions of mortgage banking, including fulfillment and consulting services for lenders of all sizes. We deliver a seamless, end-to-end fulfillment solution for smaller lenders, creating the best mortgage loan experience possible.
  • Serve Credit Union
  • 423 East Court Avenue, Des Moines, IA, 50309
  • Serve Credit Union began serving Des Moines Police Officers in 1931 as the premier leader in financial services for law enforcement. Since inception, the credit union has expanded its field of membership to include first responders, government employees, school employees and their families
  • Journey Credit Union
  • 2930 SE 14th Street, Des Moines, IA, 50320
  • "Journey Credit Union's friendly staff is here to serve all your financial needs. It shall be the mission of Journey Credit Union to benefit all members by: promoting thrift and encouraging regular savings; offering loans at reasonable rates of interest; providing personal, professional and confidential services to all members;"
  • First State Bank of Texas
  • 4039 Ih 10 East, Orange, TX, 77630
  • First State Bank opened its doors on August 12, 1914. The bank was chartered and operated as Live Oak County State Bank until May 23, 1932, when the current name was adopted. Previous stockholders include John Nance Garner, former Vice President of The United States. The first branch opened on November 28, 2016 in Beaumont
  • Sabine Federal Credit Union
  • 1939 Strickland Drive, Orange, TX, 77630
  • Sabine Federal Credit Union was established in 1948. We are currently serving the financial needs of Hardin, Jasper, Jefferson, Newton, Orange & Tyler Counties with checking accounts auto loans, home mortgage loans, & more.Credit Union was established in 1948. We are currently serving the financial needs of Hardin Jasper, Jefferson, Newton, Orange.